Fast track to Star Alliance Gold Status when you spend $4,000 or more on eligible purchases in the first 90 days from account opening. Terms and Conditions apply.
$0 annual fee for the first year ( $450 p.a. thereafter).
Earn 1 point per $1 spent up to $3,000 per statement period and 0.5 points thereafter.
Pros and cons
$0 annual fee for the first year.
Enjoy 0% p.a. on balance transfers for 12 months with a 2% balance transfer fee.
Convert your Star Alliance points to frequent flyer points with 7 alliance member airlines.
Includes complimentary travel insurance and purchase protection insurance.
The annual fee reverts to $450 after the initial year.
You have to spend at least $60,000 annually to maintain Gold member status after the first year.
Rates and fees
Additional cardholders. Multiple additional cardholders at no extra fee.
Digital wallets. You can use this card with Apple Pay, Google Pay, or Samsung Pay.
Gambling transactions. Gambling transactions are blocked on this card.
Rewards and benefits
Complimentary travel insurance. The HSBC Star Alliance Credit Card comes with complimentary international travel insurance. The card must have been used to purchase travel expenses before departure to activate the cover. Eligibility criteria apply.
Concierge services. The HSBC Star Alliance Credit Card has access to a 24/7 concierge service. This service can help you with anything from travel recommendations and reservations to shopping advice and arranging gifts.
Global lounge access and priority at airports. Airport lounge access at over 1,000 lounges worldwide.
0% interest for 6 monthson flight bookings made directly through participating Star Alliance member airlines.
Insurances. This card comes with fraud protection, extended warranty protection, purchase protection insurance, price protection insurance, and transport accident insurance.
Rewards points. The HSBC Star Alliance Credit Card allows cardholders to earn 1 Star Alliance Point per $1 spent on eligible purchases and 2 Star Alliance Points per $1 spent on overseas transactions. There is no cap on how many Star Alliance Points can be earned, and they have no expiry date. However, the highest earn rate only applies for the first $3,000 in a statement month, then drops to 0.5 Star Alliance Points per $1 spent. Star Alliance Points can be transferred to frequent flyer programs of participating airlines — Air Canada, Air New Zealand, EVA Air, Singapore Airlines, South African Airways, Thai Airways, and United Airlines — then redeemed for flights or upgrades. This choice provides flexibility and makes it easier to find award seats on the dates you want to travel.
Sign up bonus. Spend at least $4,000 on eligible purchases within 90 days of opening your account and get Star Alliance Gold Status. Should you choose to be gold with Singapore Airlines or United, you'll also get lounge access and priority check-in when flying with Virgin Australia.
Rates and fees
Annual fee. This card comes with an initial fee of $0 and an ongoing annual fee of $450 p.a.
Balance transfers. The HSBC Star Alliance Credit Card offers a balance transfer offer of up to 90% of your credit limit, with a 2% balance transfer fee and a 0% introductory rate for 12 months, reverting to 21.99% p.a.
Cash advances. With this card, you will be charged 21.99% p.a. on any cash advances made, with interest accruing immediately from the transaction date. HSBC will charge a one-off fee and a percentage of the cash advance amount for any cash advances made with this card.
Foreign exchange fee. A 3% foreign transaction fee will be applied to all purchases made in a foreign currency, either online or overseas.
Interest-free period. Enjoy up to 55 days interest-free on purchases with the HSBC Star Alliance Credit Card when you have paid your previous balance in full or made the minimum required payment.
Purchases. The HSBC Star Alliance Credit Card does not offer an introductory purchase offer. Purchases will attract an interest rate of 19.99% p.a.
This product has not been reviewed yet. Click here to write your review and help others make a better decision.
At Finty we want to help you make informed financial decisions. We do this by providing a free comparison service as well as product reviews from our editorial staff.
Some of the products and services listed on our website are from partners who compensate us. This may influence which products we compare and the pages they are listed on. Partners have no influence over our editorial staff.
Disclaimer: You need to be logged in to claim Finty Rewards. If you proceed without logging in, you will not be able to claim Finty Rewards at a later time. In order for your rewards to be paid, you must submit your claim within 45 days. Please refer to our T&Cs for more information.