Balance transfer
Save money and get out of debt.
Updated 14 Jun 2024
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Comparing of 4 Balance transfer
Highlights
- Enjoy 0% p.a. for 28 months on balance transfers with a 3% balance transfer fee (then reverts to 21.99% p.a.) Terms and Conditions apply.
- First-year annual fee waived ($58 subsequently).
- Continuous low rate of 13.74% p.a. on purchases.
- Enjoy up to 55 days interest-free on purchases by settling your account completely each month.
Pros
Cons
Highlights
- $0 annual fee for the lifetime of the card.
- 0% p.a. for 6 months on purchases (reverts to 18.99% p.a.).
- Up to 55 interest free days.
Pros
Cons
Highlights
- Earn up to 100,000 bonus Qantas Points. Receive 70,000 bonus Qantas Points when you spend $3,000 or more on eligible purchases within 3 months from card approval. Plus an additional 30,000 bonus points if you have not earned Qantas Points with a credit card in the last 12 months. Terms and Conditions apply.
- Enjoy 0% on Balance Transfer for 12 months with no Balance Transfer fee. Reverts to Cash Advance rate, thereafter. No interest-free days apply on retail purchases while you have a balance transfer.
- Save with the reduced annual fee of $349 p.a. for the first year. An ongoing annual fee of $399 p.a. applies in the 2nd year.
Pros
Cons
Highlights
- Avail of the 0% p.a. on balance transfers for 12 months with a 2% balance transfer fee.
- Enjoy the first year with no annual fee, then it's $149 per year afterward.
- Earn 2 Reward Plus points per $1 spent on overseas eligible purchases and 1 Reward Plus point per $1 spent for all other eligible purchases.
- $6,000 minimum credit limit.
