Orange CU AMIGO Credit Card

Name: Orange CU AMIGO Credit Card
Brand: Orange CU
Rating: 4.0 (1 reviews)

Low annual fee of $49 p.a.
Low-interest rate of 13.99% p.a. on balance transfers, cash advances, and purchases.
Enjoy up to 55 days interest-free on purchases.

Pros and cons

Additional cardholders. An additional cardholder can be added at no extra cost.
Digital wallets. Orange CU customers can use Apple Pay, Google Pay, and Samsung Pay.
Gambling transactions. Gambling transactions are not allowed on this card.

Complimentary travel insurance. International travel insurance is not available with the Orange CU AMIGO Credit Card.
Concierge services. Cardholders do not have access to a concierge service.
Insurances. This card does not offer any insurance coverage.
Rewards points. This credit card does not have a rewards program.
Sign up bonus. Orange Credit Union does not offer any sign up bonus for this card.

Annual fee. The annual fee for this card is $49 p.a. This is about average for a value card such as this.
Balance transfers. This credit card offers a 0% introductory balance transfer rate for up to 14 months, with a low 13.99% p.a. revert rate after the promotional period ends.
Cash advances. If you decide to use your Orange CU AMIGO Credit Card for a cash advance, you will be charged 13.99% p.a. from the transaction date. A one-off fee will be charged too.
Foreign exchange fee. No foreign transaction fees are charged on purchases made in a foreign currency.
Interest-free period. Offers up to 55 days of interest-free purchases (excluding cash advances), provided the account balance is paid in full each month or at least the minimum payment is made.
Purchases. There is no introductory interest rate offer on purchases. Purchases made with this card will incur interest at the ongoing rate of 13.99% p.a.