I love pulling out the American Express card whenever I can, knowing that I am earning Membership Rewards points in one of the best rewards programs on the market.
I absolutely take advantage of the annual free return domestic flight and think that this more than covers the annual fee of $99.
I feel good about using my AmEx when out and about from grocery shopping to a nice restaurant. It has the full 55 days interest-free period, which is great, although it seems like the standard for cards with an annual fee under $100.
I would recommend the card more if the interest rate was lower. This card is really most beneficial when you repay in full every month by the due date, utilising the 55 days interest-free period, and avoiding interest altogether. Unfortunately though, that doesn’t always happen—ot so good with an interest rate over 20%.
Overall though, depending on what you want out of a credit card, this card is a winner. It works great for me.