Hume Bank

Hume Bank credit cards

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Hume Clear Visa Credit Card

Hume Clear Visa Credit Card

Highlights

  • The $30 annual fee is waived if you spend over $8,000 a year.
  • Earn 1 reward point for every $1 spent.
  • Up to 55 interest-free days.
  • Credit limits as low as $500 and as high as $50,000.

Pros

  • Low annual fee with fee waivers for spending over $8,000.
  • 3 additional cardholders at no extra cost.
  • Earn cash redeemable loyalty points at the rate of 1 per $1 spent.
  • Get up to a $50,000 credit limit.

Cons

  • There are no introductory rates at the moment.
  • No special balance transfer offer at present.
  • Need to earn at least 400 points before you get money back in your account.
Hume Value Visa Credit Card

Hume Value Visa Credit Card

Highlights

  • $0 annual fee.
  • Low-interest rate of 11.95% p.a. on purchases.
  • Up to 55 interest-free days.

Pros

  • No annual fee card.
  • The low ongoing interest rate on purchases.
  • Up to 55 days interest-free period on purchases.
  • Minimum credit limits range between $500 to $20,000.

Cons

  • There are no introductory rates at the moment.