Enjoy a low standard interest rate of 15.95% p.a. on purchases and cash advances.
Up to 55 days interest-free on purchases.
$0 international purchase fees.
Pros and cons
Low ongoing interest rate.
Get up to 55 interest-free days on purchases.
Get up to 4 additional cardholders for free.
No rewards program.
Limited travel benefits since this is a no-frills card.
No overseas travel insurance cover.
Rates and fees
Additional cardholders. This card allows up to 8 additional cardholders for an initial fee of $10 each. Once added, the main cardholder will manage the account and repayments.
Digital wallets. This card is compatible with Apple Pay and Google Pay. Samsung Pay is not currently supported.
Gambling transactions. Gambling-related transactions are not allowed with this card.
Rewards and benefits
Complimentary travel insurance. The Macquarie Visa RateSaver Credit Card does not provide complimentary international travel insurance coverage.
Concierge services. Cardholders do not have access to a 24/7 concierge service.
Insurances. This card does not come with insurance, but it offers fraud protection as standard.
Rewards points. This credit card does not earn points in the Macquarie Rewards program.
Sign up bonus. Macquarie Bank does not offer any sign up bonus for this card.
Rates and fees
Annual fee. The annual fee for this card is $69 p.a.
Balance transfers. There is no introductory balance transfer offer on the Macquarie Visa RateSaver Credit Card at the moment.
Cash advances. Cash advances attract interest at the rate of 15.95% p.a., with interest accruing immediately from the purchase date. Macquarie Bank will charge a one-off fee of $5 or 3%, whichever is greater.
Foreign exchange fee. This card has no foreign transaction fees. All purchases made online or overseas in a foreign currency will incur zero fees.
Interest-free period. Offers up to 55 days interest-free on purchases (excluding cash advances) when you have paid your previous balance in full or made the minimum payment required.
Purchases. There is no introductory offer on purchases. All purchases will be charged the ongoing rate of 15.95% p.a.
This product has not been reviewed yet. Click here to write your review and help others make a better decision.
At Finty we want to help you make informed financial decisions. We do this by providing a free comparison service as well as product reviews from our editorial staff.
Some of the products and services listed on our website are from partners who compensate us. This may influence which products we compare and the pages they are listed on. Partners have no influence over our editorial staff.
Disclaimer: You need to be logged in to claim Finty Rewards. If you proceed without logging in, you will not be able to claim Finty Rewards at a later time. In order for your rewards to be paid, you must submit your claim within 45 days. Please refer to our T&Cs for more information.