Bankwest credit cards

You can apply for a Bankwest card regardless of where you live in Australia. Take advantage of their competitive low rates and introductory offers.

By Verified by David Boyd   |   Updated 24 Oct 2024

Comparing of 4 Bankwest credit cards

Bankwest Zero Platinum Mastercard

Balance transfer

6 months at 0% p.a.

Purchase rate

6 months at 0% p.a.

Interest-free days

55 days

Annual fee

$0.00 p.a. ongoing

Highlights

  • Annual fee waived.
  • 0% p.a. for 6 months on purchases and transferred balances (with a 3% balance transfer fee). Returns to 18.99% p.a. thereafter.
  • Offer valid for new customers within a specified timeframe. Additional fees and terms and conditions apply.

Pros

  • No annual fee to pay — ever.
  • Introductory interest rates on purchases and balance transfers.
  • No fees on purchases in a foreign currency.

Cons

  • There is a 3% fee on balance transfers.
  • You can't earn rewards points.
Bankwest Zero Mastercard

Balance transfer

6 months at 0% p.a.

Purchase rate

6 months at 0% p.a.

Interest-free days

55 days

Annual fee

$0.00 p.a. ongoing

Highlights

  • Avoid annual fees for the duration of card ownership.
  • 0% p.a. for 6 months on purchases and transferred balances (with a 3% balance transfer fee). Returns to 18.99% p.a. thereafter.
  • Enjoy up to 55 days interest-free on purchases.
  • Offer exclusive to new customers for a limited time. Additional fees and charges, as well as terms and conditions, apply.

Pros

  • There is no annual fee for as long as you keep the card.
  • The introductory offer on purchases and balance transfers.
  • Interest on purchases is comparatively low.

Cons

  • Balance transfers incur a one-off fee.
  • You cannot earn credit card points.
Bankwest Breeze Platinum Mastercard

Balance transfer

24 months at 0% p.a.

Purchase rate

12.99% p.a. ongoing

Interest-free days

55 days

Annual fee

$59.00 p.a. ongoing

Highlights

  • Enjoy 0% p.a. interest on balance transfers for 24 months, with a 3% balance transfer fee (then 12.99% p.a. thereafter).
  • Benefit from up to 55 interest-free days.
  • Offer exclusively for new customers within a specified period. Additional charges, along with terms and conditions, apply.

Pros

  • 0% p.a. on balance transfers for 24 months.
  • No foreign transaction fees.
  • Plus, complimentary overseas travel insurance for you and your family.

Cons

  • There is no rewards program on this card.
  • There is a 3% BT fee.
Bankwest Breeze Mastercard

Balance transfer

24 months at 0% p.a.

Purchase rate

12.99% p.a. ongoing

Interest-free days

55 days

Annual fee

$49.00 p.a. ongoing

Highlights

  • Enjoy 0% p.a. interest on balance transfers for 24 months, with a 3% balance transfer fee (then 12.99% p.a. thereafter).
  • Enjoy up to 55 interest-free days on purchases.
  • Exclusive offer for new customers for a limited time. Additional charges, as well as terms and conditions, apply.

Pros

  • 0% p.a. on balance transfers for 24 months.
  • Low ongoing purchase rate of 12.99% p.a.
  • Up to 55 interest-free days on purchases.

Cons

  • There are no rewards on this card.
  • There is a 3% BT fee.

More about Bankwest credit cards

Further details on rates and fees, plus maximising the benefits of promotional offers and rewards.

  • FAQs

What is the most popular Bankwest credit card?

Bankwest’s Breeze Mastercard is their most popular credit card.

Does Bankwest offer credit cards with an introductory balance transfer offer?

Yes, you can get a balance transfer credit card with Bankwest. However, Bankwest’s balance transfer deals are not typically the strongest in market. It’s worth checking what’s available before applying with them, since you could find a longer interest-free period elsewhere.

Does Bankwest offer credit cards for businesses?

Yes, a business can apply for a credit card with Bankwest.

Does Bankwest offer any credit cards with cashback rewards?

Yes. Points earned with Bankwest More Rewards can be converted to cashback.

Is there a low interest rate credit card available from Bankwest?

Bankwest provides low rate credit cards.

Does Bankwest offer frequent flyer credit cards?

Yes. Bankwest offers credit cards for frequent flyers.

Does Bankwest have credit cards with rewards points?

Yes. Bankwest offers credit cards that earn points with their Bankwest Rewards program.

What can Bankwest More Rewards points be used for?

More Rewards points can be converted to cash. Unlike other programs, they cannot be redeemed for merchandise or travel.

What rewards programs can be linked with Bankwest?

Some Bankwest credit cards can be linked with Qantas Frequent Flyer, with points deposited directly into your Qantas Frequent Flyer account.

How can a credit card from Bankwest be managed?

Cards can be managed via Bankwest online banking, app, telephone, or in a branch.

Can Bankwest credit cards be used with a digital wallet?

Yes. Apple Pay, Google Pay, and Samsung Pay are compatible.

Is it possible to have more than one Bankwest credit card?

Yes. You can have more than one credit card from Bankwest.

Are instalment plans available with a Bankwest credit card?

Instalment plans are available for some — but not all — transactions made with a Bankwest credit card. Once configured and approved, the transactions will be paid off in a fixed amount of time.

Who can apply for a credit card from Bankwest?

Applicants should be at least 18 years old. The amount of income required varies between cards. Applicants must have no bad credit in the credit report.

What documents are required when applying for a Bankwest credit card?

Bankwest will ask for an Australian driver's licence number, details of your income, expenses, debts, and proof of income (payslips, accounts if self-employed).

How long does it take for Bankwest to process an application?

You can get a decision within 60 seconds of applying. It could take around 2 days to fully process the application.

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