Google Pay™ credit cards
Compare credit cards that work with Google Pay™. Apply online to get yours.
By Yvonne Taylor | Verified by David Boyd | Updated 1st July 2022
Comparing Google Pay™ credit cards
On St.George's website
Balance transfer
32 months at 0% p.a.
Purchase rate
13.99% p.a. ongoing
Annual fee
$0.00 for 1st year
Highlights
- Enjoy 0% for 32 months on Balance Transfers with a 0% balance transfer fee. Reverts to cash advance rate of 21.49% p.a.
- 13.99% p.a. low variable interest rate on purchases.
- $0 first-year annual card fee ($55 p.a. thereafter).
Pros
Cons
On American Express' website
Balance transfer
N/A
Purchase rate
20.74% p.a. ongoing
Annual fee
$450.00 p.a. ongoing
Highlights
- Receive up to 100,000 bonus Qantas Points. That’s 75,000 bonus Qantas Points when you apply online by 23 August 2022, are approved, and spend $3,000 on your new Card within the first 3 months. Plus, an additional 25,000 bonus Qantas Points in your second year upon fee renewal. T&Cs apply. New Card Members only.
- Earn 1.25 Qantas Points for every $1 spent on card purchases, except spend at government bodies in Australia where you will earn 0.5 Qantas Points per $1 spent.
- Get 2 complimentary Qantas Club lounge invitations each year.
Pros
Cons
HSBC Platinum Credit Card Balance Transfer Offer
Balance transfer
36 months at 0% p.a.
Purchase rate
19.99% p.a. ongoing
Annual fee
$29.00 for 1st year
Highlights
- Enjoy 0% p.a. on balance transfers for 36 months with no balance transfer fee (Terms and Conditions apply).
- Save with the reduced $29 p.a. annual fee for the first year ( $129 p.a. thereafter).
- Earn 2 points per $1 spent on overseas eligible purchases; or 1 point per $1 spent for all other eligible purchases.
- Redeem points for e-Gift cards from Uber Eats, Woolworths, Bunnings and more.
Pros
Cons
On American Express' website
Balance transfer
N/A
Purchase rate
20.74% p.a. ongoing
Annual fee
$395.00 p.a. ongoing
Highlights
- Receive 100,000 Bonus Membership Rewards Points when you apply online, are approved and spend $4,000 on your new Card within the first 3 months. T&Cs apply. New Amex Card Members only.
- Receive a $400 Travel Credit each year towards any flights, hotels and car hire when you book online with this card.
- Earn 2 Membership Rewards points per $1 spent on purchases except government bodies in Australia where you will earn 1 point per $1 spent (uncapped).
Pros
Cons
On Bank of Melbourne's website
Bank of Melbourne Amplify Platinum Credit Card (Qantas)
Balance transfer
24 months at 0% p.a.
Purchase rate
19.49% p.a. ongoing
Annual fee
$99.00 p.a. ongoing
Highlights
- Earn up to 60,000 bonus Qantas Points when you spend $3,000 on eligible purchases within 90 days from card approval. Exclusions apply.
- 0% p.a. for 24 months on balance transfers with 1% balance transfer fee. Reverts to cash advance rate.
- Earn 0.5 points per $1 spent (uncapped). Plus, get a complimentary Qantas membership fee. Saving you $99.50!
From 1 January 2022, earn 0.5 Qantas Points per $1 up to a maximum of $100,000 spent on eligible purchases annually. Bonus Qantas Bonus Qantas Points not included in the cap.
Pros
Cons
On St.George's website
St.George No Annual Fee Credit Card
Balance transfer
N/A
Purchase rate
12 months at 0% p.a.
Annual fee
$0.00 p.a. ongoing
Highlights
- Enjoy 0% interest on Purchases for 12 months. Reverts to 20.74% p.a. thereafter.
- $0 annual fee for as long as you have the card.
- Enjoy up to 55 days interest-free period.
Pros
Cons
MONEYME Freestyle Virtual Card
Make sure you meet the following criteria before applying.
Application requirements:
Balance transfer
N/A
Purchase rate
14.99% p.a. ongoing
Annual fee
From $0.00 p.a. ongoing
Highlights
- Use virtual card instantly once approved (typically within 60 mins)
- Tap n Pay with up to 55 days interest free
- Use credit to transfer money to anyone
- Exclusive perks & many more features
- Thousands of 5-star customer reviews
Bank promo
Pros
Cons
NAB Qantas Rewards Card
Balance transfer
6 months at 0% p.a.
