Illawarra CU

Illawarra CU credit card

Illawarra CU Low Rate Mastercard

Illawarra CU Low Rate Mastercard

Highlights

  • Low annual fee of just $50 p.a. is waived in the first year.
  • Low purchase rate of 8.99% p.a.
  • Up to 45 days interest-free on purchases.

Pros

  • Compatible with Apple Pay, Google Pay, and Samsung pay.
  • Annual fee of $50 is waived in the first year.
  • Up to 45 days interest-free on purchases.
  • Credit limits range from $500 to $25,000.

Cons

  • No balance transfer offer at present.
  • There is a 3% overseas transaction fee.