Heritage Bank

Heritage Bank business loan

Heritage Bank Fully Drawn Business Loan

Heritage Bank Fully Drawn Business Loan

Highlights

  • Variable or fixed rates
  • Repayment term matched to the cash flow of the business
  • Preferred minimum amount $20,000, with no maximum

Heritage Bank credit cards

Compare
Heritage Platinum Credit Card

Heritage Platinum Credit Card

Highlights

  • 0% p.a. for 12 months on balance transfers with no balance transfer fee on amounts transferred (reverts to 19.99% p.a. thereafter).
  • $125 p.a. annual fee waived when you spend $35,000 or more.
  • Earn 3 Heritage Credits for every $1,500 spent per calendar month.

Pros

  • 0% p.a. for 12 months on balance transfers with no balance transfer fee on amounts transferred.
  • Includes International Travel Insurance, Interstate Flight Inconvenience Insurance, Transit Accident Insurance, Purchase Cover Insurance, Extended Warranty Insurance, and Guaranteed Pricing Scheme.
  • Platinum-level concierge service, available round the clock.

Cons

  • Other cards offer a better rewards points earn rate ratio.
  • Ongoing interest rates are about average.
Heritage Gold Low Rate Credit Card

Heritage Gold Low Rate Credit Card

Highlights

  • $0 p.a. annual fee.
  • Save on low interest of 11.80% p.a. on purchases.
  • Cash advance rates are comparatively low at 11.80%, which is lower than the standard rate of many other cards.

Pros

  • No annual fee.
  • Low-interest rate.
  • 0% p.a. for 12 months on balance transfers with no balance transfer fee on amounts transferred (reverts to 11.80% p.a. thereafter).

Cons

  • No interest-free days.
  • Not entitled to participate in Heritage Rewards program.
Heritage Classic Credit Card

Heritage Classic Credit Card

Highlights

  • $1,000 minimum credit limit.
  • $55 p.a. annual fee waived when you spend $25,000 or more.
  • Earn 1 Heritage Credit for every $1,300 spent per calendar month.

Pros

  • Competitive annual fee.
  • Waived annual fee if you meet the criteria.
  • Enjoy 55 interest-free days on purchases.

Cons

  • Other cards have better rewards points earn rate ratios.
  • No balance transfer option.