Credit cards with Qantas Club lounge access

Upgrade your airport experience with a credit card that has free Qantas Club lounge access.

David Boyd avatar
Written by   |  
Bill Ryan Natividad avatar
Verified by
Updated 24 Oct 2024   |   Rates updated regularly

Comparing of 5 credit cards with Qantas Club lounge access

Westpac Altitude Black Credit Card (Qantas)

Apply by 30 November 2024

Westpac Altitude Black Credit Card (Qantas)

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Interest-free days

45 days

Annual fee

$295.00 p.a. ongoing

Highlights

  • Earn up to 120,000 bonus Qantas Points. Obtain 90,000 points upon spending $6,000 in the initial 90 days from the account approval date. Additionally, receive 30,000 points after making your eligible purchase in the second year.
  • Earn 0.75 Qantas points per $1 spent.
  • Enjoy two (2) complimentary Qantas Club airport lounge passes annually.

Pros

  • Earn up to 120,000 bonus Qantas Points when you meet the criteria.
  • Get a free additional card holder.
  • Comes with complimentary travel insurance.

Cons

  • The $295 p.a. annual fee (plus a $75 Qantas opt-in fee).
St.George Amplify Signature Credit Card (Qantas)

On website

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Interest-free days

55 days

Annual fee

$295.00 p.a. ongoing

Highlights

  • Receive up to 80,000 bonus Qantas Points upon spending $6,000 on eligible purchases within 90 days from card approval. Exclusions apply.
  • Earn 0.75 Qantas points per $1 spent on eligible transactions.
  • Benefit from complimentary overseas travel insurance for up to 6 months.

Pros

  • The 80,000 bonus Qantas Points.
  • Enjoy 2 Qantas lounge passes every year.
  • Includes complimentary overseas travel insurance for up to 6 months

Cons

  • The annual fee of $295 p.a.
ANZ Frequent Flyer Black Credit Card

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Interest-free days

55 days

Annual fee

$425.00 p.a. ongoing

Highlights

  • Receive up to 130,000 points. Obtain 100,000 bonus Qantas Points and $250 cashback to your new card upon spending $5,000 on qualifying purchases within the initial 3 months from approval. Additionally, earn an extra 30,000 bonus Qantas Points by maintaining your card for over 12 months. Terms and Conditions apply.
  • Earn 1 Qantas Point for every $1 spent on eligible purchases, up to $7,500 per statement period.
  • Enjoy 7 complimentary insurances, including International Travel Insurance.

Pros

  • Earn up to 130,000 bonus Qantas Points and $250 cashback when you meet the criteria.
  • 1 point per $1 spent up to $7,500 per statement period.
  • Earn an uncapped number of points.
  • Enjoy 2 complimentary Qantas Club lounge invitations each year.
  • Comes with complimentary international travel insurance.
  • Up to 55 days interest-free on purchases.

Cons

  • The annual fee of $425 p.a. is high.
  • Earn rate drops to 0.5 points per $1 spent above $7,500 per statement period.
  • No balance transfer offer.
Qantas Premier Platinum Credit Card

Balance transfer

12 months at 0% p.a.

Purchase rate

19.99% p.a. ongoing

Interest-free days

55 days

Annual fee

$349.00 for 1st year

Highlights

  • Earn up to 100,000 bonus Qantas Points. Receive 70,000 bonus Qantas Points when you spend $3,000 or more on eligible purchases within 3 months from card approval. Plus an additional 30,000 bonus points if you have not earned Qantas Points with a credit card in the last 12 months. Terms and Conditions apply.
  • Enjoy 0% on Balance Transfer for 12 months with no Balance Transfer fee. Reverts to Cash Advance rate, thereafter. No interest-free days apply on retail purchases while you have a balance transfer.
  • Save with the reduced annual fee of $349 p.a. for the first year. An ongoing annual fee of $399 p.a. applies in the 2nd year.

Pros

  • Earn up to 100,000 bonus Qantas Points when you meet the criteria.
  • 0% p.a. for 12 months on balance transfers.
  • Additional savings with the $349 first-year annual fee.
  • Comes with complimentary travel insurance.

