How to send money to Poland from Australia

Are you looking for the best way to send money from Australia to a family member, friend or business in Poland?

Recipients will get more zlotys for the same amount of dollars if you send money to Poland from Australia using an online international money transfer service because of their competitive exchange rates and lower fees.

Online money transfer services offer a quick and easy way to send money to Poland from Australia. Follow these steps if you’ve never used one before.

1. Choose the best service for sending money to Poland. Compare the fees, transfer times and delivery options of different money transfer services. Choose whichever one suits your needs best.
2. Open your account. You will need to provide some personal information and proof of identification.
3. Configure the transfer. You'll be asked for the recipient’s full name, address, bank account number (if you want funds delivered to a bank account), and how much money you plan to send. Depending on the service used, different options may be available for how the funds will be delivered to the recipient. Select the delivery option that works best for you and the recipient.
4. Choose how you will pay for the transfer. You can use a bank transfer, debit card or cash, and in some cases a credit card. The method you choose to pay will affect how long it takes for the transfer to be completed and the amount you will need to pay in fees.
5. Send the money and track the transfer. Once your transfer is initiated, you’ll be able to track its progress and keep the recipient informed.

• Service fee. The amount a money transfer service charges to send your funds will vary depending on the amount of money being sent, how it is being delivered, and how the transaction is being funded.
• Collection fee. A fee charged if you want your recipient to be able to pick up cash.
• Delivery fee. An additional fee if you choose to have cash delivered to the recipient’s address.
• Cash advance fee. A fee charged by the credit card issuer when you fund a money transfer with a credit card. Interest charges are applied separately.
• Exchange rate. When you send money overseas, the exchange rate used by the transfer service can significantly impact how much your recipient will get.

Other alternatives to online money transfer services for sending money to Poland include using a prepaid debit card, a money order, or a wire transfer.

• Bank transfer. Convenient but more expensive and generally slower than an online international money transfer service.
• Crypto. If the recipient can accept crypto, this can be a very cheap and fast option. Sending a stablecoin means the recipient is not exposed to fluctuations in price, as they would if receiving Bitcoin or another token.
• Money orders. One of the oldest ways to send money, paper money orders are also one of the slowest. Once the recipient receives the money order, they can cash it in.
• Money transfer agents are located in most large towns and cities. Check that there is one near the recipient so they can collect the funds.
• Prepaid cards. Transaction limits, such as how much can be loaded and how much can be withdrawn per day, make prepaid cards impractical for large amounts.

How long does it take for money sent from Australia to arrive in Poland?

The time frame will depend on the method used to send the money. For example, a bank transfer can take a few days, while money sent with a money transfer service can arrive within minutes.

Can I send money to Poland if the recipient has no bank account?

Yes. You can still send money through an online transfer service if the recipient has no bank account. The sender can configure the money transfer so the recipient can collect cash from a specific location, or a courier can deliver the cash. Alternatively, you could use a money order, send crypto, or even send a prepaid card.

Is it safe to send money to Poland from Australia?

Yes, sending money to Poland from Australia is safe when you use a reputable company. We only list established money transfer services on Finty.

Can I send a money order to Poland from Australia?

Yes, it is possible to purchase a money order in Australia and send it to Poland via postal mail or tracked courier. The recipient can then cash the money order at a bank, credit union, local post office or similar agency.

Can I use my credit card to send money to Poland from Australia?

Yes. Some online transfer services allow you to fund a money transfer to Poland with a credit card. However, your credit card issuer may charge a cash advance fee since the transaction will most likely be classified as a cash equivalent. Additionally, the transaction will immediately incur interest at the cash advance rate.

Can I send cryptocurrency to Poland from Australia?

Yes, cryptocurrencies such as Bitcoin and Ethereum can be sent to Poland from Australia. The recipient can then choose whether to sell the crypto for cash or use it to transact in stores and with people who accept it.