Westpac credit cards
From low interest rates to rewards points, there is a large range of Westpac credit cards to compare.
By Yvonne Taylor | Verified by David Boyd | Updated 31st March 2021
Comparing Westpac credit cards
On Westpac's website
Westpac Low Rate Credit Card
Balance transfer
28 months at 0% p.a.
Purchase rate
13.74% p.a. ongoing
Annual fee
$0.00 for 1st year
Highlights
- Enjoy 0% p.a. for 28 months on balance transfers with a 1% balance transfer fee. Reverts to variable cash advance rate of 21.49% p.a.
- Low 13.74% p.a. interest rate on purchases.
- $0 first year annual card fee ($59 p.a. thereafter).
Finty Rewards
More infoPros
Cons
On Westpac's website
Westpac Altitude Platinum Credit Card (Altitude)
Balance transfer
18 months at 0% p.a.
Purchase rate
20.49% p.a. ongoing
Annual fee
$99.00 for 1st year
Highlights
- Receive 80,000 Altitude bonus points when you spend $3,000 on eligible purchases within 90 days of card approval. Terms and conditions apply.
- 0% p.a. for 18 months on balance transfers (1 % balance transfer fee applies). Reverts to purchase rate of 21.49% p.a.
- $99 p.a. annual fee for the first year ($150 p.a. annual fee thereafter).
Pros
Cons
On Westpac's website
Westpac Altitude Platinum Credit Card (Qantas)
Balance transfer
18 months at 0% p.a.
Purchase rate
20.49% p.a. ongoing
Annual fee
$149.00 for 1st year
Highlights
- Receive 60,000 Qantas bonus points when you spend $3,000 on eligible purchases within 90 days of card approval. Terms and conditions apply.
- Transfer your balance at 0% p.a. for 18 months (1 % balance transfer fee applies). Reverts to purchase rate of 21.49% p.a.
- $149 p.a. annual fee for the first year then $200 p.a. annual fee thereafter (inclusive of $50 Qantas Rewards opt-in annual fee).
Pros
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On Westpac's website
Westpac Altitude Black Credit Card (Altitude)
Balance transfer
N/A
Purchase rate
20.49% p.a. ongoing
Annual fee
$250.00 p.a. ongoing
Highlights
- Receive 150,000 Altitude bonus points when you spend $4,000 on eligible purchases within 90 days of card approval. Exclusions apply
- Earn up to 6 Altitude points per $1 spent (terms and conditions apply).
- Complimentary Insurances: Overseas Travel, Extended Warranty, Purchase Security and Transit Accidents (terms and conditions apply)
Pros
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More about Westpac credit cards
Answers to common questions about applying for and using a credit card from Westpac.
FAQs
