Cathay Pacific Asia Miles credit cards

Compare the best credit cards that earn points that can be transferred to Cathay Pacific Asia Miles. Choose a card that suits your travel needs based on earn rates, annual fees, and perks.

By Verified by Bill Ryan Natividad   |   Updated 4 Oct 2024

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Comparing of 2 Cathay Pacific Asia Miles credit cards

American Express Platinum Business Card

Balance transfer

N/A

Purchase rate

N/A

Interest-free days

55 days

Annual fee

$1,750.00 p.a. ongoing

Highlights

  • Receive 350,000 bonus Membership Rewards points when you apply by 5 November 2024, are approved, and spend $12,000 on your card within the first 3 months. New American Express Card Members only.
  • Earn up to 2.25 pts per $1 spent.
  • Get exclusive Platinum travel, experience, and dining privileges.

Pros

  • The offer of 350,000 bonus Membership Rewards points when you meet the criteria.
  • Earn up to 2.25 pts per $1 spent and 1 point per $1 spent at the ATO.
  • Access to more than 1,400 lounges globally, including The Centurion® Lounge.
  • Gold status match at Marriott Bonvoy, Hilton Honors, and Premium status at Radisson Hotel Group.
  • Get the Amex Experiences App to access information on Platinum benefits, travel offers, events and recommended merchants.

Cons

  • The annual fee of $1,750 p.a.
  • Since this is a charge card, the balance must be cleared every statement.
  • No balance transfer facility.
Westpac Altitude Black Credit Card (Altitude)

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Interest-free days

45 days

Annual fee

$150.00 for 1st year

Highlights

  • Earn up to 150,000 bonus Altitude Points. Receive 100,000 Altitude bonus points by spending $6,000 on eligible purchases within 120 days of card approval. Additionally, get 50,000 points after your first eligible purchase in year 2. Exclusions apply.
  • Initial $150 p.a. annual fee ($295 p.a. thereafter), applicable to new cardholders only.
  • Earn 6 Altitude points per $1 on Qantas, Jetstar, Singapore Airlines, and Emirates flights bought in Australia, subject to eligibility criteria.

Pros

  • Earn up to 150,000 bonus Altitude Points when you meet the criteria.
  • Additional savings with the $150 first-year annual fee ($295 p.a. thereafter).
  • Earn 1.25 points per $1 spent on eligible purchases
  • Get 2 complimentary lounge passes each year with Priority Pass.

Cons

  • The high annual fee of $295 p.a. after the initial year.

Although there are no Australian credit cards that directly earn Asia Miles, you can earn credit card rewards points and convert them to Asia Miles with relative ease. Here's how it works.

How to compare credit cards that earn Asia Miles

When comparing credit cards for Asia Miles, there are a few key factors to consider, including the following.

  • Earning rates. This is the rate you earn points per dollar spent on the card. The higher the earn rate, the better.
  • Conversion rates. This is the ratio of credit card rewards points it takes to get one point in Cathay Pacific Asia Miles. Varies between credit card rewards programs.
  • Annual fees. Apart from the ability to earn points, do the card's benefits outweigh the annual fee?
  • Perks. Some credit cards offer additional perks such as travel insurance, airport lounge access, or exclusive discounts. These can add value to your card, but make sure they align with your travel needs.

Converting credit card rewards points to Asia Miles

Several Australian credit cards earn rewards points that can be transferred to Asia Miles, a process that is easy and fast.

  1. Log into your rewards account and select Asia Miles as your preferred redemption option.
  2. Enter the number of points you want to convert.
  3. Submit the form and wait for the points to deposit in your Asia Miles account.

How long it takes for points to show up in your Asia Miles account may vary between rewards programs.

Pros and cons

Pros

  • Convenience. Earning Asia Miles with a credit card is convenient and one of the only ways to rack up Asia Miles with everyday spending in Australia.
  • Additional perks. Additional benefits such as travel insurance and airport lounge access are commonly available.
  • Flexibility. Cathay Pacific Asia Miles is typically not the only airline transfer partner available, giving you more options to redeem points for flights.

Cons

  • Annual fees. Expect to pay one if you want to earn credit card points that can be converted to Asia Miles.
  • Conversion rate. One point in your credit card rewards program does not necessarily convert to one point with Asia Miles.
  • High criteria. Asia Miles-earning cards are not the easiest to get approved for.

FAQs

Can I earn Asia Miles with any credit card?

Most rewards credit cards in Australia do not earn points directly with Asia Miles, but several rewards programs have Asia Miles as an airline transfer partner.

Are there any cards that offer bonus Asia Miles?

Yes, if you sign up for a credit card with a sign up bonus that has Asia Miles as an airline transfer partner.