Overview
The basics
- Additional cardholders. It's possible to add up to 3 additional cardholders for free. The account holder is responsible for payments and general account maintenance.
- Digital wallets. The Bankwest Zero Mastercard works with major digital wallets including Apple Pay, Google Pay, and Samsung Pay.
- Gambling transactions. Gambling transactions are permitted, but they will be treated as a cash advance.
Rewards and benefits
- Complimentary travel insurance. This card also does not come with any complimentary domestic or international travel insurance. Cardholders get extended warranty insurance protection and fraud protection insurance as standard.
- Concierge services. Cardholders will not have access to a concierge service.
- Lounge access. There is no airport lounge access with this card.
- Rewards points. The Bankwest Zero Mastercard does not have a rewards program.
Rates and fees
- Annual fee. This card's ongoing annual fee is $0 — as low as you can get.
- Balance transfers. This credit card does not currently have a balance transfer offer.
- Cash advances. Purchases classified as a cash advance will incur interest at the rate of 21.99% p.a. plus a cash advance fee of 2% of the amount you borrow. Interest on cash advances is charged from the date of the transaction.
- Foreign exchange fee. Any foreign currency transactions made with this card either overseas or with an online store will attract a 2.95% fee.
- Interest-free period. Pay no interest for 55 days when you pay off your credit card bill in full and on time, helping to improve your cash flow between paydays.
- Purchases. There is no introductory offer on purchases. Any purchase made with this card will attract interest at the standard rate of 14.99% p.a. until repaid.
- Sign up bonus. Bankwest do not offer any welcome bonus points for signing up to this card.
