HSBC credit cards
Use an HSBC balance transfer to save money and get your finances in order or start earning points as you spend towards free flights and upgrades.
Comparing of 5 HSBC credit cards
Balance transfer
12 months at 0% p.a.
Purchase rate
19.99% p.a. ongoing
Interest-free days
55 days
Annual fee
$0.00 for 1st year
Highlights
- Avail of the 0% p.a. on balance transfers for 12 months with a 2% balance transfer fee.
- Enjoy the first year with no annual fee, then it's $149 per year afterward.
- Earn 2 Reward Plus points per $1 spent on overseas eligible purchases and 1 Reward Plus point per $1 spent for all other eligible purchases.
- $6,000 minimum credit limit.
Pros
Cons
Balance transfer
12 months at 0% p.a.
Purchase rate
19.99% p.a. ongoing
Interest-free days
55 days
Annual fee
$0.00 for 1st year
Highlights
- Earn 1 Qantas Point per $1 spent up to $1,000 each month, then 0.5 Qantas Points. Capped at 7,500 per statement period).
- 0% p.a. for 12 months on balance transfers with no balance transfer fee. (Reverts to cash advance rate is 21.99% p.a.)
- Comes with complimentary travel insurance and purchase insurance.
Pros
Cons
Balance transfer
12 months at 0% p.a.
Purchase rate
19.99% p.a. ongoing
Interest-free days
55 days
Annual fee
$0.00 for 1st year
Highlights
- Fast track to Star Alliance Gold Status when you spend $4,000 or more on eligible purchases in the first 90 days from account opening. Terms and Conditions apply.
- $0 annual fee for the first year ( $450 p.a. thereafter).
- Earn 1 point per $1 spent up to $3,000 per statement period and 0.5 points thereafter.
Pros
Cons
Balance transfer
12 months at 0% p.a.
Purchase rate
19.99% p.a. ongoing
Interest-free days
55 days
Annual fee
$0.00 p.a. ongoing
Highlights
- Earn 1.5 Rewards Plus points for every $1 spent on eligible purchases, up to a maximum of $120,000 per year.
- Enjoy 2 complimentary airport lounge visits per year.
- Benefit from complimentary insurance coverage, including Domestic and International Travel Insurance, Transport Accident Insurance, Extended Warranty Insurance, and Price Protection Insurance.
Pros
Cons
Balance transfer
12 months at 0% p.a.
Purchase rate
12.99% p.a. ongoing
Interest-free days
55 days
Annual fee
$99.00 p.a. ongoing
Highlights
- 0% p.a. for 12 months on balance transfers with a 2% fee.
- A low ongoing 12.99% p.a. purchase rate.
- No overseas transaction fees and complimentary domestic travel insurance.
Pros
Cons
More about HSBC credit cards
Get the lowdown on HSBC credit card features and benefits from our experts.
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