ANZ credit cards
If you’re looking for a credit card from a bank with heritage and global reach, ANZ is one of the top four banks in Australia and among the top 50 banks worldwide.
Comparing of 11 ANZ credit cards
Balance transfer
30 months at 0% p.a.
Purchase rate
13.74% p.a. ongoing
Interest-free days
55 days
Annual fee
$0.00 for 1st year
Highlights
- 0% p.a. for 30 months on balance transfers with a 3% balance transfer fee (then reverts to 21.99% p.a.) Terms and Conditions apply.
- The first-year annual fee is waived, saving you $58 upfront
- Offers the option to repay eligible purchases in 3, 6, or 12-month instalments.
Pros
Cons
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Interest-free days
44 days
Annual fee
$375.00 p.a. ongoing
Highlights
- Get 180,000 ANZ Reward Points and $150 cashback when you spend at least $3,000 on eligible purchases within the first 3 months of approval. Terms and Conditions apply.
- Earn 2 Reward Points for every $1 spent on eligible purchases, up to $5,000 per statement period. After that, earn 1 Reward Point per $1 spent.
- Comes with complimentary International Travel Insurance.
Pros
Cons
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Interest-free days
44 days
Annual fee
$149.00 p.a. ongoing
Highlights
- Receive 100,000 bonus Reward Points and $50 cashback upon spending $2,000 on eligible purchases within 3 months after approval. Terms and Conditions apply.
- Comes with complimentary insurance covers, including international travel insurance and purchase protection insurance.
- Earn ANZ Rewards Points on your everyday purchases.
Pros
Cons
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Interest-free days
55 days
Annual fee
$0.00 for 1st year
Highlights
- Receive $100 cashback when you spend $2,000 on eligible purchases within 3 months after approval. Terms and Conditions apply.
- The first-year annual fee is waived, saving you $87 upfront.
- Includes complimentary International Travel Insurance and rental vehicle excess cover in Australia.
Pros
Cons
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Interest-free days
55 days
Annual fee
$0.00 for 1st year
Highlights
- Receive $125 cashback when you spend $750 on eligible purchases within 3 months after approval. Terms and Conditions apply. Terms and Conditions apply.
- The first-year annual fee is waived, saving you $30 upfront.
- Includes complimentary Purchase Protection and Extended Warranty Insurance.
Pros
Cons
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Interest-free days
44 days
Annual fee
$295.00 p.a. ongoing
Highlights
- Receive 75,000 bonus Reward Points and $100 cashback upon spending $2,500 on eligible purchases within 3 months after approval. Terms and Conditions apply.
- Get 0.75 Qantas Points for every $1 spent on eligible purchases (capped at $3,000), and thereafter, earn 0.5 Qantas Points per $1 spent in each statement period.
- Includes complimentary International Travel Insurance and rental vehicle excess cover in Australia.
- Get a free Qantas Frequent Flyer Membership valued at $99.50.
Pros
Cons
Balance transfer
N/A
Purchase rate
20.24% p.a. ongoing
Interest-free days
55 days
Annual fee
$0.00 for 1st year
Highlights
- Get 100,000 bonus Reward Points upon spending $6,000 on eligible purchases within the initial 3 months after approval.
- Save $300 with no Annual Card Fee and save $75 per card with no Rewards Fee for the first year on a new ANZ Business Black credit card (Terms and Conditions apply).
- Earn 1.5 Reward Points per $1 spent on eligible purchases up to and including $10,000 per statement period.
- Receive complimentary Unauthorized Transactions Insurance, International Travel Insurance, and Transit Accident Insurance for overseas travel.
Pros
Cons
Balance transfer
N/A
Purchase rate
20.99% p.a. ongoing
Interest-free days
44 days
Annual fee
$425.00 p.a. ongoing
Highlights
- Receive up to 130,000 points. Get a 90,000 bonus Qantas Points and $200 cashback on your new card after spending $5,000 on qualifying purchases within the initial 3 months of approval. Additionally, earn an extra 40,000 bonus Qantas Points by maintaining your card for over 12 months. Terms and Conditions apply.
- Earn 1 Qantas Point for every $1 spent on eligible purchases, up to $7,500 per statement period.
- It includes 7 complimentary insurances, including International Travel Insurance.
Pros
Cons
Balance transfer
N/A
Purchase rate
17.74% p.a. ongoing
Interest-free days
55 days
Annual fee
$0.00 for 1st year
Highlights
- Save $150 with no Annual Card Fee for the first year.
- Get up to 55 days interest-free on purchases by paying your account in full monthly.
- Add unlimited additional cardholders at no extra cost.
Pros
Cons
ANZ Business Low Rate Credit Card
Balance transfer
N/A
Purchase rate
12.99% p.a. ongoing
Interest-free days
0 days
Annual fee
$0.00 for 1st year
Highlights
- The first-year annual fee is waived, saving you $100 upfront.
- Low 12.99% p.a. on purchases and 14.49% p.a. on cash advances make it great for managing costs.
- Add unlimited additional cardholders at no extra cost.
Pros
Cons
Balance transfer
N/A
Purchase rate
20.24% p.a. ongoing
Interest-free days
55 days
Annual fee
$300.00 p.a. ongoing
Highlights
- Get 130,000 bonus Reward Points upon spending $6,000 on eligible purchases within the initial 3 months after approval.
- Earn 0.75 Reward Points per $1 spent on eligible purchases up to and including $15,000 per statement period. Earn 0.5 Qantas Points for every $1 over $15,000.
- Receive complimentary Unauthorized Transactions Insurance, Domestic and International Travel Insurance.
Pros
Cons
More about ANZ credit cards
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