Google Pay™ credit cards
Compare credit cards that work with Google Pay™. Apply online to get yours.
By Yvonne Taylor | Verified by David Boyd | Updated 5th December 2022
As seen on
Comparing Google Pay™ credit cards
On website
Balance transfer
32 months at 0% p.a.
Purchase rate
13.99% p.a. ongoing
Annual fee
$55.00 p.a. ongoing
Highlights
- Enjoy 0% for 32 months on Balance Transfers with a 0% balance transfer fee. Reverts to cash advance rate of 21.49% p.a.
- 13.99% p.a. low variable interest rate on purchases.
- Low annual fee of $55 p.a.
Pros
Cons
On website
Balance transfer
N/A
Purchase rate
21.99% p.a. ongoing
Annual fee
$450.00 p.a. ongoing
Highlights
- Receive 55,000 bonus Qantas Points when you apply online, are approved, and spend $3,000 on your new Card within the first 3 months. T&Cs apply. New Card Members only.
- Earn 1.25 Qantas Points for every $1 spent on card purchases, except spend at government bodies in Australia where you will earn 0.5 Qantas Points per $1 spent.
- Get 2 complimentary Qantas Club lounge invitations each year.
Pros
Cons
HSBC Platinum Credit Card Balance Transfer Offer
Balance transfer
12 months at 0% p.a.
Purchase rate
19.99% p.a. ongoing
Annual fee
$29.00 for 1st year
Highlights
- Enjoy 0% p.a. on balance transfers for 12 months with a 2% balance transfer fee.
- Save with the reduced $29 p.a. annual fee for the first year ( $129 p.a. thereafter).
- Earn 2 points per $1 spent on overseas eligible purchases; or 1 point per $1 spent for all other eligible purchases.
Pros
Cons
On website
Balance transfer
N/A
Purchase rate
12 months at 0% p.a.
Annual fee
$395.00 p.a. ongoing
Highlights
- Receive 50,000 Bonus Membership Rewards Points when you apply by 14 December 2022, are approved, and spend $3,000 on your new Card within the first 3 months. T&Cs apply. New Amex Card Members only.
- Enjoy 0% interest on purchases for 12 months. Reverts to 21.99% p.a. thereafter.
- Receive a $400 Travel Credit each year towards any flights, hotels, and car hire when you book online with this card.
Pros
Cons
Bank of Melbourne Amplify Platinum Credit Card (Qantas)
Balance transfer
24 months at 0% p.a.
Purchase rate
19.49% p.a. ongoing
Annual fee
$99.00 p.a. ongoing
Highlights
- Earn up to 60,000 bonus Qantas Points when you spend $3,000 on eligible purchases within 90 days from card approval. Exclusions apply.
- 0% p.a. for 24 months on balance transfers with 1% balance transfer fee. Reverts to cash advance rate.
- Earn 0.5 points per $1 spent (uncapped). Plus, get a complimentary Qantas membership fee. Saving you $99.50!
From 1 January 2022, earn 0.5 Qantas Points per $1 up to a maximum of $100,000 spent on eligible purchases annually. Bonus Qantas Bonus Qantas Points not included in the cap.
Pros
Cons
St.George No Annual Fee Credit Card
Balance transfer
N/A
Purchase rate
12 months at 0% p.a.
Annual fee
$0.00 p.a. ongoing
Highlights
- Enjoy 0% interest on Purchases for 12 months. Reverts to 20.74% p.a. thereafter.
- $0 annual fee for as long as you have the card.
- Enjoy up to 55 days interest-free period.
Pros
Cons
MONEYME Freestyle Virtual Card
Make sure you meet the following criteria before applying.
Application requirements:
Balance transfer
N/A
Purchase rate
14.99% p.a. ongoing
Annual fee
From $0.00 p.a. ongoing
Highlights
- Use virtual card instantly once approved (typically within 60 mins)
- Tap n Pay with up to 55 days interest free
- Use credit to transfer money to anyone
- Exclusive perks & many more features
- Thousands of 5-star customer reviews
Bank promo
Pros
Cons
NAB Qantas Rewards Card
Balance transfer
6 months at 0% p.a.
Purchase rate
19.99% p.a. ongoing
Annual fee
$95.00 for 1st year
Highlights
- Earn Qantas Points on eligible everyday purchases.
- 6 months at 0% p.a. on balance transfers. (2% balance transfer fee applies). Reverts to cash advance rate.
- Free membership into the Qantas Frequent Flyer Program saving you $99.50.
On website
St.George Amplify Signature Credit Card (Amplify)
Balance transfer
24 months at 0% p.a.
Purchase rate
19.49% p.a. ongoing
Annual fee
$199.00 for 1st year
Highlights
- Earn up to 150,000 Bonus Amplify Rewards Points when you spend $12,000 on eligible purchases within the first 12 months from card approval.
- $199 card fee for the first year ($279 p.a thereafter).
- 0% p.a. for 24 months on balance transfers with a 1% balance transfer fee on amounts transferred.
- Includes complimentary overseas travel insurance for up to 6 months
Pros
Cons
BankSA Vertigo Credit Card
Balance transfer
32 months at 0% p.a.
Purchase rate
13.99% p.a. ongoing
Annual fee
$0.00 for 1st year
Highlights
- Enjoy 0% for 32 months on Balance Transfers with a 0% balance transfer fee. Reverts to cash advance rate of 21.49% p.a.
- 13.99% p.a. low variable interest rate on purchases.
- $0 first-year annual card fee ($55 p.a. thereafter).
Pros
Cons
On website
Balance transfer
N/A
Purchase rate
16.99% p.a. ongoing
Annual fee
$0.00 p.a. ongoing
Highlights
- Get $100 back when you apply, are approved and spend $1,500 on your card in your first 3 months of Card Membership. T&Cs apply. New Amex Card Members only.
- 0% p.a. annual fee.
- Earn 1.25 Membership Rewards Gateway points for every $1 spent on everyday purchases, utilities, insurance and telecommunications.
Pros
Cons
On website
Balance transfer
34 months at 0% p.a.
Purchase rate
14.99% p.a. ongoing
Annual fee
$0.00 p.a. ongoing
Highlights
- Pay no annual fee as long as you hold the card.
- 0% p.a. for 34 months on balances transferred (2% balance transfer fee applies). Reverts to 14.99% p.a. thereafter.
- Up to 55 days interest-free on purchases.
- New customers only. Limited time. Other fees and charges, T&Cs apply.
Pros
Cons
BankSA Amplify Signature Credit Card (Qantas)
Balance transfer
24 months at 0% p.a.
Purchase rate
19.49% p.a. ongoing
Annual fee
$279.00 p.a. ongoing
Highlights
- Earn up to 90,000 bonus Qantas Points when you spend $6,000 on eligible purchases within 90 days from card approval. Exclusions apply.
- 0% p.a. for 24 months on balance transfers with 1% balance transfer fee on amounts transferred.
- Includes complimentary overseas travel insurance for up to 6 months
From 1 January 2022, earn 0.75 Qantas Points per $1 up to a maximum of $250,000 spent on eligible purchases annually. Bonus Qantas Points not included in the cap.
Pros
Cons
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