Newcastle Permanent

The largest and financially strongest customer-owned banking institution based in NSW in terms of net assets. Newcastle Permanent's focus is to provide market-leading products and services for its customers, and look after the community.

Newcastle Permanent credit card

Newcastle Permanent Value+ Credit Card


  • Get a low interest rate of 11.99% p.a. on purchases, cash advances and balance transfers.
  • Enjoy up to 55 days interest free on purchases.
  • Add up to 3 additional cards at no extra cost.


  • Low annual fee.
  • Competitive low interest rate.
  • Enjoy up to 55 days interest-free on purchases.
  • Get up to 3 additional cards at no extra cost.


  • There is a foreign currency conversion fee of 3%.
  • Doesn't have an interest-free balance transfer offer.