Hume Bank

Hume Bank credit cards

Hume Clear Visa Credit Card

Hume Clear Visa Credit Card

Highlights

The $30 annual fee is waived if you spend over $8,000 a year.
Earn 1 reward point for every $1 spent.
Up to 55 interest-free days.
Credit limits as low as $500 and as high as $50,000.

Pros

Low annual fee with fee waivers for spending over $8,000.
3 additional cardholders at no extra cost.
Earn cash redeemable loyalty points at the rate of 1 per $1 spent.
Get up to a $50,000 credit limit.

Cons

There are no introductory rates at the moment.
No special balance transfer offer at present.
Need to earn at least 400 points before you get money back in your account.

Hume Value Visa Credit Card

Hume Value Visa Credit Card

Highlights

$0 annual fee.
Low-interest rate of 11.95% p.a. on purchases.
Up to 55 interest-free days.

Pros

No annual fee card.
The low ongoing interest rate on purchases.
Up to 55 days interest-free period on purchases.
Minimum credit limits range between $500 to $20,000.

Cons

There are no introductory rates at the moment.

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