Amex and Commbank compete to attract Australia's elite level credit cardholders. Both cards are popular with high-earning Aussies looking for a high-end credit card giving the most Qantas points, the best perks, and the most benefits.
So how does the Amex Platinum compare with the CommBank Diamond Awards Credit Card? Use this side-by-side comparison of rates, fees, and eligibility criteria to decide which of these black-level credit cards is better for yourself.
 |  |
|---|---|
| Basics | |
| Description | |
| N/A | N/A |
| Additional Cardholders | |
| 4 | 1 |
| Apple Pay Enabled | |
| Yes | Yes |
| Card Type | |
| American Express | Mastercard |
| Google Pay Enabled | |
| Yes | Yes |
| Minimum Credit Limit | |
| N/A | $15,000.00 |
| Maximum Credit Limit | |
| N/A | $50,000.00 |
| Rates | |
| Cash Advance Rate | |
| N/A | 21.24% p.a. |
| Cash Advance Fee | |
| N/A | $3.00 |
| Purchase Rate Ongoing | |
| N/A | 20.24% p.a. |
| Fees | |
| Annual Fee Ongoing | |
| $1,450.00 | $349.00 |
| Foreign Exchange Fee | |
| $3.00 | $3.00 |
| Late Payment Fee | |
| $20.00 | $20.00 |
| Overseas ATM Withdrawal Fee | |
| N/A | N/A |
| Eligibility | |
| Minimum Age | |
| 18 years | 18 years |
| Minimum Credit Rating | |
| Fair, Good, Very Good, Excellent | N/A |
| Minimum Income | |
| N/A | N/A |
| Temporary Residents Accepted | |
| N/A | N/A |
