ING (the trading name of ING Bank (Australia) Limited) is the world’s leading savings bank and is wholly owned by ING Group. ING Bank has over $12 billion paid in savings interest, financed 475,000+ home loans, over $1 billion invested through Living Super, proudly recognised by customers and industry with 1.5 million customers and counting!

ING credit cards

ING Orange One Rewards Platinum Credit Card


  • Get up to $30 cashback on your spend each month (up to $360 each year).
  • 16.99% p.a. variable on purchases.
  • Lock in low interest rates with instalments.
  • Comes with complimentary travel insurance. Terms, conditions, limits and exclusions apply.


  • Get up to $30 cashback per month, up to $360 each year.
  • Relatively low interest rate of 16.99% p.a. on cash advances and purchases.
  • An instalment plan that helps lock up lower interest rate (9.99% p.a.).


  • Interest-free 45 days is lower than most cards offering up to 55 days.
  • You need an Orange Everyday account or open one to get this credit card.
  • A lot of requirements to become eligible for ATM fee rebates and foreign transaction fee waivers.
ING Orange One Low Rate Credit Card


  • No annual fee and a low 11.99% p.a. variable on purchases.
  • Add an additional cardholder at $10 p.a.
  • No ING international transaction fees if you deposit at least $1,000 a month into your ING accounts (excluding Living Super and Orange One) and make 5+ card purchases that are settled (not pending).


  • No annual fee.
  • Competitively low interest rate of 11.99% p.a. on purchases and cash advances.
  • Variable 9.99% p.a. on instalments.
  • No international transaction fee.


  • Additional cardholder comes at a cost.
  • Minimum credit limit of $6,000.

ING savings account


Who are ING?

ING Australia is a wholly owned subsidiary of ING Group, a Dutch multinational banking and financial services corporation.

ING is a direct bank. What does that mean?

ING has no physical bank branches in Australia. Instead, all bank accounts and credit cards are operated via online banking, a mobile app, ATMS, telephone banking and ordinary mail.

Where can I find an ING bank branch?

ING Australia does not have any bank branches. All its accounts, including credit cards, are managed via online banking or a mobile app, or telephone banking, or mail.

There is, however, an ING Lounge at 60 Margaret Street in Sydney, where you can use ATMs, open accounts and complete ID checks, collect and deposit cheques and meet banking specialists.