How to send money to Vietnam from Australia

By   |   Verified by David Boyd   |   Updated 11 Nov 2022


Do you want to send money to Vietnam from Australia but are unsure of the best way?

Online money transfer services offer better rates and lower fees than you would get if you used a traditional bank.

Need to transfer money to Vietnam from Australia?

Best ways to send money to Vietnam


On website



  • Enjoy great exchange rates and low fees.
  • Every transfer carries a delivery promise. Have your money delivered on time or get your money back.
  • Safety and security. Remitly uses industry-standard security protocols and encryption.


  • Low transaction fees.
  • Plenty of delivery options.
  • Wide global network, covering 50+ currencies and countries.
  • Highly rated customer support.


  • Fees apply when you fund your account using a credit card.
  • Transfer limits apply.



  • Send 70 currencies to 130 countries, from your smartphone or computer.
  • WorldRemit uses industry-leading technology that protects your money and guarantees it arrives safely every time.
  • See WorldRemit's low fees and their best exchange rates upfront, with no hidden costs


  • Low transfer fees.
  • No minimum transfer amount is required.
  • Multiple payment options.
  • Cash pick-up, cash delivery, and Airtime mobile phone top-up are available.


  • Transaction limit of $5,000 for some payment methods.
  • Fees depend on the method and currency you choose.
Wise Money Transfer

On website


  • Wise Borderless multi-currency receiving accounts. This gives you access to a digital currency wallet that you can hold and transact in over 50 currencies.
  • Borderless Debit Card. The FX optimised debit card is attached to your Wise Borderless account that can be used to withdraw or pay for purchases in foreign currency within or outside Australia.
  • Android and Apple Apps. Indulge convenience by transacting thru the Wise App anytime and anywhere!
  • Fund options. Loads of options to fund your Wise account including transfer from Debit and credit cards, or thru a local bank transfer. Quick and easy!


  • Low and competitive fees.
  • Easy to understand fee structure.
  • Easy to use website and mobile apps.
  • High transfer limit.


  • Limited currencies and destination countries compared with some competitors.
  • Can only send funds to the recipient's bank account.

Compare more money transfer services before you send money to Vietnam.

First time sending?

How to send money to Vietnam from Australia

Money transfer services are an efficient, convenient, and cost-effective way to send money to Vietnam from Australia. Here’s a step-by-step guide to help you get started.

  1. Decide how you would like to send the money. Compare the various fees, transfer times and delivery options, among other factors. Then, choose the best way to send money to Vietnam that suits you and the recipient.
  2. Open your account. Opening an account with a money transfer service usually involves providing personal information and proof of identification.
  3. Set up the transfer. You will be asked for details such as the recipient’s full name, address, bank account number (if you want funds delivered to a bank), and how much money you plan to send. Different money transfer services offer varying options on how the funds you send to Vietnam will be delivered to the recipient. Select the delivery option that serves you and the recipient.
  4. Choose how to pay for the transfer. For example, you could fund the transfer account with a bank transfer, debit card, credit card, or cash. Remember that how you are funding the transfer affects the time it takes for the transfer to take place and for the recipient to get the money.
  5. Send the money and track the transfer. Once initiated, you’ll be able to track the progress of your funds and will need to inform the recipient.

What are the fees and charges?

Costs for sending money to Vietnam from Australia

  • Service fee. The amount of money a money transfer service charges to send to Vietnam will vary depending on the amount of money being sent, how it is being delivered, and how the transaction is being funded.
  • Collection fee. Charged to pick up cash.
  • Delivery fee. Charged to have cash delivered to the recipient’s address
  • Cash advance fee. Set by the credit card issuer when funding a money transfer with a credit card. Interest applies separately.
  • Exchange rate. When you send large amounts of money abroad, the exchange rate can significantly impact how much your recipient will get.

Looking for other options?

Alternative ways to send money to Vietnam from Australia

If you prefer not to use an online money transfer service, there are other options you can use for sending money to Vietnam.

  • Bank transfer. Convenient but more expensive and generally slower than an international money transfer service.
  • Crypto. If the recipient can accept crypto, this can be a very cheap and fast option. Sending a stablecoin means the recipient is not exposed to fluctuations in price like they would if receiving Bitcoin or another token.
  • Money orders. One of the oldest ways to send money. They’re also one of the slowest. Once the recipient receives the money order, they can cash it in.
  • Money transfer agents. Located in most large towns and cities. Check that there is one near the recipient so they can collect the funds.
  • Prepaid cards. Transaction limits, such as how much can be loaded and how much can be withdrawn per day, make prepaid cards impractical for large amounts.

Still not sure?


How long does it take for money sent from Australia to arrive in Vietnam?

A money transfer service can deliver funds faster than a bank transfer, which can take several days.

Can I send money to Vietnam if the recipient has no bank account?

Yes. It is possible to send money to someone in Vietnam using a money transfer service, even if they don't have a bank account. Depending on the service, funds can be collected by the recipient at a convenient location or delivered to them by a courier. You could also send a prepaid card, a money order, or digital currency.

Is it safe to send money to Vietnam from Australia?

Using a reputable company means sending money to Vietnam from Australia is safe. Finty only features reputable money transfer services.

Can I send a money order to Vietnam from Australia?

You can buy a money order in Australia and send it to Vietnam by tracked courier or regular postal mail. The recipient can cash it at a bank, credit union, post office, etc.

Can I use my credit card to send money to Vietnam from Australia?

Yes. A credit card can be used to transfer money to Vietnam. However, most credit card companies impose a cash advance fee because the transaction will almost certainly be classified as a cash equivalent. The transaction will also be charged interest at the cash advance rate immediately.

Can I send cryptocurrency to Vietnam from Australia?

Cryptocurrencies like Bitcoin and Ethereum can be sent from Australia to someone in Vietnam. The recipient can then decide whether to sell the cryptocurrency for cash or to use it to trade with businesses or other people who accept it.