Frequent flyer

Earn points on your everyday spend.

Updated 9 Jan 2025   |   Rates updated regularly

Comparing of 4 Frequent flyer

Bendigo Bank Qantas Platinum Credit Card

Highlights

  • Earn 0.6 Qantas Points per $1 spent.
  • 180 days of comprehensive travel insurance.
  • Includes extended warranty on covered purchases and 90-day purchase protection on stolen or accidentally damaged purchases (conditions apply).

Pros

  • Earn 0.6 Qantas Points per $1 spent.
  • Free Qantas Frequent Flyer membership.
  • 180 days of comprehensive travel insurance.
  • Up to 55 days interest-free.

Cons

  • There is no introductory balance transfer offer or purchase rate offer.
  • The 20,000 cap on reward earnings per statement period.
  • ATO spend does not earn points.
Qantas Premier Platinum Credit Card

Highlights

  • Earn up to 80,000 bonus Qantas Points. Get 50,000 bonus Qantas Points when you spend $3,000 or more on eligible purchases within 3 months from card approval. Plus, an extra 30,000 bonus points if you haven't earned Qantas Points with a credit card in the past 12 months. Terms and Conditions apply.
  • Get 0% interest on balance transfers for 12 months with a 2% fee, reverting to the cash advance rate afterward.
  • The annual fee is reduced to $349 for the first year, then increases to $399 p.a. thereafter.

Pros

  • Earn up to 80,000 bonus Qantas Points when you meet the criteria.
  • Earn 1.5 points per $1 on international transactions and 1 point on domestic spending.
  • An additional 1 point per whole $1 on selected Qantas products and services.
  • Comes with complimentary travel insurance (cover for Covid-19 included).
  • Get 2 complimentary lounge access every year.
  • Save up to 20% off each year on select Qantas and QantasLink flights within Australia when you book through Qantas Premier Concierge.
  • Compatible with Apple Pay and Google Pay.
  • Safeguard your identity with Mastercard ID Theft Protection™.

Cons

  • The annual fee increases to $399 p.a. after the initial year.
  • Additional card fee costs $50 p.a.
  • There is a 2% balance transfer fee.
ANZ Rewards Black Credit Card

Highlights

  • Get 180,000 ANZ Reward Points and $150 cashback when you spend at least $3,000 on eligible purchases within the first 3 months of approval. Terms and Conditions apply.
  • Earn 2 Reward Points for every $1 spent on eligible purchases, up to $5,000 per statement period. After that, earn 1 Reward Point per $1 spent.
  • Comes with complimentary International Travel Insurance.

Pros

  • Receive 180,000 bonus ANZ Rewards points and $150 cashback when you meet the criteria.
  • The 180,000 ANZ Rewards points can be redeemed for an $800 digital gift card, $720 cashback, or transferred to airline partners like Velocity or KrisFlyer.
  • There is no cap on the number of points you can earn.
  • Includes complimentary Purchase Protection and Extended Warranty Insurance.
  • Get assistance from a Personal Concierge for restaurant reservations, hotel bookings, gift ideas, and more.
  • Offers the option to repay eligible purchases in 3, 6, or 12-month instalments.
  • Get 24/7 anti-fraud protection, keeping your transactions secure around the clock.
  • The starting credit limit of $15,000 gives you a higher spending capacity.
  • Compatible with Apple Pay, Google Pay, Samsung Pay, and Garmin Pay.

Cons

  • Although there’s no cap on the total points you can earn, the points earn rate drops from 2 to 1 per $1 after spending $5,000 in a statement period, reducing rewards for high spenders.
  • The $375 p.a. annual fee.
  • Doesn't come with lounge access.
  • No introductory balance transfer offer.
NAB Qantas Rewards Signature Card

Highlights

  • Earn up to 120,000 bonus Qantas Points. Get 90,000 bonus points when you spend $3,000 on everyday purchases within the first 60 days of account opening and 30,000 bonus points when you keep your card for over 12 months. Terms and Conditions apply.
  • Save $100 with a reduced first-year annual fee of just $320 p.a. (down from $420 p.a.).
  • Get a FREE Qantas Frequent Flyer membership, saving you $99.50.
  • Earn 1 Qantas Point per $1 spent on everyday purchases up to $5,000 per statement period, and 0.5 Qantas Points per $1 spent thereafter (capped at $20,000).

Pros

  • Earn up to 120,000 bonus Qantas Points when you meet the criteria.
  • Redeem your rewards for award flights, products, vouchers, and more options.
  • 0% p.a. on balance transfers for 12 months.
  • Add a cardholder at no extra cost.
  • Provides complimentary insurance for domestic, interstate, and international travel.
  • Comes with Purchase Protection and Extended Warranty insurance for added peace of mind.
  • Unlock exclusive offers on shows, events, and movies with your Visa Credit Card.
  • Access 24/7 assistance for travel and lifestyle needs with NAB Concierge Services.
  • NAB Defence protects your account from credit card fraud.
  • Supports most digital wallets, including Apple Pay, Google Pay, Fitbit Pay, Garmin Pay, and Samsung Pay.

Cons

  • Points earning capped at $20,000 spent per statement period.
  • The annual fee is high but the reduced first-year fee offers initial savings.
  • Interest rates are high, which is typical for most rewards-earning cards.
  • A 3% balance transfer fee applies if you use this feature.

    As seen on

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