Purchase rate
19.99% p.a. ongoing
Annual fee
$95.00 for 1st year
Highlights
- Earn Qantas Points on eligible everyday purchases.
- 6 months at 0% p.a. on balance transfers. (2% balance transfer fee applies). Reverts to cash advance rate.
- Free membership into the Qantas Frequent Flyer Program saving you $99.50.
On St.George's website
St.George Amplify Signature Credit Card (Amplify)
Balance transfer
24 months at 0% p.a.
Purchase rate
19.49% p.a. ongoing
Annual fee
$139.00 for 1st year
Highlights
- Earn up to 150,000 Bonus Amplify Rewards Points over 2 years when you spend $12,000 on eligible purchases each year. Plus, receive a birthday points bonus of 10% of the points earned in the last 12 months.
- $139 card fee for the first year ($279 p.a thereafter).
- 0% p.a. for 24 months on balance transfers with 1% balance transfer fee on amounts transferred.
- Includes complimentary overseas travel insurance for up to 6 months
Pros
Cons
On BankSA's website
BankSA Vertigo Credit Card
Balance transfer
32 months at 0% p.a.
Purchase rate
13.99% p.a. ongoing
Annual fee
$0.00 for 1st year
Highlights
- Enjoy 0% for 32 months on Balance Transfers with a 0% balance transfer fee. Reverts to cash advance rate of 21.49% p.a.
- 13.99% p.a. low variable interest rate on purchases.
- $0 first-year annual card fee ($55 p.a. thereafter).
Pros
Cons
On American Express' website
Balance transfer
N/A
Purchase rate
14.99% p.a. ongoing
Annual fee
$0.00 p.a. ongoing
Highlights
- Get $200 back when you apply, are approved and spend $1,500 on your card in your first 3 months of Card Membership. T&Cs apply. New Amex Card Members only.
- 0% p.a. annual fee.
- Earn 1.25 Membership Rewards Gateway points for every $1 spent on everyday purchases, utilities, insurance and telecommunications.
Pros
Cons
Balance transfer
34 months at 0% p.a.
Purchase rate
14.99% p.a. ongoing
Annual fee
$0.00 p.a. ongoing
Highlights
- Pay no annual fee as long as you hold the card.
- 0% p.a. for 34 months on balances transferred (2% balance transfer fee applies). Reverts to 14.99% p.a. thereafter.
- Up to 55 days interest-free on purchases.
- New customers only. Limited time. Other fees and charges, T&Cs apply.
Pros
Cons
On American Express' website
American Express David Jones Platinum Credit Card
Balance transfer
N/A
Purchase rate
20.74% p.a. ongoing
Annual fee
$295.00 p.a. ongoing
Highlights
- Earn $450 back when you apply online by 13 July 2022, are approved and spend $1,500 at locations excluding David Jones on your new card within the first three months. Available to new American Express David Jones Platinum Credit Card Members only.
- Earn 4 Reward Points per $1 spent on purchases made at David Jones and 3 Reward Points per $1 spent at major supermarkets and petrol stations.
- Receive two complimentary entries per year to the American Express Lounge at Sydney International Airport or Melbourne International Airport
Pros
Cons
Learn all about Google Pay™ credit cards
Q&As
Credit card brands
- American Express credit cards
- ANZ credit cards
- Bank of Melbourne credit cards
- BankSA credit cards
- Bankwest credit cards
- Bendigo Bank credit cards
- Citi credit cards
- Coles credit cards
- Commonwealth Bank credit cards
- HSBC credit cards
- ING credit cards
- MoneyMe credit cards
- NAB credit cards
- Qantas Money credit cards
- St.George credit cards
- Virgin Money credit cards
- Westpac credit cards
Credit card types
- 0% purchase credit cards
- Balance transfer credit cards
- Black credit cards
- Business credit cards
- Cashback credit cards
- Charge cards
- Cheap cash advance credit cards
- Credit cards with airport lounge access
- Credit cards with a sign up bonus
- Frequent flyer credit cards
- Instant approval credit cards
- Low income credit cards
- Low interest credit cards
- Metal credit cards
- No annual fee credit cards
- No foreign transaction fee credit cards
- No interest credit cards
- Qantas Frequent Flyer credit cards
- Rewards credit cards
- Student credit cards
- Travel insurance credit cards
- Velocity Frequent Flyer credit cards
