Hume Value Visa Credit Card

The basics

• Additional cardholders. Hume Bank offers up to 3 additional cardholders for free with their Hume Value Visa Credit Card. This allows you to share your account with family and friends, but you will be responsible for managing the account and repayments.
• Digital wallets. Supports Apple Pay, Google Pay, Samsung Pay, Garmin Pay, and Fitbit Pay.
• Gambling transactions. Gambling transactions are not blocked.

Rewards and benefits

• Complimentary travel insurance. The Hume Value Visa Credit Card does not provide complimentary international travel insurance coverage.
• Concierge services. The Hume Value Visa Credit Card does not provide cardholders with access to a concierge service.
• Insurances. This card comes with fraud protection.
• Rewards points. This credit card does not have a rewards program.
• Sign up bonus. Hume Bank does not currently offer any sign up bonus for this card.

Rates and fees

• Annual fee. There is no ongoing annual fee for this card.
• Balance transfers. This card does not currently offer a balance transfer offer.
• Cash advances. A cash advance transaction with the Hume Value Visa Credit Card will attract interest at a rate of 17.95% p.a., starting immediately from the transaction date. Cash advances made on this card will incur a one-off fee.
• Foreign exchange fee. Transactions made while shopping at an online overseas store or when travelling outside Australia in a foreign currency will incur a 2.85% fee.
• Interest-free period. The Hume Value Visa Credit Card offers up to 55 days interest-free on purchases (except cash advances) when you pay your balance in full or make the minimum required payments by the due date.
• Purchases. There is no introductory offer on purchases. All purchases made with this card will attract interest at 11.95% p.a.