Credit Union SA Visa Credit Card

The basics

• Additional cardholders. You can add one additional cardholder to your account for free. This will give you the advantage of sharing the account benefits with a family member and also help manage day-to-day spending. However, it is important to remember that you are responsible for managing the account and repayments.
• Digital wallets. Enjoy the convenience of using your Credit Union SA Visa Credit Card with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.
• Gambling transactions. Gambling transactions are not permitted with this card.

Rewards and benefits

• Complimentary travel insurance. The Credit Union SA Visa Credit Card does not provide complimentary international travel insurance coverage.
• Concierge services. There is no access to a concierge service.
• Insurances. Cardholders get fraud protection and repayment insurance but do not have insurance policies for lost luggage, flight inconvenience, etc.
• Rewards points. This credit card does not have a rewards program.
• Sign up bonus. Credit Union SA do not offer any sign up bonus for this card.

Rates and fees

• Annual fee. This card has an ongoing annual fee of $59.
• Balance transfers. Credit Union SA Visa Credit Card offers a 0% p.a. balance transfer with a 6-month balance transfer period and an 11.99% revert rate.
• Cash advances. Cash advances will be charged at 11.99% p.a., with interest beginning to accrue on the transaction from the day it was made. There is no cash advance fee.
• Foreign exchange fee. All purchases made overseas or with an online store based overseas will incur a 3% foreign transaction fee.
• Interest-free period. Get 55 days interest-free on all purchases (except cash advances) when the account balance is paid in full by the due date or if minimum payments are made.
• Purchases. There is currently no introductory offer on purchases. Any purchases made with this card will attract interest at 11.99% p.a.