Credit Union SA credit cards

Compare the low-cost features and benefits of a credit card from Credit Union SA.

By   |   Verified by Debbie Duncan   |   Updated 2 Nov 2023

As seen on

Media - The Sydney Morning Herald
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Comparing Credit Union SA credit cards

Credit Union SA Visa Credit Card

Balance transfer

6 months at 0% p.a.

Purchase rate

11.99% p.a. ongoing

Annual fee

$59.00 p.a. ongoing

Highlights

  • 11.99% p.a. on purchases and cash advances.
  • Low annual fee of $59.
  • 0% p.a. on balance transfers for 6 months, reverting to 11.99% thereafter.

Pros

  • Low-interest rates.
  • No cash advance fees.
  • Up to 55 days interest-free on purchases
  • Compatible with Apple Pay, Fitbit Pay, Garmin Pay, Google Pay, Samsung Pay and Visa payWave.

Cons

  • No rewards program.
Credit Union SA Education Community Credit Card

Balance transfer

6 months at 0% p.a.

Purchase rate

6 months at 0% p.a.

Annual fee

$0.00 p.a. ongoing

Highlights

  • No annual fee.
  • 0% introductory rate on purchases, balance transfers, and cash advances.
  • Competitive 11.49% interest rate.
  • Up to 55 days interest-free on purchases.

Pros

  • No annual fee.
  • Competitive interest rates.
  • Conveniently pay with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.

Cons

  • No rewards points scheme.
  • No sign up bonus.