G&C Mutual Bank Low Rate Visa Credit Card

The basics

• Additional cardholders. This card allows you to add up to two additional cardholders for free. This is a great way to share the account with family members and manage the account responsibly.
• Digital wallets. This card supports Apple Pay, Google Pay, or Samsung Pay.
• Gambling transactions. G&C Mutual Bank does not allow gambling transactions with this card.

Rewards and benefits

• Complimentary travel insurance. This card does not include complimentary international travel insurance coverage.
• Concierge services. The G&C Mutual Bank Low Rate Visa Credit Card does not come with access to a concierge service.
• Insurances. This card comes with fraud protection but does not offer other insurance forms.
• Rewards points. This credit card does not have a rewards program.
• Sign up bonus. G&C Mutual Bank does not offer any sign up bonus for this card.

Rates and fees

• Annual fee. The annual fee for this card is $50 p.a. ongoing.
• Balance transfers. There is no introductory balance transfer offer available at this time.
• Cash advances. If you take out a cash advance with the G&C Mutual Bank Low Rate Visa Credit Card, you will be charged interest at 15.49% p.a., starting immediately from the date of the transaction.
• Foreign exchange fee. Any purchases made online or overseas in a foreign currency will incur a 2.85% fee.
• Interest-free period. Enjoy up to 50 days interest-free on purchases, provided your balance is paid in full, or the minimum required payment has been made by the due date.
• Purchases. There is no introductory offer on purchases. All purchases will attract interest at the ongoing rate of 7.49% p.a., which is one of the lowest ongoing interest rates available.