Qudos Bank

Qudos Bank credit cards

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Qudos Bank Visa Platinum Credit Card

Highlights

  • 4.99% p.a. for 5 months on cash advances, balance transfers, and purchases. Reverts to 19.49% p.a.
  • Up to 55 interest-free days on purchases.
  • Earn 1 Qantas Point per $1 spent on eligible purchases.

Pros

  • Earn 1 Qantas Point for every $1 spent on eligible purchases.
  • Complimentary overseas travel insurance.
  • 24/7 worldwide Visa Premium Concierge Service.
  • Works with most of the major digital wallets.

Cons

  • The $199 p.a. annual fee.
  • There is a 3.65% foreign conversion fee.
Qudos Bank Lifestyle Plus Credit Card

Highlights

  • $0 annual fee.
  • Enjoy 4.99% p.a. on purchases and balance transfers for 5 months (16.35% p.a. thereafter).
  • Up to 46 interest-free days.

Pros

  • No annual fee.
  • Ongoing interest rates on purchases are slightly lower than average.
  • Get special offers with Visa Entertainment.
  • Works with every major digital wallet, including Apple Pay and Google Pay.

Cons

  • No rewards program.
  • Interest-free days are limited to 46.
Qudos Bank Visa Lifestyle Credit Card

Highlights

  • $0 annual fee as long as you have the card.
  • Enjoy 4.99% p.a. on purchases and balance transfers for 5 months (12.84% p.a. thereafter).
  • $0 fee on additional cards.

Pros

  • The introductory rate of 4.99% for 5 months on purchases, cash advances and balance transfers.
  • Low standard interest rates.
  • $0 fee for an additional cardholder.

Cons

  • No interest-free days on purchases.
  • Longer balance transfer offers are available.
  • Doesn't earn rewards or have any travel benefits.

As seen on

Media - The Sydney Morning Herald
Media - Yahoo Finance
Media - News.com.au
Media - Daily Mail Australia
Media - Australian Fintech
Media - Dynamic Business