12.39% p.a interest for both purchases and cash advances.
Up to 55 days interest-free.
No annual fee.
A competitive 12.39% p.a interest rate on purchases.
Low 12.39% p.a. rate also applies to cash advances.
Up to 55 days interest free.
Works with Apple Pay, Google Pay, and other digital wallets.
No balance transfer offer available.
Doesn't earn rewards or have a welcome bonus.
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More about Bank Australia credit cards
Find helpful information on interest rates, fees, balance transfers, and rewards.
Are instalment plans available with a Bank Australia credit card?
Bank Australia does not offer instalment plans on credit card purchases at present.
Can Bank Australia credit cards be used with a digital wallet?
Yes. Bank Australia credit cards can be used with Apple Pay, Google Pay, and Samsung Pay.
Does Bank Australia offer any credit cards with cashback rewards?
No. Bank Australia credit cards do not offer cashback rewards.
Does Bank Australia offer credit cards for businesses?
Yes, businesses can apply for a credit card with Bank Australia.
Does Bank Australia offer credit cards with an introductory balance transfer offer?
Yes. However, balance transfers with Bank Australia are not typically the most competitive available. Look around before applying if you want to consolidate your credit card debt.
Does Bank Australia offer frequent flyer credit cards?
Yes. It is possible to earn Qantas Frequent Flyer points with Bank Australia.
How can a credit card from Bank Australia be managed?
Cards can be managed with the app, via telephone, or in the local branch.
How long does it take for Bank Australia to process an application?
It’ll take about 2 days for an application to be processed.
Is it possible to have more than one Bank Australia credit card?
Yes. You can have more than one credit card from Bank Australia.
Is there a low interest rate credit card available from Bank Australia?
Yes. Their low rate card does have a competitively low interest rate as compared to the market.
What can Bank Australia rewards points be used for?
Bank Australia partners with the Qantas Frequent Flyer rewards program. Points earned in the program can be redeemed for flights, hotels, Airbnb, etc.
What documents are required when applying for a Bank Australia credit card?
Applicants should be able to provide an Australian driver's licence number, details of your income, expenses, and debts.
What is the most popular Bank Australia credit card?
We think the Low Rate Visa Card is the most popular credit card from Bank Australia.
Who can apply for a credit card from Bank Australia?
Bank Australia require applicants to be at least 18 years old. Applicants must have no history of bad credit on their report.
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