Cons

  • The annual fee increases to $399 p.a. after the initial year.
BankSA Amplify Signature Credit Card (Qantas)

Balance transfer

N/A

Purchase rate

20.99% p.a. ongoing

Interest-free days

55 days

Annual fee

$295.00 p.a. ongoing

Highlights

  • Receive up to 80,000 bonus Qantas Points upon spending $6,000 on eligible purchases within 90 days from card approval. Exclusions apply.
  • Earn 0.75 Qantas points per $1 spent on eligible transactions.
  • Benefit from complimentary overseas travel insurance for up to 6 months.

Pros

  • The 80,000 bonus Qantas Points.
  • Enjoy 2 Qantas lounge passes every year.
  • Includes complimentary overseas travel insurance for up to 6 months

Cons

  • The annual fee of $295 p.a.

Given the choice, most travellers would prefer to spend a layover in a Qantas lounge instead of the main concourse. One way to achieve this is with a Qantas Club lounge pass, which you can get with several credit cards.

Benefits of credit cards with Qantas Club lounge passes

With a credit card that offers free Qantas Club Lounge access, you'll enjoy the following benefits:

  • Complimentary access to Qantas Club lounges. Enjoy all the perks of the Qantas Club Lounge without having to pay for a membership or lounge pass.
  • Improved travel experience. Relax and unwind in a comfortable lounge before your flight, allowing you to recharge before continuing your journey.
  • Earn more points. Boost your Qantas Points balance with a credit card sign up bonus and points per dollar spent.
  • Additional travel perks. These cards typically come with various complimentary perks like overseas travel insurance and a concierge service.

What to compare when choosing a Qantas Club lounge credit card

Consider the following factors when choosing a credit card that offers free Qantas Club Lounge access.

  • How many Qantas Club lounge passes do you get? Two free passes each year is a fairly common offer.
  • What other rewards and benefits are there? Consider the sign up bonus offer and the points earn rate as well as any additional perks like international travel insurance.
  • How much is the annual fee? Some credit cards waive the annual fee in the first year, so it's important to factor this into your decision.
  • What is the interest rate? Are there any introductory offers? Although carrying a balance negates the value of points, it's still worth considering what it would be if you didn't pay the balance in full and if there are any introductory interest-free offers.
  • What is the minimum annual income required? The minimum annual income to be eligible for most credit cards with Qantas Club lounge passes is higher than average.

Pros and cons

Pros

  • Relax in an exclusive, stress-free environment. Whiling away a few hours in a Qantas lounge until your next flight is much better.
  • Earn points. Use your credit card to earn points and upgrade your flight experience too.
  • Get a sign up bonus. Most credit cards offering free Qantas Club passes come with attractive sign up bonuses that can quickly boost your points balance.
  • Additional travel benefits. Travel insurance, lost luggage insurance, concierge services, and the like are common features of this type of card.

Cons

  • The annual fee. Expect it to cost more than average since these cards are higher-end.
  • Passes are single-use. And typically, you only get two to use each year.
  • Limited choice of lounges. A Qantas Club pass usually won't get you into the lounge of a oneworld or Qantas partner airline.

FAQs

Can you sell a Qantas Club lounge pass?

No. According to Qantas, complimentary lounge passes are not for resale. However, they can be given to a family member, friend, or someone else.

Does a Qantas Club lounge pass get you into Emirates lounges?

If you're flying with Emirates and your flight has a Qantas flight number, you can access Qantas international Business Class lounges in Australia using a pass. You can access the Emirates Business Class lounge in Dubai on a Qantas codeshare flight with Emirates. Using a lounge pass to access an Emirates lounge elsewhere is not possible, even if your flight has a Qantas flight number.

    As seen on

    Media - The Sydney Morning Herald
    Media - Yahoo Finance
    Media - News.com.au
    Media - Daily Mail Australia
    Media - Australian Fintech
    Media - Dynamic Business