ANZ Business 55 Interest Free Days Credit Card

Name: ANZ Business 55 Interest Free Days Credit Card
Brand: ANZ
Rating: 4.0 (1 reviews)

Save $150 with no Annual Card Fee for the first year.
Get up to 55 days interest-free on purchases by paying your account in full monthly.
Add unlimited additional cardholders at no extra cost.

Pros and cons

The card offers low ongoing interest rates, making it a cost-effective option for carrying a balance.
Provides Unauthorized Transaction Insurance up to $37,500 per cardholder and $200,000 per account annually.
Offers 24/7 anti-fraud protection, keeping your transactions secure around the clock.
The starting credit limit is $1,000, helping you keep your spending in check.
Compatible with Apple Pay, Google Pay, Samsung Pay, and Garmin Pay

No rewards program or sign-up bonus at the moment.
After the first year, there's an annual fee of $150 p.a.
The card doesn’t include travel insurance or concierge services, but it’s a straightforward choice for those not needing extras.
A 3% foreign transaction fee applies, which could add up for frequent international purchases.

Additional cardholders. Add staff as cardholders, each with their own monthly spending cap, transaction limit, and merchant category controls so they can't use it at unauthoried suppliers/stores.
Digital wallets. You can use this card with Apple Pay, Google Pay, and Samsung Pay.
Gambling transactions. Gambling transactions are not blocked as standard, but will be treated as cash advances.
Integrations. Works with popular accounting packages, such as Xero, MYOB, and QuickBooks.

Complimentary travel insurance. Complimentary international travel insurance is not available with this card.
Concierge services. Being a no-frills card, access to a 24 / 7 concierge service is not available.
Insurances. This card comes with fraud protection and unauthorised transaction insurance against unauthorised card use up to the value of $37,500 per cardholder (with a maximum of $200,000 per annum).
Rewards points. This credit card does not have a rewards program.
Sign up bonus. There is no sign up bonus for this card at this time.

Annual fee. The first year is free, reverting to the ongoing annual fee of $150 p.a.
Balance transfers. There is currently no balance transfer offer for this card.
Cash advances. If you use this card for a cash advance, or a transaction classified as a cash equivalent, ANZ will immediately apply the 19.24% p.a. interest rate. In addition to the interest rate, ANZ will charge a one-off fee to process the cash advance.
Foreign exchange fee. Purchases made while overseas or with online stores based overseas stores will incur a 3% foreign transaction fee.
Interest-free period. You'll get up to 55 days interest-free on purchases (except cash advances) when you have paid your previous balance in full or made the minimum required payment.
Purchases. There is currently no introductory offer on purchases. Any purchases made with this card will attract interest at the rate of 17.74% p.a.