Cathay Pacific Asia Miles credit cards

Compare the best credit cards that earn points that can be transferred to Cathay Pacific Asia Miles. Choose a card that suits your travel needs based on earn rates, annual fees, and perks.

By   |   Verified by Bill Ryan Natividad   |   Updated 11 Apr 2024

As seen on

Media - The Sydney Morning Herald
Media - Yahoo Finance
Media - News.com.au
Media - Daily Mail Australia
Media - Australian Fintech
Media - Dynamic Business

Comparing Cathay Pacific Asia Miles credit cards

American Express Platinum Card

On website

Apply by 25 June 2024

American Express Platinum Card

Balance transfer

N/A

Purchase rate

N/A

Annual fee

$1,450.00 p.a. ongoing

Highlights

  • Receive 150,000 Bonus Membership Rewards Points when you apply by 25 June 2024, are approved, and spend $5,000 on your new Card within the first 3 months. T&Cs apply. New Amex Card Members only.
  • Receive a $450 Platinum Travel Credit each year, which can be redeemed for flights, hotels, or car hire.
  • Enjoy up to $400 per calendar year when you dine from a curated collection of over 1,400 hand-selected restaurants both locally and abroad. Terms and Conditions apply.

Pros

  • Receive 150,000 Bonus Membership Rewards Points when you meet the criteria.
  • Receive a $450 Platinum Travel Credit each year.
  • Enjoy up to $400 Global Dining Credit per calendar year.
  • Access to more than 1,400 lounges globally, including The Centurion® Lounge.
  • Get the Amex Experiences App to access information on Platinum benefits, travel offers, events and recommended merchants.

Cons

  • The annual fee of $1,450.
American Express Explorer Credit Card

On website

Balance transfer

N/A

Purchase rate

23.99% p.a. ongoing

Annual fee

$395.00 p.a. ongoing

Highlights

  • Receive 50,000 Bonus Membership Rewards Points when you apply, are approved, and spend $4,000 on your new Card within the first 3 months. T&Cs apply. New Amex Card Members only.
  • Receive a $400 Travel Credit each year towards any flights, hotels, and car hire when you book online with this card.
  • Includes complimentary domestic & international travel insurance.

Pros

  • The 50,000 bonus Membership Rewards Points when approved and reach spend requirement within the first 3 months.
  • Receive a $400 travel credit every year.
  • Earn 2 Membership Rewards points per $1 spent on purchases except for government bodies in Australia where you will earn 1 point per $1 spent (uncapped).
  • Get two complimentary entries per year to The Centurion® Lounge.

Cons

  • The $395 p.a. annual fee.
American Express Platinum Business Card

On website

Balance transfer

N/A

Purchase rate

N/A

Annual fee

$1,750.00 p.a. ongoing

Highlights

  • Receive 350,000 bonus Membership Rewards points when you apply by 25 June 2024, are approved, and spend $12,000 on your card within the first 3 months. New American Express Card Members only.
  • Earn up to 2.25 pts per $1 spent.
  • Get exclusive Platinum travel, experience, and dining privileges.

Pros

  • The offer of 350,000 bonus Membership Rewards points when you meet the criteria.
  • Earn up to 2.25 pts per $1 spent and 1 point per $1 spent at the ATO.
  • Access to more than 1,400 lounges globally, including The Centurion® Lounge.
  • Gold status match at Marriott Bonvoy, Hilton Honors, and Premium status at Radisson Hotel Group.
  • Get the Amex Experiences App to access information on Platinum benefits, travel offers, events and recommended merchants.

Cons

  • The annual fee of $1,750 p.a.
  • Since this is a charge card, the balance must be cleared every statement.
  • No balance transfer facility.
American Express Platinum Edge Credit Card

On website

Balance transfer

N/A

Purchase rate

23.99% p.a. ongoing

Annual fee

$0.00 for 1st year

Highlights

  • $0 annual fee in the first year, saving you $195.
  • Earn 3 Membership Rewards points per $1 spent at major supermarkets and petrol stations.
  • Enjoy $200 to spend on travel each year that can be used on eligible flights, hotels, or car hire when booked through American Express Travel.

Pros

  • $0 annual fee in the first year, saving you $195.
  • Receive $200 to spend on eligible domestic and international flights, hotels, or car hire with American Express Travel.
  • Smartphone Screen Cover for smartphone screen repairs up to $500.

Cons

  • The ongoing purchase rate of 23.99%.
Westpac Altitude Black Credit Card (Altitude)

Balance transfer

N/A

Purchase rate

19.99% p.a. ongoing

Annual fee

$150.00 for 1st year

Highlights

  • Earn up to 150,000 bonus Altitude Points. Receive 100,000 Altitude bonus points by spending $6,000 on eligible purchases within 120 days of card approval. Additionally, get 50,000 points after your first eligible purchase in year 2. Exclusions apply.
  • Initial $150 p.a. annual fee ($295 p.a. thereafter), applicable to new cardholders only.
  • Earn 6 Altitude points per $1 on Qantas, Jetstar, Singapore Airlines, and Emirates flights bought in Australia, subject to eligibility criteria.

Pros

  • Earn up to 150,000 bonus Altitude Points when you meet the criteria.
  • Additional savings with the $150 first-year annual fee ($295 p.a. thereafter).
  • Earn 1.25 points per $1 spent on eligible purchases
  • Get 2 complimentary lounge passes each year with Priority Pass.

Cons

  • The high annual fee of $295 p.a. after the initial year.

Although there are no Australian credit cards that directly earn Asia Miles, you can earn credit card rewards points and convert them to Asia Miles with relative ease. Here's how it works.

How to compare credit cards that earn Asia Miles

When comparing credit cards for Asia Miles, there are a few key factors to consider, including the following.

  • Earning rates. This is the rate you earn points per dollar spent on the card. The higher the earn rate, the better.
  • Conversion rates. This is the ratio of credit card rewards points it takes to get one point in Cathay Pacific Asia Miles. Varies between credit card rewards programs.
  • Annual fees. Apart from the ability to earn points, do the card's benefits outweigh the annual fee?
  • Perks. Some credit cards offer additional perks such as travel insurance, airport lounge access, or exclusive discounts. These can add value to your card, but make sure they align with your travel needs.

Converting credit card rewards points to Asia Miles

Several Australian credit cards earn rewards points that can be transferred to Asia Miles, a process that is easy and fast.

  1. Log into your rewards account and select Asia Miles as your preferred redemption option.
  2. Enter the number of points you want to convert.
  3. Submit the form and wait for the points to deposit in your Asia Miles account.

How long it takes for points to show up in your Asia Miles account may vary between rewards programs.

Pros and cons

Pros

  • Convenience. Earning Asia Miles with a credit card is convenient and one of the only ways to rack up Asia Miles with everyday spending in Australia.
  • Additional perks. Additional benefits such as travel insurance and airport lounge access are commonly available.
  • Flexibility. Cathay Pacific Asia Miles is typically not the only airline transfer partner available, giving you more options to redeem points for flights.

Cons

  • Annual fees. Expect to pay one if you want to earn credit card points that can be converted to Asia Miles.
  • Conversion rate. One point in your credit card rewards program does not necessarily convert to one point with Asia Miles.
  • High criteria. Asia Miles-earning cards are not the easiest to get approved for.

FAQs

Can I earn Asia Miles with any credit card?

Most rewards credit cards in Australia do not earn points directly with Asia Miles, but several rewards programs have Asia Miles as an airline transfer partner.

Are there any cards that offer bonus Asia Miles?

Yes, if you sign up for a credit card with a sign up bonus that has Asia Miles as an airline transfer partner.