Reviewed by Nilooka Dissanayake
Best credit card I've had so far
Reviewed by Jenny
I have had various credit cards from several banks, by far the best of them all has to be my current Visa Card with ANZ. It is so easy to use
Best deal in town
Reviewed by Kevin
Give you the best deals in town, the charges are most competitive than other bank can offer. Will not regret but instead look for more interesting offers now and then. You can trust the card and attractive offers are available through its website and reasonable repayment can be expected without fuss.
Worst banking experience of my life
Reviewed by Rochelle
Customer service is nearly non existent, twice I tried paying the first bill in person at a branch but could not get anyone to help me. On-line is complicated and very inconvenient. It almost seemed like racial discrimination, as I am not oriental. They also spoke to me as if I were lacking in intelligence or perhaps “speaking a foreign language”.....!
Happy with this card!
Reviewed by Shane
We use this card for everyday shopping which means we are constantly putting money into it and spending money on it so that we don’t pay much interest..if any! This is a paywave card which makes shopping quick and convenient, although I do sometimes wonder what would happen if the card was lost or stolen.
Extremely helpful bank with excellent service
Reviewed by John
The card is one of the many accounts we hold at the ANZ. This bank has done everything we have asked
No Problems with ANZ
Reviewed by soninicole
I’ve been banking with ANZ for 7 years and so far have been very happy with their service. Once I was charged interest as I had not set up my automatic payment schedule properly and I called customer service and they reversed the charges after examining my past credit card payment history. I intend to keep banking with ANZ for a long time to come."
Excellence for trust
Reviewed by Michelle Smith
The Platinum credit card from ANZ definately earns the five stars given for trust. When it comes to credit cards customers need a sense of honesty and trust. Due to ANZ’s great rates and fair fees I feel this honesty rings true when using my ANZ credit card. The card offers a high level of convenience and great customer service. Rewards are not the greatest. If you are looking for a credit card that excells with reward offers this is probably not the one for you. However
A bit high in fees
Reviewed by Steph
I got this card when I got my home loan. They signed me up without me realising. High interest rate and fees: not really worth it as I’m a student and am eligible for a much lower interest rate/fees. It does also have a very high minimum limit as well, which is good for some people. However, this card is not at all relevant to me.
Very pleased with this convenient card
Reviewed by Suzanne Baker
I got this card as it was recommended for me to use for making purchases throughout the month. I pay in full by the due date to maximise my savings and so funds remain in my account to offset against my property investment account.
Decent simple credit card
Reviewed by Gregory
I got this card when I opened up my offset account with ANZ. Fees are reasonable as you would expect for a card with no rewards program. The one benefit I have used is the complimentary travel insurance
Mandatory with package
Reviewed by Kylie
I got this card with a home loan package. It has high rates and also has travel insurance. It’s easy to transfer large purchases, for example holidays, to another card and still benefit from the travel insurance. I would not recommend if you are not able to do this though. Rates are very high.
Got extra rewards
Reviewed by Deepakraj
My ANZ Platinum credit card has been working out good so far. I use it to book my flight tickets and my travel and medical insurance is covered. I get extended warranty and price guaranteed while purchasing products in store and online. Accommodation and transport provided for domestic flight delays too. All are useful features."
Worth the money?
Reviewed by Jan
$395 per year for this one, to get a lower interest rate. It gives you travel insurance. But you need to do your sums. if your mortgage is large and for a long term, maybe it’s worth it. But a smaller mortgage? It really isn’t worth it, especially if you don’t travel often.
Had a year interest-free on balance transfer
Reviewed by Maureen
Fantastic card with no interest initially on the balance transfer, and you get extra points using the American Express card. The staff at the branch were extremely helpful and polite and the card itself, in my opinion, looks quite distinguished. This is always my first 'go to’ card. This card certainly has my vote.
No rewards program
Reviewed by Amit
ANZ Platinum is not that good as the interest rates are too high. Also they don’t offer any rewards on purchases. The only good thing is the insurance with the credit card
Great for travelling
Reviewed by Jason
I got this card mainly for the travel insurance feature. Activate it and spend $100 towards your holiday using the card, and you’re all set up for free comprehensive travel insurance — really helpful and very easy to set up.
ANZ Platinum offers excellent rewards especially if you use the American Express card.
Excellent rewards program
Reviewed by Bernd
I have been with the ANZ for over 30 years. They have always had great customer service and also great products.
I was upgraded to premium rewards for both my AmEx and Visa cards
Cumbersome approval process if you're self-funded
Reviewed by Carmel
There is currently a really great offer from ANZ. Upon successfully applying for their ANZ credit card
Convenience and rewards
Reviewed by Frank
This Visa card provides the access I require whenever I need it and wherever I am, and also gives a great variety of rewards that i have used for gifts to family members.
It’s convenient and makes life in a cashless society very real, with payWave at most retail outlets and online sales both local and overseas.
Meets all my needs
Reviewed by Charlotte
I use my credit card for every purchase. I get rewards in the form of an everyday shopping voucher card, and I do not like carrying large amounts of cash so I find that this one card meets all my needs.
I have used ANZ for quite a few years now and I have always been very satisfied with the service and security that my bank give me with my card."
Amazing card, looks good
Reviewed by Sukh
It’s pretty good. I received an automatic upgrade from bank service. It is amazing and the card looks really good as it is a shining silver colour.
The fees, I guess, were waived for me, but overall I believe the fees are pretty low for this card, in comparison to other banks and what is offered with the card.
Check the frequent flyer points conversion rate
Reviewed by Paul
Be careful to look into how points are transferred. For example, a 75,000 bonus ANZ points offer only equates to 37
Good perks, $250 voucher and no fee first year
Reviewed by Leah
Upon receiving the ANZ Platinum Credit Card I got $250 to spend on any purchase. I also got free travel insurance. For the first year there are no payments for having the card.
I am very pleased with the perks. The fees are quite low and it is interest free for the first 55 days."
Low rate, balance transfer option, customer focus
Reviewed by Nancy
I like this credit card because it has a low interest rate. It allowed me to do a balance transfer, and they are a customer-focused company. If I was ever experiencing trouble with my card, I was able to contact them and sort it out quickly. It doesn’t have a rewards program though.
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