humm90 Platinum Mastercard

humm90 Platinum Mastercard

Highlights

  • Offers 110 interest-free days on purchases.
  • Turn any purchase over $250 into an interest-free installment plan and pay over 9, 12 or 15 months, saving on interest.
  • Compatible with Apple Pay and Google Pay.

Pros and cons

Pros

  • Get 110 interest-free days on purchases.
  • humm90/WRAP enables you to convert purchases of $250 into interest-free instalments that you can repay over 9, 12, or 15 months.
  • Up to 60 months of interest-free finance at humm partners.
  • No foreign exchange fees.

Cons

  • The $99 p.a. annual fee.
  • After 110 interest-free days, interest will be charged at 25.80% p.a. ongoing.
  • You do not earn reward points on this card.

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    The basics

    • Additional cardholders. Additional cardholders are not supported for this card.
    • Digital wallets. This card is compatible with Apple Pay, Google Pay, Samsung Pay, and Garmin Pay.
    • Gambling transactions. Gambling transactions are not allowed on the humm90 Platinum Mastercard.

    Rewards and benefits

    • Complimentary travel insurance. The humm90 Platinum Mastercard does not include an international travel insurance policy.
    • Concierge services. The humm90 Platinum Mastercard has access to a 24 / 7 concierge service that can help you book reservations, get travel recommendations, arrange gifts, shop advice, and more.
    • Insurances. This card does not offer any insurance.
    • Rewards points. This credit card does not have a rewards program.
    • Sign-up bonus. There is no sign-up bonus for this card at this time.

    Rates and fees

    • Annual fee. The ongoing annual fee for this card is $99 p.a.
    • Balance transfers. Available, but there is no introductory balance transfer offer.
    • Cash advances. Cash advances on the humm90 Platinum Mastercard will be charged at 25.99% p.a.
    • Foreign exchange fee. This card has no foreign transaction fees, so you won't be charged any additional fees or commissions when making international purchases.
    • Interest-free period. The humm90 Platinum Mastercard offers up to 110 days interest-free on all purchases, excluding cash advances, when you have paid the account balance in full by the due date or have made the required minimum repayments.
    • Purchases. There is no introductory offer on purchases with the humm90 Platinum Mastercard. Purchases will attract the ongoing interest rate of 25.80% p.a. However, you can save interest by putting purchases for more than $250 on an interest-free installment plan over 9, 12, or 15 months.

    Nilooka Dissanayake

    Reviewed by Nilooka Dissanayake

    Writer

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    As seen on

    Media - The Sydney Morning Herald
    Media - Yahoo Finance
    Media - News.com.au
    Media - Daily Mail Australia
    Media - Australian Fintech
    Media - Dynamic Business