ANZ credit cards
If you’re looking for a credit card from a bank with heritage and global reach, ANZ is one of the top four banks in Australia and among the top 50 banks worldwide.
Comparing of 11 ANZ credit cards
Balance transfer
28 months at 0% p.a.
Purchase rate
13.74% p.a. ongoing
Interest-free days
55 days
Annual fee
$0.00 for 1st year
Highlights
- Enjoy 0% p.a. for 28 months on balance transfers with a 3% balance transfer fee (then reverts to 21.99% p.a.) Terms and Conditions apply.
- First-year annual fee waived ($58 subsequently).
- Continuous low rate of 13.74% p.a. on purchases.
- Enjoy up to 55 days interest-free on purchases by settling your account completely each month.
Pros
Cons
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Interest-free days
55 days
Annual fee
$375.00 p.a. ongoing
Highlights
- Get 180,000 bonus Reward Points and $150 cash back upon spending $3,000 on qualifying purchases within the initial 3 months of approval.
- Accrue 2 Reward Points for every $1 spent on qualifying purchases, up to $5,000 per statement period.
- Enjoy complimentary international travel insurance.
Pros
Cons
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Interest-free days
55 days
Annual fee
$149.00 p.a. ongoing
Highlights
- Obtain 100,000 bonus Reward Points and $50 cashback upon spending $2,000 on eligible purchases within the initial 3 months after approval.
- Access a variety of complimentary insurances for both travel and purchases.
- Accumulate ANZ Rewards Points on your everyday purchases.
Pros
Cons
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Interest-free days
55 days
Annual fee
$0.00 for 1st year
Highlights
- Receive $300 cashback upon spending $1,500 on eligible purchases within the initial 3 months after approval. Terms and Conditions apply.
- Enjoy up to 55 days interest-free on purchases by paying your account in full each month.
- No annual fee for the first year. Subsequently, a standard annual fee of $87 p.a. applies.
Pros
Cons
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Interest-free days
55 days
Annual fee
$0.00 for 1st year
Highlights
- Obtain $125 cashback upon spending $750 on eligible purchases within the initial 3 months after approval. Terms and Conditions apply.
- Enjoy a $0 annual fee for the first year ($30 p.a. thereafter).
- Benefit from up to 55 days interest-free on purchases by paying your account in full each month.
Pros
Cons
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Interest-free days
55 days
Annual fee
$295.00 p.a. ongoing
Highlights
- Receive a bonus of 75,000 Qantas points and a $100 back upon spending $2,500 on qualifying purchases within the initial 3 months of approval.
- Get 0.75 Qantas Points for every $1 spent on eligible purchases (capped at $3,000), and thereafter, earn 0.5 Qantas Points per $1 spent in each statement period.
- Enjoy a complimentary Qantas Frequent Flyer Membership.
Pros
Cons
Balance transfer
N/A
Purchase rate
20.24% p.a. ongoing
Interest-free days
55 days
Annual fee
$0.00 for 1st year
Highlights
- Receive 100,000 bonus Reward Points when you spend $6,000 on eligible purchases in the first 3 months from approval
- Save $300 with no Annual Card Fee and save $75 per card with no Rewards Fee for the first year on a new ANZ Business Black credit card (Terms and Conditions apply).
- Earn 1.5 Reward Points per $1 spent on eligible purchases up to and including $10,000 per statement period.
- Complimentary Unauthorized Transactions Insurance, International Travel Insurance, and Transit Accident Insurance for overseas travel.
Pros
Cons
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Interest-free days
55 days
Annual fee
$425.00 p.a. ongoing
Highlights
- Receive up to 130,000 points. Obtain 100,000 bonus Qantas Points and $250 cashback to your new card upon spending $5,000 on qualifying purchases within the initial 3 months from approval. Additionally, earn an extra 30,000 bonus Qantas Points by maintaining your card for over 12 months. Terms and Conditions apply.
- Earn 1 Qantas Point for every $1 spent on eligible purchases, up to $7,500 per statement period.
- Enjoy 7 complimentary insurances, including International Travel Insurance.
Pros
Cons
Balance transfer
N/A
Purchase rate
17.74% p.a. ongoing
Interest-free days
55 days
Annual fee
$0.00 for 1st year
Highlights
- $0 annual fee on the first year ($150 p.a. thereafter).
- Up to 55 days interest-free on purchases when you pay your account in full each month.
- Take advantage of free additional cardholders.
Pros
Cons
ANZ Business Low Rate
Balance transfer
N/A
Purchase rate
12.99% p.a. ongoing
Interest-free days
0 days
Annual fee
$0.00 for 1st year
Highlights
- $0 annual fee on the first year ($100 p.a. thereafter).
- Take advantage of free additional cardholders.
- Comes with Unauthorised Transaction Insurance.
Pros
Cons
Balance transfer
N/A
Purchase rate
20.24% p.a. ongoing
Interest-free days
55 days
Annual fee
$300.00 p.a. ongoing
Highlights
- Get 130,000 bonus Reward Points upon spending $6,000 on eligible purchases within the initial 3 months after approval.
- Earn 0.75 Reward Points per $1 spent on eligible purchases up to and including $15,000 per statement period. Earn 0.5 Qantas Points for every $1 over $15,000.
- Receive complimentary Unauthorized Transactions Insurance, Domestic and International Travel Insurance.
Pros
Cons
More about ANZ credit cards
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