BankSA Amplify Signature Credit Card (Qantas)
Apply by 30 April 2024

BankSA Amplify Signature Credit Card (Qantas)

Highlights

  • Earn up to 90,000 bonus Qantas Points when you spend $6,000 on eligible purchases within 90 days from card approval. Exclusions apply.
  • 0% p.a. for 24 months on balance transfers with 1% balance transfer fee on amounts transferred.
  • Includes complimentary overseas travel insurance for up to 6 months


From 1 January 2022, earn 0.75 Qantas Points per $1 up to a maximum of $250,000 spent on eligible purchases annually. Bonus Qantas Points not included in the cap.

Pros and cons

Pros

  • The 90,000 bonus Qantas Points.
  • Discounted annual fee on the first year.
  • Includes complimentary overseas travel insurance for up to 6 months

Cons

  • There is a 1% balance transfer fee.
  • After the initial year, the annual fee will revert to $295.

Our review

Convenience

Customer service

Rates and fees

Rewards

Trust

The basics

  • Additional cardholders. This card supports one additional cardholder at no extra cost. This means you can share your account with a family member and both of you will benefit from the rewards program.
  • Digital wallets. This card supports Apple Pay, Google Pay, and Samsung Pay.
  • Gambling transactions. BankSA has blocked gambling related transactions on the BankSA Amplify Signature Credit Card (Qantas).

Rewards and benefits

  • Complimentary travel insurance. The BankSA Amplify Signature Credit Card (Qantas) includes complimentary international travel insurance. Eligibility criteria may apply.
  • Concierge services. Enjoy access to a 24 / 7 concierge service with the BankSA Amplify Signature Credit Card (Qantas). This service can help you make reservations, book travel, find shopping advice, organize gifts, and more.
  • Rewards points. BankSA Amplify Signature Credit Card (Qantas) cardholders can earn 0.75 Qantas Points for every $1 spent on eligible purchases and overseas purchases. Points are uncapped each month but will expire after 18 months of inactivity. BankSA Amplify Signature Credit Card holders also receive complimentary insurance, access to exclusive offers, special event experiences, and more through the Amplify program
  • Sign-up bonus. BankSA offers 90,000 bonus Qantas Points when you spend $6,000 on eligible purchases in the first 90 days.

Rates and fees

  • Annual fee. This card carries an annual fee of $295 per year. BanksSA is presently offering a discounted first-year annual fee of $139.
  • Balance transfers. This credit card currently offers a 0% p.a. balance transfer rate on balances transferred within the first 24 months, with an introductory 1% balance transfer fee (min $20). After the promotional period ends, any remaining balance will revert to an interest rate of 21.49% p.a.
  • Cash advances. Cash advances with this card will be charged interest at the rate of 20.24% p.a., with interest accruing on the transaction from the day it was made. BankSA will charge a one-off fee to process any cash advances made with this card.
  • Foreign exchange fee. A 3% foreign transaction fee applies to purchases made overseas or online in a foreign currency.
  • Interest-free period. Get up to 55 days interest-free on purchases (except cash advances) when you pay your previous balance in full or make the minimum required payment.
  • Purchases. Purchases made with the BankSA Amplify Signature Credit Card (Qantas) will attract 19.49% p.a. in interest, without any introductory offer.

Nilooka Dissanayake

Reviewed by Nilooka Dissanayake

Writer

User reviews

Convenience

Customer service

Rates and fees

Rewards

Trust

Good bonus points, disappointing ongoing earn rate

Reviewed by Michael

I’ve had this card for about 12 months now. It earns Qantas points, which is why i got it. I also got a big points bonus to kick things off. The only downside is it only earns at 0.75 points per dollar. Otherwise it is a standard Visa card.

BankSA service is always exceptional.


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