Reviewed by Nilooka Dissanayake
Best credit card for me
Reviewed by Sharon
I always hear people complaining about never being able to use frequent flyer points when they want to, but I have never encountered a problem at all. I let my card work for me by paying everything possible with it and earning heaps of points in the process. I have had free trips every year with Qantas, a wonderful airline, and the trick is to plan ahead and never miss out on the flight at the time you most wish to travel.
Generally very pleased with this card
Reviewed by Judy Nguyen
There was on issue with customer service. They messed up my credit by cancelling the primary card when I reported it as misplaced of the additional credit card. I logged a complaint then the officer contacted me and offer some good compensation. I am happy with this in the end.
Great for travel insurance
Reviewed by Henry
ANZ Platinum Visa card has excellent overseas travel insurance if you pay part of your travel costs with this card
Happy with my ANZ card except the annual fee
Reviewed by Ali
The service I get from ANZ is fantastic the only complaint that I have is the annual fees other wise its all good. I can use either of my cards in most shops and have never had anyone scam me. I find that I budget better with a credit card then before I had one. It gets paid off every month so I don’t pay any interest and still don’t spend more then I can afford."
Earned 2 return tickets to my home country in 4yrs
Reviewed by Stan
Applied the card in order to earn frequent flyer points and it did help a lot. I have been earning 2 return tickets to my home country in 4 years time. I am generally happy with the card as it is accepted in many shops and I never had any trouble when using it.
Works well for me
Reviewed by Carolyn
The ANZ platinum frequent flyer works well for me
Very pleased with this this card
Reviewed by Michael
Very pleased with this card: good rewards system, very quick to replace lost cards, and customer service is always prompt, efficient and helpful.
In particular they are quick and responsive to purchases that have been queried or are invalid, and the correction is always carried through without undue questioning or delays.
Reliable and trustworthy
Reviewed by Mike
The reliability and back up service is excellent. I feel confident that the security behind the card operation is of the highest standard. I use the card and the service both locally and overseas with ease. I have found the internet banking system associated with the card can be hard to access at times. The phone app is also excellent.
Reviewed by Frances Hessing
I took this originally for the Qantas points and used it only the once because there was always too much involved in getting flights etc. I would like to find a better alternative, but it’s feels like a minefield. And it’s never the right time to look into it or I just don’t have the time – not lazy, just frustrated.
Cancelling this card because of online banking
Reviewed by Angela
The card is good and as expected, but ANZ’s online banking (i.e. being able to log on, check transactions, view statements) is so incredibly unreliable. About 40% of the time something isn’t working, usually for no apparent reason. This then requires endless waiting on the phone. The call centre staff tries to be helpful, but they are limited by the incredibly complex and complicated system. And once one problem is solved, there is another one next time. I want to be able to log on and check transactions without constant issues and subsequent phone calls, so we’ll be switching to another bank.
Reviewed by Nancy
This is a good card for everyday use, but 15 day auto pay-off is a bit of a pain because you never pay off the whole amount owing. This means you never have your full amount of credit for the month. Also, the statement period runs from 20th to 20th, so it’s a bit hard to track monthly spending and budget.
Generally pleased with these cards
Reviewed by Justin
I feel the rates and fees are a little pricey with this card, however if you choose ANZ’s break-free mortgage package, your fees ($295 year) are waived.
The beauty of Paywave and the fact most big retailers take AmEx means more rewards: 1.5 points per dollar spent is awesome! As long as you pay off your balance within the 55 day interest free period, it’s a win for you.
Love the fact ANZ fraud squad is always on their toes. It can be a little inconvenient sometimes when you place a new online order that is different to the norm. But if you’re like me
The ANZ app is terrible
Reviewed by Kat
I got this credit card due to the frequent flyer points promotion that they had going at the time. I’m currently looking at changing as the fees you pay are huge and the service you get is poor. I had my cards stolen and they didn’t even cancel them after I had called them twice. It also takes about a week for transactions to show on your statement.
Free travel insurance
Reviewed by Doron
This card includes travel insurance which is comprehensive. For this reason I do not need to take additional travel insurance when travelling overseas. It also offers Qantas Frequent Flyer points on all shopping, which accumulates quickly. The card offers usage of lounges in international airports, but I had bad experiences using it overseas. The information provided by the bank was useless and thus I never benefitted from this feature.
ANZ saved me thousands acting on my behalf
Reviewed by Dale Ann
ANZ rang me twice shortly after they detected fraudulent use of my platinum credit cards. They quickly cancelled my account and refunded me the whole amount. The yearly fee I have to pay is much lower than any other banks. I use my cards to receive Qantas frequent flyer points."
Reviewed by John
I cannot imagine how I would manage many purchases without the facility this card provides for local and international transactions. I have linked it to my internet banking, which makes it easy to manage and monitor. I have had many offers from other banks to change my card provider, but I am happy with the overall features the card provides: internet access, payment convenience, international transactions, and reliability.
