Amex Platinum vs NAB Qantas Rewards Signature Card

By   |   Verified by David Boyd   |   Updated 12 Dec 2022

American Express and NAB compete for some of Australia's best credit cardholders. Both cards are popular with people looking for a high-end Qantas credit card giving new cardholders the most points, the best perks, and the most benefits.

So how does the American Express Platinum compare with the NAB Qantas Rewards Signature Card? Use this side-by-side comparison of rates, fees, and eligibility criteria to decide which of these black credit cards is better for yourself.

American Express Platinum Card
NAB Qantas Rewards Signature Card
Basics
Description
N/AN/A
Additional Cardholders
41
Apple Pay Enabled
YesYes
Card Type
American ExpressVisa
Google Pay Enabled
YesYes
Minimum Credit Limit
N/A$15,000.00
Maximum Credit Limit
N/A$55,000.00
Rates
Cash Advance Rate
N/A21.74% p.a.
Cash Advance Fee
N/A$2.50
Purchase Rate Ongoing
N/A20.99% p.a.
Fees
Annual Fee Ongoing
$1,450.00$395.00
Foreign Exchange Fee
$3.00$3.00
Late Payment Fee
$20.00$15.00
Overseas ATM Withdrawal Fee
N/A$5.00
Eligibility
Minimum Age
18 years18 years
Minimum Credit Rating
Fair, Good, Very Good, ExcellentBelow Average, Fair, Good, Very Good, Excellent
Minimum Income
N/AN/A
Temporary Residents Accepted
N/AN/A