The basics
- Additional cardholders. You can add an additional cardholder for free, and you will be responsible for managing the account and making repayments.
- Digital wallets. Unfortunately, this card does not support any digital wallet technologies.
- Gambling transactions. Gambling transactions are not allowed on the BankSA Vertigo Credit Card.
Rewards and benefits
- Complimentary travel insurance. The BankSA Vertigo Credit Card does not provide complimentary international travel insurance coverage.
- Concierge services. The BankSA Vertigo Credit Card does not provide any concierge services.
- Rewards points. This credit card does not have a rewards program.
- Sign-up bonus. Earn up to $400 cashback on selected supermarkets including Coles, Woolworths, IGA, Harris Farm, and Aldi when you sign-up and get approved for a BankSA Vertigo Credit Card.
Rates and fees
- Annual fee. The annual fee for this card is $55 per year.
- Balance transfers. This credit card offers a 0% balance transfer fee for the first 32 months, with a maximum balance transfer limit of 80%. After the promotional period ends, any remaining balance will be reverted to an interest rate of 21.49%.
- Cash advances. The cash advance rate for BankSA Vertigo Credit Card is 21.99% p.a. with interest accruing from the date of the cash advance transaction. BankSA will charge a one-off fee for any cash advances made with this credit card.
- Foreign exchange fee. A 3% foreign exchange fee applies to any transactions made in a foreign currency online or overseas.
- Interest-free period. This card offers you up to 55 days interest-free on purchases, provided you have paid your previous balance in full or made the minimum required payment. Cash advances are excluded from this offer.
- Purchases. There is no introductory offer on purchases with the BankSA Vertigo Credit Card, so all purchases will attract an interest of 13.99% p.a.