BankSA credit cards
BankSA offers great access to branches located throughout SA, but their competitive credit card offers are available no matter where you live in Australia.
By Yvonne Taylor | Verified by David Boyd | Updated 3 Apr 2024
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Comparing BankSA credit cards
Balance transfer
28 months at 0% p.a.
Purchase rate
13.99% p.a. ongoing
Annual fee
$55.00 p.a. ongoing
Highlights
- Receive up to $400 cashback on your supermarket purchase or benefit from 0% interest for 28 months on Balance Transfers with a 1% balance transfer fee. Reverts to a cash advance rate of 21.49% p.a.
- Enjoy a low variable interest rate of 13.99% p.a. on purchases.
- 55 days interest-free on purchases.
Pros
Cons
Balance transfer
24 months at 0% p.a.
Purchase rate
19.49% p.a. ongoing
Annual fee
$99.00 for 1st year
Highlights
- Receive up to 70,000 bonus Amplify Points. Acquire 60,000 Qantas Points in the first year upon spending $3k+ on eligible purchases within the initial 90 days from new card approval, and an additional 10,000 points after your first eligible purchase in the second year.
- Enjoy 0% p.a. for 24 months on balance transfers with a 1% balance transfer fee, reverting to the cash advance rate.
- Earn 0.5 points per $1 spent (uncapped) and receive a complimentary Qantas membership fee, saving you $99.50!
Pros
Cons
Balance transfer
24 months at 0% p.a.
Purchase rate
19.49% p.a. ongoing
Annual fee
$49.00 for 1st year
Highlights
- Earn up to 100,000 bonus Amplify Points when you spend $3,000 on eligible purchases within 90 days from card approval. Exclusions apply.
- 0% for 24 months on balance transfers with a 1% balance transfer fee. Reverts to cash advance rate of 21.49% p.a.
- $49 p.a. annual fee for the first year ($124 p.a. annual fee thereafter)
Pros
Cons
Balance transfer
24 months at 0% p.a.
Purchase rate
19.49% p.a. ongoing
Annual fee
$199.00 for 1st year
Highlights
- Earn up to 150,000 Bonus Amplify Rewards Points over 2 years when you spend $12,000 on eligible purchases each year. Plus, receive a birthday points bonus of 10% of the points earned in the last 12 months.
- 0% p.a. for 24 months on balance transfers with a 1% balance transfer fee on amounts transferred.
- $199 p.a. annual fee for the first year ($295 p.a. annual fee thereafter)
Pros
Cons
Balance transfer
24 months at 0% p.a.
Purchase rate
19.49% p.a. ongoing
Annual fee
$295.00 p.a. ongoing
Highlights
- Earn up to 90,000 bonus Qantas Points when you spend $6,000 on eligible purchases within 90 days from card approval. Exclusions apply.
- 0% p.a. for 24 months on balance transfers with 1% balance transfer fee on amounts transferred.
- Includes complimentary overseas travel insurance for up to 6 months
From 1 January 2022, earn 0.75 Qantas Points per $1 up to a maximum of $250,000 spent on eligible purchases annually. Bonus Qantas Points not included in the cap.
Pros
Cons
More about BankSA credit cards
Insights into BankSA credit card fees, interest rates, balance transfer offers, and rewards.
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