How to send money to Tonga from Australia

By   |   Verified by David Boyd   |   Updated 31 Jan 2023

Send Money AUD to Exotic Currency

Are you looking for the best way to send money from Australia to a family member, friend or business in Tonga?

Recipients will get more pa'anga for the same amount of dollars if you send money to Tonga from Australia using an online international money transfer service because of their competitive exchange rates and lower fees.

Need to transfer money to Tonga from Australia?

Best ways to send money to Tonga

OFX Money Transfer

On website

OFX Money Transfer


  • Enjoy better rates and fees.
  • Transfers to most countries take 1-2 business days. Track your transfer online or with the OFX mobile app.
  • With support staff that are located in Australia, USA, UK, Canada, New Zealand, Hong Kong and Singapore.


  • Easy and quick account opening.
  • Wide range of supported currencies and countries.
  • No fees if transferring more than $10,000.
  • Enjoy additional features for business transfers.


  • Limited payment options.
  • $15 fee if transferring less than $10,000.

On website



  • Enjoy great exchange rates and low fees.
  • Every transfer carries a delivery promise. Have your money delivered on time or get your money back.
  • Safety and security. Remitly uses industry-standard security protocols and encryption.


  • Low transaction fees.
  • Plenty of delivery options.
  • Wide global network, covering 50+ currencies and countries.
  • Highly rated customer support.


  • Fees apply when you fund your account using a credit card.
  • Transfer limits apply.

On website



  • Use the promo code FINTY and get AUD $30 bonus on your first transfer. Terms and Conditions apply.
  • Send money and earn points.
  • Enjoy low fees, and great FX rates. No hidden charges.
  • Transfer money to 55+ countries.


  • Transfer fees are between 0.25% to 1%.
  • Earn loyalty points.
  • Dedicated customer support.
  • Mobile apps.


  • There is no cash pick-up option.

Compare more money transfer services before you send money to Tonga.

First time sending?

How to send money to Tonga from Australia

Money transfer services are a fast, easy, and affordable way to send money to Tonga from Australia. If you've never used one before, this step-by-step guide will show you how.

  1. Choose a money transfer service. On this page you can find reputable money transfer services that can transfer money to Tonga.
  2. Open your account. You will need to provide some personal information and proof of identification.
  3. Select the amount and delivery method. Choose the currency and how much money to send, and whether you want it delivered to a bank account or as cash. Be aware that some money transfer services only allow funds to be delivered to a bank account.
  4. Choose how to pay. You can use a bank transfer, debit card or cash, and in some cases a credit card, to fund the transfer. How you pay will affect the time it takes for the money to reach its destination and the fees you will pay.
  5. Send the money and track the transfer. Once the transfer is initiated you'll be able to track its progress and keep the recipient informed.

What are the fees and charges?

Costs for sending money to Tonga from Australia

  • Service fee. The amount a money transfer service charges for your transaction will vary depending on the amount of money being sent, how it is being delivered, and how the transaction is being funded.
  • Collection fee. A fee charged if you want your recipient to be able to pick up cash.
  • Delivery fee. An additional fee if you choose to have cash delivered to the recipient’s address.
  • Cash advance fee. A fee charged by the credit card issuer when you fund a money transfer with a credit card. Interest charges are applied separately.
  • Exchange rate. When you send money overseas, the exchange rate used by the transfer service can significantly impact how much your recipient will get.

Looking for other options?

Alternative ways to send money to Tonga from Australia

  • Bank transfer. Sending money via your bank may be easy, but it is typically more expensive, slower, and less flexible than an online international money transfer service.
  • Money orders. A money order is one of the oldest ways to send money from one person to another. Once you buy the paper money order, you can send it to your recipient’s address by postal mail or courier. They can then cash it in.
  • Prepaid cards. A prepaid card can be a good option if you want to send money quickly to your recipient in Tonga. Most cards have transaction limits, such as how much can be loaded and how much can be withdrawn in one go or within a day.
  • Crypto. If the recipient can accept crypto, this can be a very cheap and fast option. Sending a stablecoin means the recipient is not exposed to fluctuations in price, as they would if receiving Bitcoin or another token.
  • Money transfer agents are located in most large towns and cities. Check that there is one near the recipient so they can collect the funds. They can use the card to withdraw cash from an ATM or to make purchases at shops and online.

Still not sure?


How long does it take for money sent from Australia to arrive in Tonga?

The time frame will depend on the method used to send the money. For example, a bank transfer can take a few days, while money sent with a money transfer service can arrive within minutes.

Can I send money to Tonga if the recipient has no bank account?

Yes. You can still send money through a transfer service if the recipient has no bank account. The sender can configure the money transfer so the recipient can collect cash from a specific location, or a courier can deliver the cash. Alternatively, you could use a money order, send crypto, or even send a prepaid card.

Is it safe to send money to Tonga from Australia?

Yes, sending money to Tonga from Australia is safe when you use a reputable company. We only list established money transfer services on Finty.

Can I send a money order to Tonga from Australia?

Yes, purchasing a money order in Australia and sending it to Tonga via postal mail or tracked courier is possible. The recipient can then cash the money order at a bank, credit union, local post office or similar agency.

Can I use my credit card to send money to Tonga from Australia?

Yes. Some online money transfer services allow you to fund a money transfer to Tonga with a credit card. However, your credit card issuer may charge a cash advance fee since the transaction will most likely be classified as a cash equivalent. Additionally, the transaction will immediately incur interest at the cash advance rate.

Can I send cryptocurrency to Tonga from Australia?

Yes, cryptocurrencies such as Bitcoin and Ethereum can be sent to Tonga from Australia. The recipient can then choose whether to sell the crypto for cash or use it with people who accept it.