Orange CU AMIGO Credit Card

Orange CU AMIGO Credit Card

Highlights

  • Low annual fee of $49 p.a.
  • Low-interest rate of 13.99% p.a. on balance transfers, cash advances, and purchases.
  • Enjoy up to 55 days interest-free on purchases.

Pros and cons

Pros

  • Credit limit from as little as $1,000.
  • Low interest rates on purchases, cash advances, and balance transfers.
  • Use Visa PayWave for transactions under $100.
  • Get an additional card at no extra cost.

Cons

  • No rewards program.
  • Foreign currency transactions come with a 3% fee.
  • No introductory interest-free balance transfer offer.

History

    Our review

    Convenience

    Customer service

    Rates and fees

    Rewards

    Trust

    The basics

    • Additional cardholders. An additional cardholder can be added at no extra cost.
    • Digital wallets. Orange CU customers can use Apple Pay, Google Pay, and Samsung Pay.
    • Gambling transactions. Gambling transactions are not allowed on this card.

    Rewards and benefits

    • Complimentary travel insurance. International travel insurance is not available with the Orange CU AMIGO Credit Card.
    • Concierge services. Cardholders do not have access to a concierge service.
    • Insurances. This card does not offer any insurance coverage.
    • Rewards points. This credit card does not have a rewards program.
    • Sign up bonus. Orange Credit Union does not offer any sign up bonus for this card.

    Rates and fees

    • Annual fee. The annual fee for this card is $49 p.a. This is about average for a value card such as this.
    • Balance transfers. This credit card offers a 0% introductory balance transfer rate for up to 14 months, with a low 13.99% p.a. revert rate after the promotional period ends.
    • Cash advances. If you decide to use your Orange CU AMIGO Credit Card for a cash advance, you will be charged 13.99% p.a. from the transaction date. A one-off fee will be charged too.
    • Foreign exchange fee. No foreign transaction fees are charged on purchases made in a foreign currency.
    • Interest-free period. Offers up to 55 days of interest-free purchases (excluding cash advances), provided the account balance is paid in full each month or at least the minimum payment is made.
    • Purchases. There is no introductory interest rate offer on purchases. Purchases made with this card will incur interest at the ongoing rate of 13.99% p.a.

    Nilooka Dissanayake

    Reviewed by Nilooka Dissanayake

    Writer

    User reviews

    Convenience

    Customer service

    Rates and fees

    Rewards

    Trust

    This product has not been reviewed yet. Click here to write your review and help others make a better decision.

    This credit card is listed in these comparisons

    As seen on

    Media - The Sydney Morning Herald
    Media - Yahoo Finance
    Media - News.com.au
    Media - Daily Mail Australia
    Media - Australian Fintech
    Media - Dynamic Business