Google Pay™ credit cards
Compare credit cards that work with Google Pay™. Apply online to get yours.
By Yvonne Taylor | Verified by David Boyd | Updated 1 Jun 2023
As seen on
Comparing Google Pay™ credit cards
Balance transfer
32 months at 0% p.a.
Purchase rate
13.99% p.a. ongoing
Annual fee
$55.00 p.a. ongoing
Highlights
- Enjoy 0% for 32 months on Balance Transfers with a 0% balance transfer fee. Reverts to cash advance rate of 21.49% p.a.
- 13.99% p.a. low variable interest rate on purchases.
- Low annual fee of $55 p.a.
Pros
Cons
On website
Balance transfer
N/A
Purchase rate
23.99% p.a. ongoing
Annual fee
$450.00 p.a. ongoing
Highlights
- Receive 60,000 bonus Qantas Points when you apply online, are approved, and spend $3,000 on eligible purchases on your new Card within the first 3 months. T&Cs apply. New Card Members only.
- Earn 1.25 Qantas Points for every $1 spent on card purchases, except spend at government bodies in Australia where you will earn 0.5 Qantas Points per $1 spent.
- Get 2 complimentary Qantas Club lounge invitations each year.
Pros
Cons
Balance transfer
12 months at 0% p.a.
Purchase rate
19.99% p.a. ongoing
Annual fee
$29.00 for 1st year
Highlights
- Enjoy 0% p.a. on balance transfers for 12 months with a 2% balance transfer fee.
- Save with the reduced $29 p.a. annual fee for the first year ( $129 p.a. thereafter).
- Earn 2 Reward Plus points per $1 spent on overseas eligible purchases and 1 Reward Plus point per $1 spent for all other eligible purchases.
- $6,000 minimum credit limit.
Pros
Cons
On website
Balance transfer
N/A
Purchase rate
23.99% p.a. ongoing
Annual fee
$395.00 p.a. ongoing
Highlights
- Receive 50,000 Bonus Membership Rewards Points when you apply, are approved, and spend $4,000 on your new Card within the first 3 months. T&Cs apply. New Amex Card Members only.
- Receive a $400 Travel Credit each year towards any flights, hotels, and car hire when you book online with this card.
- Includes complimentary domestic & international travel insurance.
Pros
Cons
Balance transfer
24 months at 0% p.a.
Purchase rate
19.49% p.a. ongoing
Annual fee
$49.00 for 1st year
Highlights
- Earn up to 60,000 bonus Qantas Points when you spend $3,000 on eligible purchases within 90 days from card approval. Exclusions apply.
- 0% p.a. for 24 months on balance transfers with a 1% balance transfer fee. Reverts to cash advance rate.
- $49 p.a. annual fee for the first year ($99 p.a. annual fee thereafter)
- Earn 0.5 points per $1 spent (uncapped). Plus, get a complimentary Qantas membership fee. Saving you $99.50!
From 1 January 2022, earn 0.5 Qantas Points per $1 up to a maximum of $100,000 spent on eligible purchases annually. Bonus Qantas Bonus Qantas Points not included in the cap.
Pros
Cons
Balance transfer
N/A
Purchase rate
12 months at 0% p.a.
Annual fee
$0.00 p.a. ongoing
Highlights
- Enjoy 0% interest on purchases for 12 months. Reverts to 20.74% p.a. thereafter.
- No annual fee for as long as you have the card.
- Enjoy up to 55 days interest-free on purchases.
Pros
Cons
MONEYME Freestyle Virtual Card
Make sure you meet the following criteria before applying.
Application requirements:
Balance transfer
N/A
Purchase rate
18.24% p.a. ongoing
Annual fee
From $0.00 p.a. ongoing
Highlights
- Use virtual card instantly once approved (typically within 60 mins)
- Tap n Pay with up to 55 days interest free
- Use credit to transfer money to anyone
- Exclusive perks & many more features
- Thousands of 5-star customer reviews
Bank promo
Pros
Cons
St.George Amplify Signature Credit Card (Amplify)
Balance transfer
24 months at 0% p.a.
Purchase rate
19.49% p.a. ongoing
Annual fee
$199.00 for 1st year
Highlights
- Earn up to 150,000 Bonus Amplify Rewards Points when you spend $12,000 on eligible purchases within the first 12 months from card approval.
- $199 card fee for the first year ($279 p.a thereafter).
- 0% p.a. for 24 months on balance transfers with a 1% balance transfer fee on amounts transferred.
- Includes complimentary overseas travel insurance for up to 6 months
Pros
Cons
Balance transfer
32 months at 0% p.a.
Purchase rate
13.99% p.a. ongoing
Annual fee
$55.00 p.a. ongoing
Highlights
- Earn up to $400 cashback on your supermarket shop or enjoy 0% for 32 months on Balance Transfers with a 0% balance transfer fee. Reverts to cash advance rate of 21.49% p.a.
- 13.99% p.a. low variable interest rate on purchases.
- Up to 55 days interest-free on purchases.
Pros
Cons
On website
Balance transfer
N/A
Purchase rate
18.99% p.a. ongoing
Annual fee
$0.00 p.a. ongoing
Highlights
- Get $100 back when you apply, are approved and spend $1,500 on your card in your first 3 months of Card Membership. T&Cs apply. New Amex Card Members only.
- 0% p.a. annual fee.
- Earn 1.25 Membership Rewards Gateway points for every $1 spent on everyday purchases, utilities, insurance and telecommunications.
Pros
Cons
On website
Balance transfer
34 months at 0% p.a.
Purchase rate
14.99% p.a. ongoing
Annual fee
$0.00 p.a. ongoing
Highlights
- Pay no annual fee as long as you hold the card.
- 0% p.a. for 34 months on balances transferred (2% balance transfer fee applies). Reverts to 14.99% p.a. thereafter.
- Up to 55 days interest-free on purchases.
- New customers only. Limited time. Other fees and charges, T&Cs apply.
Pros
Cons
Balance transfer
24 months at 0% p.a.
Purchase rate
19.49% p.a. ongoing
Annual fee
$279.00 p.a. ongoing
Highlights
- Earn up to 90,000 bonus Qantas Points when you spend $6,000 on eligible purchases within 90 days from card approval. Exclusions apply.
- 0% p.a. for 24 months on balance transfers with 1% balance transfer fee on amounts transferred.
- Includes complimentary overseas travel insurance for up to 6 months
From 1 January 2022, earn 0.75 Qantas Points per $1 up to a maximum of $250,000 spent on eligible purchases annually. Bonus Qantas Points not included in the cap.
Pros
Cons
Learn all about
Q&As
