How to send money to Argentina from Australia

By   |   Verified by David Boyd   |   Updated 11 Nov 2022

AUD to ARS

Are you looking for the best way to send money from Australia to a family member, friend, or business in Argentina?

Recipients will get more pesos if you send money to Argentina from Australia with an online international money transfer service because of their better exchange rates and cheaper transfer fees.

Need to transfer money to Argentina from Australia?

Best ways to send money to Argentina

Remitly

On website

Remitly

Highlights

  • Enjoy great exchange rates and low fees.
  • Every transfer carries a delivery promise. Have your money delivered on time or get your money back.
  • Safety and security. Remitly uses industry-standard security protocols and encryption.

Pros

  • Low transaction fees.
  • Plenty of delivery options.
  • Wide global network, covering 50+ currencies and countries.
  • Highly rated customer support.

Cons

  • Fees apply when you fund your account using a credit card.
  • Transfer limits apply.
Wise Money Transfer

On website

Highlights

  • Wise Borderless multi-currency receiving accounts. This gives you access to a digital currency wallet that you can hold and transact in over 50 currencies.
  • Borderless Debit Card. The FX optimised debit card is attached to your Wise Borderless account that can be used to withdraw or pay for purchases in foreign currency within or outside Australia.
  • Android and Apple Apps. Indulge convenience by transacting thru the Wise App anytime and anywhere!
  • Fund options. Loads of options to fund your Wise account including transfer from Debit and credit cards, or thru a local bank transfer. Quick and easy!

Pros

  • Low and competitive fees.
  • Easy to understand fee structure.
  • Easy to use website and mobile apps.
  • High transfer limit.

Cons

  • Limited currencies and destination countries compared with some competitors.
  • Can only send funds to the recipient's bank account.
WorldRemit

WorldRemit

Highlights

  • Send 70 currencies to 130 countries, from your smartphone or computer.
  • WorldRemit uses industry-leading technology that protects your money and guarantees it arrives safely every time.
  • See WorldRemit's low fees and their best exchange rates upfront, with no hidden costs

Pros

  • Low transfer fees.
  • No minimum transfer amount is required.
  • Multiple payment options.
  • Cash pick-up, cash delivery, and Airtime mobile phone top-up are available.

Cons

  • Transaction limit of $5,000 for some payment methods.
  • Fees depend on the method and currency you choose.

Compare more money transfer services before you send money to Argentina.

First time sending?

How to send money to Argentina from Australia

Online money transfer services are the best way to send money to Argentina from Australia. They’re faster, easier, and more convenient than traditional banks.

  1. Choose the best money transfer service for you. You can find reputable money transfer services on this page to send money to Argentina. Consider the fees, transfer times and delivery options when choosing a service.
  2. Open your account. Getting set up is not a complicated process and will only take a few minutes.
  3. Configure the transfer. You’ll be asked to specify how much money you want to send, how you would like it delivered, and the recipient’s details. Then, you’ll see precisely how much money the recipient will receive in Argentine pesos. This quote may be valid for a limited time since exchange rates fluctuate constantly.
  4. Fund the transfer. Most services have funding options, including bank transfers, debit and credit cards, and cash. Consider how fast the recipient needs the funds since the chosen funding method impacts overall speed.
  5. Confirm details and send. You’ll typically get a tracking link or reference number so you and the recipient can track the transfer’s progress.

What are the fees and charges?

Costs for sending money to Argentina from Australia

  • Service fee. The amount a money transfer service charges to send money to Argentina will vary depending on how much you are sending, how it is being delivered (for example, a mobile phone top-up or transferred to a bank account), and how the transaction was funded.
  • Collection fee. If the recipient wants to collect funds from a convenient location, you or the recipient may have an extra cost to pay.
  • Delivery fee. You'll have to pay for the added service if you decide to have the money delivered to the recipient's address.
  • Cash advance fee. Banks treat funding a money transfer as a cash advance, which means paying the cash advance fee and cash advance rate.
  • Exchange rate. When you send large amounts of money abroad, the exchange rate between the Australian dollar and the Argentine peso can significantly impact how much your recipient will get. Because foreign currency exchange rates fluctuate constantly, a few minutes or an hour can affect how much money the recipient receives.

Looking for other options?

Alternative ways to send money to Argentina from Australia

Other options exist for sending money to Nigeria if you do not want to use an online money transfer service, each with pros and cons to consider.

  • Bank transfer. Sending money with your bank may be the most convenient option, but it comes at the cost of uncompetitive exchange rates, higher fees, and slower transfer times.
  • Crypto. You can send cryptocurrency like Bitcoin or a stablecoin to someone in Argentina. Crypto transfers are typically fast and cheap. Once the crypto has been transferred to the recipient’s wallet, they can choose whether to hold it there or withdraw it to a bank account.
  • Money orders. This is a reliable way to send money to Argentina. The main problem is speed. A money order would typically be delivered via postal mail or courier and then cashed in.
  • Money transfer agents. Useful if you don’t have a bank account or want to fund the transfer with cash. Check where the recipient can collect funds.
  • Prepaid cards. These cards can be loaded with cash and then used to withdraw money at an ATM in Argentina. Limits typically apply to the amount loaded onto the card and withdrawn. In addition, depending on the card, a withdrawal or currency conversion fee may apply.

Still not sure?

FAQs

How long does it take for money sent from Australia to arrive in Argentina?

The time frame will depend on the method used to send the money. For example, a bank transfer can take a few days, while money sent with a money transfer service can arrive within minutes.

Can I send money to Argentina if the recipient has no bank account?

Yes. You can still send money through a transfer service if the recipient has no bank account. The sender can configure the money transfer so the recipient can collect cash from a specific location, or a courier can deliver the cash for an extra fee. Alternatively, you could use a money order, send crypto, or even send a prepaid card.

Is it safe to send money to Argentina from Australia?

Yes, sending money to Argentina from Australia is safe when you use a reputable company. Finty only lists established money transfer services.

Can I send a money order to Argentina from Australia?

Yes, purchasing a money order in Australia and sending it to Argentina via postal mail or tracked courier is possible. The recipient can then cash the money order at a bank, credit union, local post office, etc.

Can I use my credit card to send money to Argentina from Australia?

Yes. You can fund a money transfer to Argentina with a credit card. However, your credit card issuer may charge a cash advance fee since the transaction will most likely be classified as a cash equivalent. Additionally, the transaction will immediately incur interest at the cash advance rate.

Can I send cryptocurrency to Argentina from Australia?

Yes, cryptocurrencies such as Bitcoin and Ethereum can be sent to Argentina from Australia. The recipient can then choose whether to sell the crypto for cash or use it to transact with stores and people who accept it.