How to send money to Spain from Australia

Are you looking for the best way to send money from Australia to a family member, friend or business in Spain?

Recipients will get more euros for the same amount of dollars if you send money to Spain from Australia using an online international money transfer service because of their competitive exchange rates and lower fees.

Money transfer services offer a convenient, fast and cheap way to send money to Spain from Australia. This step-by-step process explains how it works if you haven’t used one before.

1. Choose a money transfer service. On this page, you can find reputable money transfer services that can transfer money to Spain.
2. Create an account. This will usually involve providing some personal information and proof of identification.
3. Set up the transfer. You’ll have to provide the recipient’s name, address, bank account number (if you want funds delivered to a bank), and how much money you plan to send. Depending on the service used, it may be possible to choose how funds will be delivered to the recipient.
4. Choose how you will pay for the transfer. You can use a bank transfer, debit card or cash, and in some cases a credit card. Be aware that how you pay for the transfer affects how long it will take for the money to reach your recipient, and how much you will pay in fees.
5. Send the money and track the transfer. Once your transfer is initiated, you can follow its progress. You may wish to share the reference number with the recipient since it may be required to collect money.

• Service fee. The amount a money transfer service charges to send your funds will vary depending on the amount of money being sent, how it is being delivered, and how the transaction is being funded.
• Collection fee. A fee charged if you want your recipient to be able to pick up cash.
• Delivery fee. An additional fee if you choose to have cash delivered to the recipient’s address.
• Cash advance fee. A fee charged by the credit card issuer when you fund a money transfer with a credit card. Interest charges are applied separately.
• Exchange rate. When you send money overseas, the exchange rate used by the transfer service can significantly impact how much your recipient will get.

Some alternative options for sending money to Spain include using a prepaid debit card, a money order or a wire transfer service.

• Bank transfer. Sending a bank transfer internationally can be expensive, and you may need to pay a fee to the receiving bank. The recipient must also have a bank account to receive the funds. Bank transfers are relatively slow and expensive.
• Crypto. If the recipient can accept crypto, this can be a very cheap and fast option. Sending a stablecoin means the recipient is not exposed to fluctuations in price, as they would if receiving Bitcoin or another token.
• Money orders. You can purchase a paper money order in Australia and then send it to Spain. The recipient can cash the money order at a post office. This is a slow way to transfer funds, but it is one of the most secure methods.
• Money transfer agents are located in most large towns and cities. Check that there is one near the recipient so they can collect the funds.
• Prepaid cards. A prepaid card can be loaded with cash and used to withdraw cash at an ATM in Spain. Most cards have limitations on how much money can be loaded and how much can be withdrawn in one go or within a day.

How long does it take for money sent from Australia to arrive in Spain?

The time frame will depend on the method used to send the money. For example, a bank transfer can take a few days, while money sent with an online money transfer service can arrive within minutes.

Can I send money to Spain if the recipient has no bank account?

Yes. You can still send money through an online transfer service if the recipient has no bank account. The sender can configure the money transfer so the recipient can collect cash from a specific location, or a courier can deliver the cash. Alternatively, you could use a money order, send crypto, or even send a prepaid card.

Is it safe to send money to Spain from Australia?

Yes, sending money to Spain from Australia is safe when you use a reputable company. We only list established money transfer services on Finty.

Can I send a money order to Spain from Australia?

Yes, it is possible to purchase a paper money order in Australia and send it to Spain via postal mail or tracked courier. The recipient can then cash the money order at a bank, credit union, local post office or similar agency.

Can I use my credit card to send money to Spain from Australia?

Yes. Some money transfer services allow you to fund a money transfer to Spain with a credit card. However, your credit card issuer may charge a cash advance fee since the transaction will most likely be classified as a cash equivalent. Additionally, the transaction will immediately incur interest at the cash advance rate.

Can I send cryptocurrency to Spain from Australia?

Yes, cryptocurrencies such as Bitcoin and Ethereum can be sent to Spain from Australia. The recipient can then choose whether to sell the crypto for cash or use it to transact in stores and with people who accept it.