Would recommend for earning points
Reviewed by Stephen
I have had my ANZ Frequent Flyer Platinum for 3 years now. I take advantage of the interest-free period as often as I can
Very happy with AMEX and ANZ
Reviewed by Rob
The ANZAMEX Card is great
The best card around
Reviewed by Elaine
I have had this card for many years and am so satisfied that I would never change. There’s no card like this one. It offers great rewards, frequent flyer points, is the most convenient, and is accepted everywhere with no hassles.
I would highly recommend it to everyone who wants a good card in all aspects. It is very simple to use with the tap and pay option.
Very pleased with this card
Reviewed by Bosco
Very handy! I have used this card for more than 5 years and without any problem. It helped me to boost my Qantas Frequent Flyer points and I can use the points to get cheap air tickets for my holiday with my family. I recommend this card to anyone who wants a hassle free credit card.
Better options available
Reviewed by Frank
This is a similar offer to those from other major banks, but with higher fees than a couple of similar cards. Bonus signup points are nice, but not enough to keep the card. In future I would go with someone offering lower fees, or a more personal / environmentally responsible bank.
Generally a versatile card
Reviewed by Mathi
I have had and used this card for quite some time now and find that it best suits my needs. Furthermore, it is easy to use and has a good range of rewards on offer. The annual fee and charges are competitive and the number of interest-free days is very substantial.
Helps with using the points to fly
Reviewed by Ashley
It’s great to spend money and get rewards for points to fly, or buy anything with points, but it could have more points per dollar spent. I have had it nearly a year and it’s been great knowing that i get rewards. It’s not too bad as regards interest rates either. We were a bit sceptical about getting a credit card, but once we saw the rewards, not only from the credit card but from our health insurance and other things we get through Qantas points, we realised it’s amazing.
Good value with bonus points
Reviewed by John
Recommended if you are after a points booster for your Qantas Frequent Flyer account. All you need to do is make the minimum spend and points are awarded within 3 months after meeting spend.
Card comes with complimentary air lounge passes, PayPass, and Qantas points per $1 spent.
ANZ’s customer service is great.
Would prefer lower interest rate
Reviewed by Rebecca
While I have had this card for sometime I would like to be seen as a valued customer and be rewarded with a cheaper interest rate. I do not need extra bits and pieces which I never use . . . so value me more . . . otherwise I may as well have any other card.
Convenient and handy card
Reviewed by Michael
Very happy indeed with the card. It covers all our travel insurance and is extremely useful at all times. We have used it in England, Singapore, Darwin, Adelaide, Sydney, and wherever we go in Western Australia. It is just so convenient and handy.
I am so glad we have it and don’t believe I would be happy with a different one.
Great value and features
Reviewed by Andrew
ANZ look after me well and I fully recommend them.
The features and rewards from the card make it easy to travel
Best card I have ever owned
Reviewed by Elaine
The ANZ Frequent Flyer Platinum Visa card is the best card i have ever owned. it has a long payment period
Rewards, insurance and concierge
Reviewed by Kerry
They have great fraud protection. You can be rewarded for your everyday purchases and access a flexible rewards program with complimentary insurances and personal concierge.
If you’re making purchases on your credit card, you should get something back. You have the flexibility to redeem reward points on a wide range of rewards, including gift cards, merchandise and cashback. With two cards you could earn more rewards and there’s no cap to the number of reward points you can earn.
ANZ Rewards Platinum also comes with a range of complimentary insurances."
Enjoy the multiple rewards
Reviewed by Natnat
Every dollar spent on this card earns you points, transferable to anything you wish.
The upfront cost is high, but is easily covered by rewards during the year. Qantas points can be used at the Qantas site or for groceries, electricity, flights, clothes, hardware, gift cards, kitchen appliances and virtually anything you can think of.
Go with a lower rate, low fee card
Reviewed by Anne
The annual fee on this credit card is quite high. The interest rate is pretty high also, but there’s a fairly decent awards program with variety of awards to choose from.
Another major negative is that it takes a long time to earn enough points to redeem a decent award. There aren’t really any decent awards that don’t cost a ridiculous number of points. You end up needing to spend tens of thousands of dollars in order to earn enough points to redeem a decent award.
There are many awards programs on offer by any number of different banks that offer the same credit card types but with a much lower interest rate and, most importantly, a much cheaper annual fee.
High fee but high rewards
Reviewed by Tony
It has a very high fee and high rewards. If you are not a big spender, then don’t use this card. However if you spend lots of money, you may even need the rewards.
It's been convenient and reliable
Reviewed by Wayne
I’m happy with this card as it’s convenient and easy to use for my family.
I have received great assistance when making any enquiries into any queries that might have occurred during its use, and feel safe in having this card with this bank. I would have no hesitation in recommending it to friends.
Expensive but rewarding
Reviewed by Brian
I got this card as part of my ANZ home loan
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