Amex Platinum vs ANZ Frequent Flyer Black Credit Card

By   |   Verified by David Boyd   |   Updated 12 Dec 2022

American Express and ANZ fight it out for Australia's most sought after credit cardholders. Both cards are popular with Aussies looking for a high-end Qantas points credit card giving the most Qantas points, the best perks, and the most benefits.

So how does the Amex Platinum compare with the ANZ Frequent Flyer Black Credit Card? Use this side-by-side comparison of rates, fees, and eligibility criteria to decide which of these black credit cards is better for yourself.

American Express Platinum Card
ANZ Frequent Flyer Black Credit Card
Basics
Description
N/AN/A
Additional Cardholders
49
Apple Pay Enabled
YesYes
Card Type
American ExpressVisa
Google Pay Enabled
YesYes
Minimum Credit Limit
N/A$15,000.00
Maximum Credit Limit
N/AN/A
Rates
Cash Advance Rate
N/A21.99% p.a.
Cash Advance Fee
N/A$3.00
Purchase Rate Ongoing
N/A20.99% p.a.
Fees
Annual Fee Ongoing
$1,450.00$425.00
Foreign Exchange Fee
$3.00$3.00
Late Payment Fee
$20.00$20.00
Overseas ATM Withdrawal Fee
N/A$5.00
Eligibility
Minimum Age
18 years18 years
Minimum Credit Rating
Fair, Good, Very Good, ExcellentGood, Very Good, Excellent
Minimum Income
N/AN/A
Temporary Residents Accepted
N/AYes