St.George credit cards

Apply for a St.George credit card and you could save money or earn rewards points.

By   |   Verified by David Boyd   |   Updated 27th August 2020

Comparing St.George credit cards

St.George Vertigo Visa

On St.George's website

Apply by 30 September 2020

St.George Vertigo Visa

Balance transfer

22 months at 0% p.a.

Purchase rate

7 months at 0% p.a.

Annual fee

$0.00 for 1st year

Highlights

  • 0% for 22 months on balance transfers with 1.5% balance transfer fee. Reverts to cash advance rate of 21.49% p.a.
  • 0% p.a. on purchases for up to 7 months from card approval (reverts to 13.99% p.a. thereafter).
  • $0 p.a annual fee for the first year ($55 p.a. thereafter).
St.George No Annual Fee Credit Card

On St.George's website

Apply by 30 September 2020

St.George No Annual Fee Credit Card

Balance transfer

12 months at 0% p.a.

Purchase rate

20.74% p.a. ongoing

Annual fee

$0.00 p.a. ongoing

Highlights

  • 0% for 12 months on balance transfers with 1% balance transfer fee. Reverts to cash advance rate of 21.49% p.a.
  • $0 annual fee for as long as you have the card.
  • Enjoy up to 55 days interest-free period.
St.George Vertigo Platinum Credit Card

On St.George's website

Apply by 30 September 2020

St.George Vertigo Platinum Credit Card

Balance transfer

12 months at 6.99% p.a.

Purchase rate

15 months at 0% p.a.

Annual fee

$49.00 for 1st year

Highlights

  • 0% p.a. on purchases for up to 15 months from card approval.
  • Low revert rate on purchases of 12.99% p.a. (ongoing).
  • $49 p.a. fee for the first year ($99 p.a. thereafter).
St.George Amplify Signature Credit Card (Amplify)

On St.George's website

Apply by 30 September 2020

St.George Amplify Signature Credit Card (Amplify)

Balance transfer

6 months at 0% p.a.

Purchase rate

19.74% p.a. ongoing

Annual fee

$139.00 for 1st year

Highlights

  • Earn up to 200,000 Bonus Amplify Rewards Points over 2 years when you spend $12,000 on eligible purchases each year. Plus, receive a birthday points bonus of 10% of the points earned in the last 12 months.
  • 0% p.a. for 6 months on balance transfers with 0% balance transfer fee on amounts transferred.
  • Reduced annual fee of $139 in the first year, currently saving you $140.
St.George Rainbow Vertigo Platinum Credit Card

On St.George's website

Apply by 30 September 2020

St.George Rainbow Vertigo Platinum Credit Card

Balance transfer

12 months at 6.99% p.a.

Purchase rate

15 months at 0% p.a.

Annual fee

$49.00 for 1st year

Highlights

  • Enjoy 0% p.a. on purchases for up to 15 months from card approval.
  • 6.99% p.a. for 12 months on Balance Transfers with no balance transfer fee (reverts to cash advance fee).
  • Reduced annual fee of $49 p.a. for the first year ($99 p.a. thereafter).
St.George Rainbow Vertigo Visa

On St.George's website

Apply by 30 September 2020

St.George Rainbow Vertigo Visa

Balance transfer

22 months at 0% p.a.

Purchase rate

7 months at 0% p.a.

Annual fee

$0.00 for 1st year

Highlights

  • 0% p.a. on purchases for up to 7 months from card approval (reverts to 13.99% p.a. thereafter).
  • 0% p.a. for 22 months on balance transfers with 1.5% balance transfer fee. Reverts to cash advance rate of 21.49% p.a.
  • $0 p.a annual fee for the first year ($55 p.a. thereafter).
St.George Amplify Platinum Credit Card (Amplify)

On St.George's website

Apply by 30 September 2020

St.George Amplify Platinum Credit Card (Amplify)

Balance transfer

22 months at 0% p.a.

Purchase rate

7 months at 0% p.a.

Annual fee

$0.00 for 1st year

Highlights

  • 0% p.a. for 22 months on balance transfers with 1.5% balance transfer fee. Reverts to cash advance rate.
  • 0% p.a. on purchases for up to 7 months from card approval (reverts to 19.74% thereafter).
  • $0 annual fee for the first year ($99 p.a. thereafter).
St.George Amplify Platinum Credit Card (Qantas)

On St.George's website

Apply by 30 September 2020

St.George Amplify Platinum Credit Card (Qantas)

Balance transfer

6 months at 0% p.a.

Purchase rate

19.74% p.a. ongoing

Annual fee

$99.00 p.a. ongoing

Highlights

  • Earn up to 60,000 bonus Qantas Points when you spend $2,000 on eligible purchases within 90 days from card approval. Exclusions apply.
  • 0% p.a. for 6 months on balance transfers. Reverts to cash advance rate.
  • Earn 0.5 points per $1 spent (uncapped). Plus, get a complimentary Qantas membership fee. Saving you $99.50!

More about St.George credit cards

Details about St.George's interest rates, fees, rewards, and benefits.

  • FAQs

Can I apply for a credit card with St.George and keep my existing bank account?

Yes. You can apply for a credit card from St.George and run your existing bank account as usual. You do not need to switch accounts.

Can I transfer a balance if I currently have a St.George credit card?

Yes, if you have an existing St.George credit card you can transfer a balance from a third party to your credit card. However, you may not get the promotional interest rate on balance transfers.

Can I transfer balances between St.George credit cards?

No. If you have more than one St.George credit card, you can make payments between cards using standard repayment methods, but a balance transfer is a different type of transaction and can only be made from non-St. George credit cards and debts.

Do I have to pay a fee for a balance transfer?

On some St.George credit cards there is a fee for balance transfers. Please also note that at the end of the promotional balance transfer period, your rate will revert to a higher interest rate, normally the variable cash advance rate applicable at the time, and any outstanding debt will be charged accordingly.

What are the benefits of transferring other balances to St.George?

You can save money when you transfer a balance from a non-St.George credit card to a new St.George credit card with lower interest rates for the introductory period. You should be aware that the rate returns to the standard purchase rate when the introductory period ends.

What types of cards does St.George offer?

A selection of credit cards are available from St.George, offering choices such as no annual fee, low balance transfer rates and more.

The Platinum Visa credit card has historically offered a relatively low annual fee, a range of complimentary travel and purchase insurance covers, and the option for a low interest balance transfer. The St.George Amplify credit card provides access to a choice of two rewards schemes: Amplify Rewards or Amplify Qantas Rewards.

Will I be able to manage my account online or using my phone?

Yes. St.George have had online banking for years. You can use it to perform all the usual tasks, e.g. review recent transactions, set up payments, etc.

Apart from the usual telephone banking service, they also have apps for your smartphone.