Bankwest credit cards

You can apply for a Bankwest card regardless of where you live in Australia. Take advantage of their competitive low rates and introductory offers.

By Yvonne Taylor | Verified by David Boyd | Updated 4 Jul 2024

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Comparing Bankwest credit cards

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Featured

Bankwest Zero Platinum Mastercard

Balance transfer

28 months at 0% p.a.

Purchase rate

14.99% p.a. ongoing

Annual fee

$0.00 p.a. ongoing

Highlights

Annual fee waived.
0% p.a. interest for 28 months on transferred balances (with a 3% balance transfer fee). Returns to 14.99% p.a. thereafter.
No charges for foreign transactions.
Offer valid for new customers within a specified timeframe. Additional fees and terms and conditions apply.

Pros

No annual fee to pay — ever.
Very long interest-free balance transfer offer.
No fees on purchases in a foreign currency.

Cons

There is a 3% fee on balance transfers.
You can't earn rewards points.

Compare

Bankwest Zero Mastercard

Balance transfer

28 months at 0% p.a.

Purchase rate

14.99% p.a. ongoing

Annual fee

$0.00 p.a. ongoing

Highlights

Avoid annual fees for the duration of card ownership.
0% p.a. for 28 months on transferred balances (with a 3% balance transfer fee). Returns to 14.99% p.a. thereafter.
Enjoy up to 55 days interest-free on purchases.
Offer exclusive to new customers for a limited time. Additional fees and charges, as well as terms and conditions, apply.

Pros

There is no annual fee for as long as you keep the card.
The current balance transfer offer is extremely competitive.
Interest on purchases is comparatively low.

Cons

Balance transfers incur a one-off fee.
You cannot earn credit card points.

Compare

Bankwest Breeze Platinum Mastercard

Balance transfer

12 months at 0% p.a.

Purchase rate

12 months at 0% p.a.

Annual fee

$69.00 p.a. ongoing

Highlights

Experience 0% p.a. interest on balance transfers for 12 months (with a 2% BT fee, then 12.99% p.a.).
0% p.a. for 12 months on purchases (reverting to 12.99% p.a.).
Benefit from up to 55 interest-free days.
Offer exclusively for new customers within a specified period. Additional charges, along with terms and conditions, apply.

Pros

0% p.a. on balance transfers for 12 months.
0% p.a. for 12 months on purchases.
No foreign transaction fees. Plus, complimentary overseas travel insurance for you and your family.

Cons

There is no rewards program on this card.
There is a 2% BT fee.

Compare

Bankwest Breeze Mastercard

Balance transfer

12 months at 0% p.a.

Purchase rate

12 months at 0% p.a.

Annual fee

$49.00 p.a. ongoing

Highlights

Benefit from 0% p.a. interest on balance transfers for 12 months (with a 2% BT fee, then 12.99% p.a.).
0% p.a. for 12 months on purchases (returning to 12.99% p.a.).
Enjoy up to 55 interest-free days on purchases.
Exclusive offer for new customers for a limited time. Additional charges, as well as terms and conditions, apply.

Pros

0% p.a. on balance transfers for 12 months.
0% p.a. for 12 months on purchases.
Up to 55 interest-free days on purchases.

Cons

There are no rewards on this card.
There is a 2% BT fee.

More about Bankwest credit cards

Further details on rates and fees, plus maximising the benefits of promotional offers and rewards.

FAQs

What is the most popular Bankwest credit card?

Bankwest’s Breeze Mastercard is their most popular credit card.

Does Bankwest offer credit cards with an introductory balance transfer offer?

Yes, you can get a balance transfer credit card with Bankwest. However, Bankwest’s balance transfer deals are not typically the strongest in market. It’s worth checking what’s available before applying with them, since you could find a longer interest-free period elsewhere.

Does Bankwest offer credit cards for businesses?

Yes, a business can apply for a credit card with Bankwest.

Does Bankwest offer any credit cards with cashback rewards?

Yes. Points earned with Bankwest More Rewards can be converted to cashback.

Is there a low interest rate credit card available from Bankwest?

Bankwest provides low rate credit cards.

Does Bankwest offer frequent flyer credit cards?

Yes. Bankwest offers credit cards for frequent flyers.

Does Bankwest have credit cards with rewards points?

Yes. Bankwest offers credit cards that earn points with their Bankwest Rewards program.

What can Bankwest More Rewards points be used for?

More Rewards points can be converted to cash. Unlike other programs, they cannot be redeemed for merchandise or travel.

What rewards programs can be linked with Bankwest?

Some Bankwest credit cards can be linked with Qantas Frequent Flyer, with points deposited directly into your Qantas Frequent Flyer account.

How can a credit card from Bankwest be managed?

Cards can be managed via Bankwest online banking, app, telephone, or in a branch.

Can Bankwest credit cards be used with a digital wallet?

Yes. Apple Pay, Google Pay, and Samsung Pay are compatible.

Is it possible to have more than one Bankwest credit card?

Yes. You can have more than one credit card from Bankwest.

Are instalment plans available with a Bankwest credit card?

Instalment plans are available for some — but not all — transactions made with a Bankwest credit card. Once configured and approved, the transactions will be paid off in a fixed amount of time.

Who can apply for a credit card from Bankwest?

Applicants should be at least 18 years old. The amount of income required varies between cards. Applicants must have no bad credit in the credit report.

What documents are required when applying for a Bankwest credit card?

Bankwest will ask for an Australian driver's licence number, details of your income, expenses, debts, and proof of income (payslips, accounts if self-employed).