Mastercard credit cards

Highlights

• Get up to $200 cashback when you apply online by 31 October 2022. $50 cashback will be awarded for every month $1000 or more is spent on eligible purchases for the first 4 statement periods from card approval. Terms and Conditions apply.
• Low 13.74% p.a. interest rate on purchases.
• $59 p.a. annual fee.

Highlights

• Receive 110,000 Altitude bonus points when you spend $3,000 on eligible purchases within 90 days of card approval. Terms and conditions apply.
• 0% p.a. for 24 months on balance transfers (1 % balance transfer fee applies). Reverts to cash advance rate of 21.49% p.a.
• $49 p.a. annual fee for the first year ($150 p.a. annual fee thereafter).

Highlights

• Enjoy 0% p.a. on balance transfers for 15 months (0% BT fee, 9.90% p.a. thereafter).
• 0% p.a. for 15 months on purchases (reverts to 9.90% p.a.)
• First-year annual fee waiver. $49 p.a. thereafter.
• New customers only. Limited time. Other fees and charges, T&Cs apply.

Highlights

• Enjoy 0% p.a. on balance transfers for 15 months (0% BT fee, 9.90% p.a. thereafter).
• 0% p.a. for 15 months on purchases (reverts to 9.90% p.a.)
• First-year annual fee waiver. $69 p.a. thereafter.
• New customers only. Limited time. Other fees and charges, T&Cs apply.

Highlights

• Pay no annual fee as long as you hold the card.
• 0% p.a. for 34 months on balances transferred (2% balance transfer fee applies). Reverts to 14.99% p.a. thereafter.
• Up to 55 days interest-free on purchases.
• New customers only. Limited time. Other fees and charges, T&Cs apply.

Highlights

• No annual fee.
• 0% p.a. for 34 months on balances transferred (2% balance transfer fee applies). Reverts to 14.99% p.a. thereafter.
• No foreign transaction fees and complimentary international credit card travel insurance.
• New customers only. Limited time. Other fees and charges, T&Cs apply.

Highlights

• Receive 70,000 bonus Qantas Points when you spend $4,000 on eligible purchases within 90 days of card approval. Terms and conditions apply.
• Transfer your balance at 0% p.a. for 24 months (1 % balance transfer fee applies). Reverts to cash advance rate of 21.49% p.a.
• $99 p.a. annual fee for the first year then $200 p.a. annual fee thereafter (inclusive of $50 Qantas Rewards opt-in annual fee).

From 1 January 2022, earn 0.5 Qantas Points per $1 up to a maximum of $100,000 spent on eligible purchases annually. Bonus Qantas Points not included in the cap.

Highlights

• Receive 140,000 Altitude bonus points when you spend $6,000 on eligible purchases within 120 days of card approval. Exclusions apply
• Transfer your balance at 0% p.a. for 24 months (1 % balance transfer fee applies). Reverts to cash advance rate of 21.49% p.a.
• $99 p.a. annual fee for the first year ($250 p.a. annual fee thereafter).

Highlights

• Use virtual card instantly once approved (typically within 60 mins)
• Tap n Pay with up to 55 days interest free
• Use credit to transfer money to anyone
• Exclusive perks & many more features
• Thousands of 5-star customer reviews

Bank promo

• Get MONEYME's lowest advertised rate EVER of 14.99% p.a.
• Annual fee of $0 to $149 p.a. based on credit limit plus a monthly fee of $5 for balances over $20.
• Be eligible for deals and credit back offers at over 1,400 participating stores thanks to MONEYME Perks, powered by Cashrewards. Terms and conditions apply.

Highlights

• Receive 80,000 bonus Qantas Points when spending $3,000 or more on eligible purchases within 3 months of approval.
• Enjoy 0% on Balance Transfer for 18 months with a 1% Balance Transfer fee. Reverts to Cash Advance rate, thereafter. No interest-free days apply on retail purchases while you have a balance transfer.
• Save with the reduced annual fee of $225 p.a. for the first year. Ongoing annual fee of $299 p.a. applies in the 2nd year.

Highlights

• No interest, no late fees.
• A choice of three credit limits; $1,000, $2000 or $3,000
• Simple monthly fee of $12, $18 or $22, based on your credit limit.

Highlights

• 0% interest and $0 late payment fee.
• $10 monthly fee, or no outstanding balance, $0 fee.
• Access to Westpac Extras and Rewards.

Highlights

• Enjoy 60,000 Flybuys bonus points when you spend $3,000 or more on eligible purchases within 90 days of approval.
• Enjoy 0% p.a. on purchases for 12 months. Reverts to the variable interest rate on purchases of 19.99% p.a.
• Collect 2 points per $1 on eligible spend – that’s on top of the usual Flybuys Points from other partners.

Highlights

• Receive 20,000 Flybuys bonus points when you apply by 29 September 2022, get approved, and spend $3,000 or more on eligible retail purchases within 90 days of approval.
• No annual fee ever.
• 0% p.a. on balance transfers for 12 months. Reverts to cash advance rate of 19.99% p.a.

Highlights

• 0% p.a. on balance transfers for 6 months. Reverts to cash advance rate of 19.99% p.a.
• Low annual fee of $58 p.a.
• Collect 1 Flybuys Point for every $2 at Coles Supermarkets.