Greater Bank

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Greater Bank credit card

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Greater Bank Visa Credit Card

Highlights

  • A competitive variable interest rate of 9.95% p.a. on purchases and cash advances.
  • Low annual fee of $49 p.a.
  • Up to 55 days interest-free on card purchases.

Pros

  • Low-interest rate.
  • Low annual fee.
  • The next year's annual fee is waived if you spend at least $12,000 in any year.

Cons

  • No rewards program.
  • Foreign currency conversion fee of 3%.
  • No introductory offer for balance transfers.