Bank Australia credit cards

Compare credit card offers from Bank Australia, the clean money bank.

Yvonne Taylor avatar
Written by   |  
David Boyd avatar
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Updated 12 Mar 2025   |   Rates updated regularly

Comparing of 3 Bank Australia credit cards

Bank Australia Low Rate Visa Credit Card

Not available for application via this website

Bank Australia Low Rate Visa Credit Card

Highlights

  • Enjoy the advantage of a competitive 12.99% p.a. interest rate for both purchases and cash advances.
  • Plus, benefit from an annual fee of only $59.00.
  • Your credit journey starts with a minimum credit limit of $1,000, ensuring accessibility and flexibility.

Pros

  • Low 12.99% p.a. interest rate on purchases.
  • Cash advances are also charged at the competitively low rate of 12.99% p.a.
  • Annual fee of $59 p.a.
  • Minimum credit limit of $1,000.

Cons

  • No interest-free days at all.
Bank Australia Platinum Rewards Visa Credit Card

Not available for application via this website

Bank Australia Platinum Rewards Visa Credit Card

Highlights

  • Experience a comprehensive credit card offering Qantas Points alongside complimentary travel insurance.
  • Earn 0.75 Qantas Points per $1 spent.
  • Enjoy up to 55 days interest-free.

Pros

  • 20.24 % p.a. Variable interest rate.
  • Earn 0.75 Qantas Points for every $1 spent, plus 1 more for every $1 spent on Qantas products and services in Australia
  • Comes with complimentary overseas travel insurance.

Cons

  • There is a $59 p.a. additional card holder fee.
  • ATO spend does not earn Qantas points.
Bank Australia Visa Credit Card

Not available for application via this website

Bank Australia Visa Credit Card

Highlights

  • Lifetime exemption from annual fees.
  • Maintain a fixed interest rate of 19.74% p.a. for purchases and cash advances.
  • Benefit from up to 55 days interest-free.

Pros

  • No annual fee.
  • A competitive 19.74% p.a interest rate on purchases.
  • Low 19.74% p.a. rate also applies to cash advances.
  • Up to 55 days interest free.
  • Works with Apple Pay, Google Pay, and other digital wallets.

Cons

  • No balance transfer offer available.
  • Doesn't earn rewards or have a welcome bonus.

More about Bank Australia credit cards

Find helpful information on interest rates, fees, balance transfers, and rewards.

  • FAQs

What is the most popular Bank Australia credit card?

We think the Low Rate Visa Card is the most popular credit card from Bank Australia.

Does Bank Australia offer credit cards with an introductory balance transfer offer?

Yes. However, balance transfers with Bank Australia are not typically the most competitive available. Look around before applying if you want to consolidate your credit card debt.

Does Bank Australia offer credit cards for businesses?

Yes, businesses can apply for a credit card with Bank Australia.

Does Bank Australia offer any credit cards with cashback rewards?

No. Bank Australia credit cards do not offer cashback rewards.

Is there a low interest rate credit card available from Bank Australia?

Yes. Their low rate card does have a competitively low interest rate as compared to the market.

Does Bank Australia offer frequent flyer credit cards?

Yes. It is possible to earn Qantas Frequent Flyer points with Bank Australia.

What can Bank Australia rewards points be used for?

Bank Australia partners with the Qantas Frequent Flyer rewards program. Points earned in the program can be redeemed for flights, hotels, Airbnb, etc.

How can a credit card from Bank Australia be managed?

Cards can be managed with the app, via telephone, or in the local branch.

Can Bank Australia credit cards be used with a digital wallet?

Yes. Bank Australia credit cards can be used with Apple Pay, Google Pay, and Samsung Pay.

Is it possible to have more than one Bank Australia credit card?

Yes. You can have more than one credit card from Bank Australia.

Are instalment plans available with a Bank Australia credit card?

Bank Australia does not offer instalment plans on credit card purchases at present.

Who can apply for a credit card from Bank Australia?

Bank Australia require applicants to be at least 18 years old. Applicants must have no history of bad credit on their report.

What documents are required when applying for a Bank Australia credit card?

Applicants should be able to provide an Australian driver's licence number, details of your income, expenses, and debts.

How long does it take for Bank Australia to process an application?

It’ll take about 2 days for an application to be processed.

    As seen on

    Media - The Sydney Morning Herald
    Media - Yahoo Finance
    Media - News.com.au
    Media - Daily Mail Australia
    Media - Australian Fintech
    Media - Dynamic Business