American Express and ANZ fight it out for Australia's most sought after credit cardholders. Both cards are popular with Aussies looking for a high-end Qantas points credit card giving the most Qantas points, the best perks, and the most benefits.
So how does the Amex Platinum compare with the ANZ Frequent Flyer Black Credit Card? Use this side-by-side comparison of rates, fees, and eligibility criteria to decide which of these black credit cards is better for yourself.
 |  |
|---|---|
| Basics | |
| Description | |
| N/A | N/A |
| Additional Cardholders | |
| 4 | 9 |
| Apple Pay Enabled | |
| Yes | Yes |
| Card Type | |
| American Express | Visa |
| Google Pay Enabled | |
| Yes | Yes |
| Minimum Credit Limit | |
| N/A | $15,000.00 |
| Maximum Credit Limit | |
| N/A | N/A |
| Rates | |
| Cash Advance Rate | |
| N/A | 21.99% p.a. |
| Cash Advance Fee | |
| N/A | $3.00 |
| Purchase Rate Ongoing | |
| N/A | 20.99% p.a. |
| Fees | |
| Annual Fee Ongoing | |
| $1,450.00 | $425.00 |
| Foreign Exchange Fee | |
| $3.00 | $3.00 |
| Late Payment Fee | |
| $20.00 | $20.00 |
| Overseas ATM Withdrawal Fee | |
| N/A | $5.00 |
| Eligibility | |
| Minimum Age | |
| 18 years | 18 years |
| Minimum Credit Rating | |
| Fair, Good, Very Good, Excellent | Good, Very Good, Excellent |
| Minimum Income | |
| N/A | N/A |
| Temporary Residents Accepted | |
| N/A | Yes |
