BankSA credit cards

BankSA offers great access to branches located throughout SA, but their competitive credit card offers are available no matter where you live in Australia.

By Yvonne Taylor | Verified by David Boyd | Updated 27th October 2020

Comparing BankSA credit cards

Compare

On BankSA's website

Apply by 2 March 2021

BankSA No Annual Fee Credit Card

Balance transfer

12 months at 0% p.a.

Purchase rate

20.74% p.a. ongoing

Annual fee

$0.00 p.a. ongoing

Highlights

No more annual fee, ever.
0% p.a. for 12 months on balance transfers with 1% balance transfer fee on amounts transferred. Reverts to 21.49% p.a. thereafter.
Get up to 3 extra cardholders for free.

BankSA Amplify Platinum Credit Card (Qantas)

Compare

On BankSA's website

Apply by 2 March 2021

BankSA Amplify Platinum Credit Card (Qantas)

Balance transfer

15 months at 0% p.a.

Purchase rate

19.74% p.a. ongoing

Annual fee

$99.00 p.a. ongoing

Highlights

Earn up to 70,000 points bonus Qantas Points when you spend $1,500 on eligible purchases within 90 days from card approval. Exclusions apply.
Earn 0.5 points per $1 spent on eligible purchases (uncapped).
0% p.a. for 15 months with 1% fee on balance transfers. Rate reverts to cash advance rate.

Pros

The 70,000 bonus Qantas Points when you spend $1,500 per month on eligible purchases within 3 months of card approval.
0% p.a. for 15 months on balance transfers.
Complimentary travel and purchase insurances.

Cons

There is a 1% balance transfer fee.
Points earning rate of 0.5 points is lower than others.

Compare

On BankSA's website

Apply by 2 March 2021

BankSA Vertigo Credit Card

Balance transfer

24 months at 0% p.a.

Purchase rate

13.99% p.a. ongoing

Annual fee

$0.00 for 1st year

Highlights

Enjoy 0% for 24 months on Balance Transfers with 0% balance transfer fee. Reverts to cash advance rate of 21.49% p.a.
$0 p.a annual fee for the first year ($55 p.a. thereafter).
Up to 55 interest free days on purchases.

Pros

Additional savings with $0 annual fee for the first year.
0% p.a. for 24 months on balance transfers with no balance transfer fee
The competitive purchase interest rate of 13.99% p.a.

Cons

Balance transfer rate reverts to 21.49% p.a. after 24 months.
There are no rewards program for this card.

BankSA Amplify Signature Credit Card (Amplify)

Compare

On BankSA's website

Apply by 2 March 2021

BankSA Amplify Signature Credit Card (Amplify)

Balance transfer

6 months at 0% p.a.

Purchase rate

19.74% p.a. ongoing

Annual fee

$139.00 for 1st year

Highlights

Earn up to 200,000 points bonus Amplify Rewards Points* over 2 years when you spend $12,000 on eligible purchases each year. Exclusions apply.
Reduced annual fee of $139 p.a. in the first year, currently saving you $140.
Enjoy 0% p.a. for 6 months with 0% fee on Balance Transfers requested at new card application. Rate reverts to cash advance rate.

BankSA Amplify Platinum Credit Card (Amplify)

Compare

On BankSA's website

Apply by 2 March 2021

BankSA Amplify Platinum Credit Card (Amplify)

Balance transfer

22 months at 0% p.a.

Purchase rate

7 months at 0% p.a.

Annual fee

$0.00 for 1st year

Highlights

0% p.a. for 22 months on balance transfers with 1.5% balance transfer fee. Reverts to cash advance rate of 21.49% p.a.
0% p.a. on purchases for up to 7 months from card approval (reverts to 19.74% p.a. thereafter).
$0 annual fee for the first year ($99 p.a. thereafter).

Pros

0% p.a. balance transfer for 22 months.
0% p.a. for 7 months interest rate on purchases.
Extra savings with $0 annual fee for the first year.
Complimentary travel insurance and purchase insurance covers.

Cons

There is a 1.5% balance transfer fee.

BankSA Vertigo Platinum Credit Card (Cashback Offer)

Compare

On BankSA's website

Apply by 30 March 2021

BankSA Vertigo Platinum Credit Card (Cashback Offer)

Balance transfer

12 months at 6.99% p.a.

Purchase rate

12.99% p.a. ongoing

Annual fee

$99.00 p.a. ongoing

Highlights

Receive $300 cashback when you spend $900 on eligible purchases within 90 days of new card approval. Terms and conditions apply.
Transfer your balances at 6.99% for 12 months with 0% balance transfer fee.
Feel secured with the complimentary insurances.

More about BankSA credit cards

Insights into BankSA credit card fees, interest rates, balance transfer offers, and rewards.

FAQs

Can I get a BankSA card if I live in a different state?

Yes. However, you will not have the same access to local branches outside SA. Online, mobile and telephone banking is available to manage your account if you are not located close to a branch.

Can I manage my card online?

Yes. Customers have access to online banking available 24/7 so you can check recent transactions, your balance, repayments, etc.

Can I manage my card over the phone?

Yes. You can manage your credit card over the phone. Everyday banking such as balance checks, transfers and bill payments can be carried out over the phone and via BankSA’s iPhone and Android apps.

Can I transfer balances from an existing BankSA credit card to another one?

No, you can only transfer the balance of non-BankSA debts. You can move money between different BankSA credit cards and accounts, but normal fees and conditions are applied.

Do I need to change banks if I apply for a card from BankSA?

No. Your credit card account with BankSA would be separate to who you bank with. There is no need to switch just because you have a card from a different bank.

I’m an existing BankSA credit card user. Can I transfer balances to my card?

You can request a balance transfer from a non-BankSA credit card or another store to your existing BankSA credit card. If your credit card account has been open for some time, you may not be able to get a promotional interest rate on the balance transferred. Check with them first if in doubt.

What rewards programs are available?

The BankSA Amplify card provides access to either Amplify Rewards or Qantas Amplify Rewards programs. Points are earned every time you make purchases with your card, which can then be redeemed for a large selection of rewards. The Amplify Qantas Rewards program offers a range of flights, travel and entertainment services and merchandise. With the Amplify Rewards program, you can exchange points for retail goods, food and wine, home and garden items, gift vouchers and travel services.

What types of cards do BankSA offer?

The BankSA credit card offers presented on our comparison table feature a different mixture of rates, fees, balance transfers and rewards, each designed to suit a different person and their particular financial needs and circumstances. Whether you are looking for a card with low rates, no annual fees or an attractive rewards program, there is probably a BankSA card to suit you.