BankSA Vertigo Credit Card
Apply by 28 February 2023

BankSA Vertigo Credit Card

Highlights

  • Earn up to $400 cashback on your supermarket shop or enjoy 0% for 32 months on Balance Transfers with a 0% balance transfer fee. Reverts to cash advance rate of 21.49% p.a.
  • 13.99% p.a. low variable interest rate on purchases.
  • Up to 55 days interest-free on purchases.

Pros and cons

Pros

  • Get 10% cashback on your supermarket shop or 0% p.a. for 32 months on balance transfers with no balance transfer fee.
  • 13.99% p.a. low variable interest rate on purchases.
  • Up to 55 days interest-free on purchases.

Cons

  • Balance transfer rate reverts to 21.49% p.a. after 32 months.
  • There are no rewards program for this card.

The basics

  • Additional cardholders. You can add an additional cardholder for free, and you will be responsible for managing the account and making repayments.
  • Digital wallets. Unfortunately, this card does not support any digital wallet technologies.
  • Gambling transactions. Gambling transactions are not allowed on the BankSA Vertigo Credit Card.

Rewards and benefits

  • Complimentary travel insurance. The BankSA Vertigo Credit Card does not provide complimentary international travel insurance coverage.
  • Concierge services. The BankSA Vertigo Credit Card does not provide any concierge services.
  • Rewards points. This credit card does not have a rewards program.
  • Sign-up bonus. Earn up to $400 cashback on selected supermarkets including Coles, Woolworths, IGA, Harris Farm, and Aldi when you sign-up and get approved for a BankSA Vertigo Credit Card.

Rates and fees

  • Annual fee. The annual fee for this card is $55 per year.
  • Balance transfers. This credit card offers a 0% balance transfer fee for the first 32 months, with a maximum balance transfer limit of 80%. After the promotional period ends, any remaining balance will be reverted to an interest rate of 21.49%.
  • Cash advances. The cash advance rate for BankSA Vertigo Credit Card is 21.99% p.a. with interest accruing from the date of the cash advance transaction. BankSA will charge a one-off fee for any cash advances made with this credit card.
  • Foreign exchange fee. A 3% foreign exchange fee applies to any transactions made in a foreign currency online or overseas.
  • Interest-free period. This card offers you up to 55 days interest-free on purchases, provided you have paid your previous balance in full or made the minimum required payment. Cash advances are excluded from this offer.
  • Purchases. There is no introductory offer on purchases with the BankSA Vertigo Credit Card, so all purchases will attract an interest of 13.99% p.a.