Bankwest credit cards

You can apply for a Bankwest card regardless of where you live in Australia. Take advantage of their competitive low rates and introductory offers.

By   |   Verified by David Boyd   |   Updated 8th February 2022

Comparing Bankwest credit cards

Bankwest Zero Platinum Mastercard

On Bankwest's website

Balance transfer

34 months at 0% p.a.

Purchase rate

14.99% p.a. ongoing

Annual fee

$0.00 p.a. ongoing

Highlights

  • No annual fee.
  • 0% p.a. for 34 months on balances transferred (2% balance transfer fee applies). Reverts to 14.99% p.a. thereafter.
  • No foreign transaction fees and complimentary international credit card travel insurance.
  • New customers only. Limited time. Other fees and charges, T&Cs apply.

Pros

  • No annual fee to pay — ever.
  • Very long interest-free balance transfer offer.
  • No fees on purchases in a foreign currency.
  • Complimentary international travel insurance.

Cons

  • There is a 2% fee on balance transfers.
  • You can't earn rewards points.
Bankwest Zero Mastercard

On Bankwest's website

Balance transfer

34 months at 0% p.a.

Purchase rate

14.99% p.a. ongoing

Annual fee

$0.00 p.a. ongoing

Highlights

  • Pay no annual fee as long as you hold the card.
  • 0% p.a. for 34 months on balances transferred (2% balance transfer fee applies). Reverts to 14.99% p.a. thereafter.
  • Up to 55 days interest-free on purchases.
  • New customers only. Limited time. Other fees and charges, T&Cs apply.

Pros

  • There is no annual fee for as long as you keep the card.
  • The current balance transfer offer is extremely competitive.
  • Interest on purchases is comparatively low.

Cons

  • Balance transfers incur a one-off fee.
  • You cannot earn credit card points.
Bankwest Breeze Platinum Mastercard

On Bankwest's website

Balance transfer

15 months at 0% p.a.

Purchase rate

15 months at 0% p.a.

Annual fee

$0.00 for 1st year

Highlights

  • Enjoy 0% p.a. on balance transfers for 15 months (0% BT fee, 9.90% p.a. thereafter).
  • 0% p.a. for 15 months on purchases (reverts to 9.90% p.a.)
  • First-year annual fee waiver. $69 p.a. thereafter.
  • New customers only. Limited time. Other fees and charges, T&Cs apply.

Pros

  • 0% p.a. on balance transfers for 15 months.
  • 0% p.a. for 15 months on purchases.
  • First-year annual fee waiver. $69 p.a. thereafter.
  • No foreign transaction fees.

Cons

  • There is no rewards program on this card.
Bankwest Breeze Mastercard

On Bankwest's website

Balance transfer

15 months at 0% p.a.

Purchase rate

15 months at 0% p.a.

Annual fee

$0.00 for 1st year

Highlights

  • Enjoy 0% p.a. on balance transfers for 15 months (0% BT fee, 9.90% p.a. thereafter).
  • 0% p.a. for 15 months on purchases (reverts to 9.90% p.a.)
  • First-year annual fee waiver. $49 p.a. thereafter.
  • New customers only. Limited time. Other fees and charges, T&Cs apply.

Pros

  • 0% p.a. on balance transfers for 15 months.
  • 0% p.a. for 15 months on purchases.
  • First-year annual fee waiver. $49 p.a. thereafter.

Cons

  • There are no rewards on this card.

More about Bankwest credit cards

Further details on rates and fees, plus maximising the benefits of promotional offers and rewards.

  • FAQs

Can I get a credit card from Bankwest if I live outside WA?

Yes. Bankwest have branches located around the country. If none is available nearby, you can use their online, telephone and mobile banking to manage your account.

Can I manage my account online?

Yes. Bankwest have a very good online banking system to so that you can check your balance, view recent transactions, see when payments are due and for how much, etc.

Can I manage my account over the phone?

Yes. They have a call centre located in Australia that you can call for assistance with account management queries.

Do they have a smartphone app?

Yes. The have a mobile banking app for iOS and Android.

What kind of credit cards do Bankwest offer?

Bankwest offers a selection of credit cards to suit different types of cardholders, each with its own advantages, from the low rate Bankwest Breeze MasterCard to the no annual fee Bankwest Zero MasterCard. Several cards offer membership in rewards programs, such as Bankwest’s Gold and Platinum credit cards. Bankwest typically have a balance transfer offer on their cards, which you can compare against what's available from competing banks with this comparison.

Will I need to change who I bank with to get a card from Bankwest?

No. You can continue to bank with your existing bank and still have a card with Bankwest. They are two separate products.