0% p.a. for 34 months on balances transferred (2% balance transfer fee applies). Reverts to 14.99% p.a. thereafter.
Up to 55 days interest-free on purchases.
New customers only. Limited time. Other fees and charges, T&Cs apply.
Pros and cons
There is no annual fee for as long as you keep the card.
The current balance transfer offer is extremely competitive.
Interest on purchases is comparatively low.
Balance transfers incur a one-off fee.
You cannot earn credit card points.
Additional cardholders. It's possible to add up to 3 additional cardholders for free. The account holder is responsible for payments and general account maintenance.
Digital wallets. The Bankwest Zero Mastercard works with major digital wallets including Apple Pay, Google Pay, and Samsung Pay.
Gambling transactions. Gambling transactions are permitted, but they will be treated as a cash advance.
Rewards and benefits
Complimentary travel insurance. This card also does not come with any complimentary domestic or international travel insurance. Cardholders get extended warranty insurance protection and fraud protection insurance as standard.
Concierge services. Cardholders will not have access to a concierge service.
Lounge access. There is no airport lounge access with this card.
Rewards points. The Bankwest Zero Mastercard does not have a rewards program.
Rates and fees
Annual fee. This card's ongoing annual fee is $0 — as low as you can get.
Balance transfers. This credit card does not currently have a balance transfer offer.
Cash advances. Purchases classified as a cash advance will incur interest at the rate of 21.99% p.a. plus a cash advance fee of 2% of the amount you borrow. Interest on cash advances is charged from the date of the transaction.
Foreign exchange fee. Any foreign currency transactions made with this card either overseas or with an online store will attract a 2.95% fee.
Interest-free period. Pay no interest for 55 days when you pay off your credit card bill in full and on time, helping to improve your cash flow between paydays.
Purchases. There is no introductory offer on purchases. Any purchase made with this card will attract interest at the standard rate of 14.99% p.a. until repaid.
Sign up bonus. Bankwest do not offer any welcome bonus points for signing up to this card.
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