Balance transfer

Comparing of 4 Balance transfer

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0% p.a. for 30 months on balance transfers with a 3% balance transfer fee (then reverts to 21.99% p.a.) Terms and Conditions apply.
The first-year annual fee is waived, saving you $58 upfront
Offers the option to repay eligible purchases in 3, 6, or 12-month instalments.

Long 0% balance transfer period to tackle existing debt.
Get a continuous low rate of 13.74% p.a. on purchases.
You can add up to 3 additional cardholders at no extra cost.
Offers 24/7 anti-fraud protection, keeping your transactions secure around the clock.
The starting credit limit is $1,000, helping you keep your spending in check
Compatible with Apple Pay, Google Pay, Samsung Pay, and Garmin Pay.

There is a 3% BT fee.
No rewards program, which is expected for a low-rate card focused on affordability
No purchase or travel insurance is included.

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A straightforward card with a $0 annual fee.
0% p.a. for 6 months on purchases (reverts to 19.99% p.a.).
Comes with the usual security features such as Fraudshield, Zero Liability policy and more.

The revert interest rate for purchases is relatively high.
There’s no introductory balance transfer offer, but it’s offset by a competitive purchase rate offer.

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Earn up to 80,000 bonus Qantas Points. Get 50,000 bonus Qantas Points when you spend $3,000 or more on eligible purchases within 3 months from card approval. Plus, an extra 30,000 bonus points if you haven't earned Qantas Points with a credit card in the past 12 months. Terms and Conditions apply.
Get 0% interest on balance transfers for 12 months with a 2% fee, reverting to the cash advance rate afterward.
The annual fee is reduced to $349 for the first year, then increases to $399 p.a. thereafter.

Earn up to 80,000 bonus Qantas Points when you meet the criteria.
Earn 1.5 points per $1 on international transactions and 1 point on domestic spending.
An additional 1 point per whole $1 on selected Qantas products and services.
Comes with complimentary travel insurance (cover for Covid-19 included).
Get 2 complimentary lounge access every year.
Save up to 20% off each year on select Qantas and QantasLink flights within Australia when you book through Qantas Premier Concierge.
Compatible with Apple Pay and Google Pay.
Safeguard your identity with Mastercard ID Theft Protection™.

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Avail of the 0% p.a. on balance transfers for 12 months with a 2% balance transfer fee.
Enjoy the first year with no annual fee, then it's $149 per year afterward.
Earn 2 Reward Plus points per $1 spent on overseas eligible purchases and 1 Reward Plus point per $1 spent for all other eligible purchases.
$6,000 minimum credit limit.

0% p.a. on balance transfers for 12 months.
$0 annual fee for the first year.
Enjoy 2 airport lounge passes every year.
Benefit from HSBC Instant Savings with exclusive dining and shopping discounts.
Includes complimentary travel and purchase protection insurance.
Choice of points transfer partners (Asia Miles, KrisFlyer, Velocity Frequent Flyer).