How to send money to Pakistan from Australia

Are you looking for the best way to send money from Australia to a family member, friend or business in Pakistan?

Recipients will get more rupees for the same amount of dollars if you send money to Pakistan from Australia using an online international money transfer service because of their competitive exchange rates and lower fees.

Online money transfers are convenient, fast and cheap to send money from Australia to Pakistan. This step-by-step guide will show you how to get started if you’ve never used one.

1. Choose the best money transfer service for you. On this page you can find reputable money transfer services that can help you send money to Pakistan.
2. Set up an account. You will need to provide some personal details and proof of identity.
3. Configure the transfer. Enter details of the recipient’s full name, address, bank account number (if that’s where you want funds delivered), and how much money to send. Depending on the service used, it may be possible to choose how funds will be delivered to the recipient.
4. Choose how to pay for the transfer. You can make the payment using a bank transfer, debit card or cash, and in some cases a credit card. Be aware that the payment method will affect how long it takes for the money to arrive, and how much you will pay in transaction fees.
5. Send the money and track the transfer. Once the transfer is initiated, you’ll be able to track its progress and keep the recipient informed.

• Service fee. The amount a money transfer service charges for your transaction will vary depending on the amount of money being sent, how it is being delivered, and how the transaction is being funded.
• Collection fee. A fee charged if you want your recipient to be able to pick up cash.
• Delivery fee. An additional fee if you choose to have cash delivered to the recipient’s address.
• Cash advance fee. A fee charged by the credit card issuer when you fund a money transfer with a credit card. Interest charges are applied separately.
• Exchange rate. When you send money overseas, the exchange rate used by the transfer service can significantly impact how much your recipient will get.

There are other ways to send money to Pakistan if you do not want to use an online money transfer service.

• Bank transfer. One option for sending money to Pakistan is through a bank transfer. Be aware that banks typically have high fees and poor exchange rates, and usually take longer to deliver your transfer than an online money transfer service.
• Crypto. If the recipient can accept crypto, this can be a very cheap and fast option. Sending a stablecoin means the recipient is not exposed to fluctuations in price, as they they would if receiving Bitcoin or another token.
• Money orders. You can buy a paper money order from the post office and send it to your recipient’s address in Pakistan. They can then cash it in. However, this is probably the slowest way to send money.
• Money transfer agents. A money transfer agent is an option if you don’t have a bank account or want to use cash. Check that there is a money transfer agent near the recipient where they can collect their funds.
• Prepaid cards. You can load a prepaid card with cash which your recipient can then use to withdraw money at an ATM in Pakistan. Be aware that there may be limits on how much you can load onto the card and how much your recipient can withdraw in one go or over a period.

How long does it take for money sent from Australia to arrive in Pakistan?

The time frame will depend on the method used to send the money. For example, a bank transfer can take a few days, while money sent with a money transfer service can arrive within minutes.

Can I send money to Pakistan if the recipient has no bank account?

Yes. You can still send money through a transfer service if the recipient has no bank account. The sender can configure the money transfer so the recipient can collect cash from a specific location, or a courier can deliver the cash. Alternatively, you could use a money order, send crypto, or even send a prepaid card.

Is it safe to send money to Pakistan from Australia?

Yes, sending money to Pakistan from Australia is safe when you use a reputable company. We only list established money transfer services on Finty.

Can I send a money order to Pakistan from Australia?

Yes, purchasing a money order in Australia and sending it to Pakistan via postal mail or tracked courier is possible. The recipient can then cash the money order at a bank, credit union, local post office or similar agency.

Can I use my credit card to send money to Pakistan from Australia?

Yes. Some transfer services allow you to fund a money transfer to Pakistan with a credit card. However, your credit card issuer may charge a cash advance fee since the transaction will most likely be classified as a cash equivalent. Additionally, the transaction will immediately incur interest at the cash advance rate.

Can I send cryptocurrency to Pakistan from Australia?

Yes, cryptocurrencies such as Bitcoin and Ethereum can be sent to Pakistan from Australia. The recipient can then choose whether to sell the crypto for cash or use it to transact in stores and with people who accept it.