Mastercard credit cards

Highlights

• Enjoy 0% p.a. on balance transfers for 12 months (2% BT fee, 12.99% p.a. thereafter).
• 0% p.a. for 12 months on purchases (reverts to 12.99% p.a.)
• Up to 55 interest-free days.
• New customers only. Limited time. Other fees and charges, T&Cs apply.

Highlights

• Pay no annual fee as long as you hold the card.
• 0% p.a. for 28 months on balances transferred (3% balance transfer fee applies). Reverts to 14.99% p.a. thereafter.
• Up to 55 days interest-free on purchases.
• New customers only. Limited time. Other fees and charges, T&Cs apply.

Highlights

• No annual fee.
• 0% p.a. for 28 months on balances transferred (3% balance transfer fee applies). Reverts to 14.99% p.a. thereafter.
• No foreign transaction fees and complimentary international credit card travel insurance.
• New customers only. Limited time. Other fees and charges, T&Cs apply.

Highlights

• Get up to $350 cashback when you apply online by 30 April 20234 Get a $50 cashback each month you spend over $1,000 for the first 7 statement periods.
• Low ongoing 13.74% p.a. interest rate on purchases.
• $59 p.a. annual fee.

Highlights

• Receive 70,000 bonus Qantas Points when you spend $4,000 on eligible purchases within 90 days of card approval. Terms and conditions apply.
• $99 p.a. annual fee for the first year then $175 p.a. annual fee thereafter (Plus a $75 Qantas Rewards opt-in annual fee).
• Earn 0.5 Qantas points per $1 spent on eligible purchases

From 1 January 2022, earn 0.5 Qantas Points per $1 up to a maximum of $100,000 spent on eligible purchases annually. Bonus Qantas Points not included in the cap.

Highlights

• Earn up to 150,000 bonus Altitude Points. Receive 100,000 Altitude bonus points when you spend $6,000 on eligible purchases within 120 days of card approval. Plus 50,000 points after your first eligible purchase in year 2. Exclusions apply.
• $150 p.a. annual fee for the first year ($295 p.a. annual fee thereafter). Applies to new cardholders only.
• Earn 6 Altitude points per $1 on Qantas, Jetstar, Singapore Airlines, and Emirates flights bought in Australia, eligibility criteria apply.

Highlights

• Use virtual card instantly once approved (typically within 60 mins)
• Tap n Pay with up to 55 days interest free
• Use credit to transfer money to anyone
• Exclusive perks & many more features
• Thousands of 5-star customer reviews

Bank promo

• Get MONEYME's lowest advertised rate EVER of 18.74% p.a.
• Annual fee of $0 to $149 p.a. based on credit limit plus a monthly fee of $5 for balances over $20.
• Be eligible for deals and credit back offers at over 2,000 participating stores thanks to MONEYME Perks, powered by Cashrewards. Terms and conditions apply.

Highlights

• Earn up to 80,000 bonus Qantas Points. Receive 60,000 bonus Qantas Points when you spend $3,000 or more on eligible purchases within 3 months from card approval. Plus an additional 20,000 bonus points if you have not earned Qantas Points with a credit card in the last 12 months. Terms and Conditions apply.
• Enjoy 0% on Balance Transfer for 12 months with no Balance Transfer fee. Reverts to Cash Advance rate, thereafter. No interest-free days apply on retail purchases while you have a balance transfer.
• Save with the reduced annual fee of $349 p.a. for the first year. An ongoing annual fee of $399 p.a. applies in the 2nd year.

Highlights

• No interest, no late fees.
• A choice of three credit limits; $1,000, $2000 or $3,000
• Simple monthly fee of $12, $18 or $22, based on your credit limit.

Highlights

• 0% interest and $0 late payment fee.
• $10 monthly fee, or no outstanding balance, $0 fee.
• Access to Westpac Extras and Rewards.

Highlights

• $0 annual fee.
• No currency conversion fees.
• No foreign transaction fees on purchases when travelling or shopping online.
• 22.99% p.a. interest rate on purchases and cash advances.

Highlights

• Get 75,000 Flybuys bonus points when you spend $3,000 or more on eligible purchases within 90 days of approval. Terms and Conditions apply.
• Enjoy 0% p.a. on balance transfer for 6 months. Reverts to the cash advance rate of 19.99% p.a.
• Collect 2 points per $1 on eligible spend – that’s on top of the usual Flybuys Points from other partners.
• $0 international transaction fees for purchases made online or overseas.

Highlights

• Get 20,000 Flybuys bonus points when you spend $3,000 or more on eligible purchases within 90 days of approval. Terms and Conditions apply.
• No annual fee ever.
• 0% p.a. on balance transfers for 12 months. Reverts to cash advance rate of 19.99% p.a.

Highlights

• 0% p.a. on balance transfers for 15 months. Reverts to cash advance rate of 19.99% p.a.
• Low annual fee of $58 p.a.
• Collect 1 Flybuys Point for every $2 at Coles Supermarkets.