Kogan Money Black Credit Card

Name: Kogan Money Black Credit Card
Brand: Kogan Money
Rating: 4.4 (1 reviews)

Receive $400 Kogan.com Credit upon spending $3,000 on qualifying purchases within 90 days from card approval.
No annual fees.
Free shipping on thousands of products, express shipping upgrades, and access to exclusive promos at Kogan.com and Dick Smith.
Plus, get $100 off your Kogan Energy bill with your FIRST membership.

Pros and cons

Don't miss the limited-time offer of $400 in Kogan.com Credit when you meet the eligibility criteria.
Earn 2 reward points per $1 on eligible purchases at Kogan.com and 1 reward point per $1 on other eligible purchases.
Uncapped rewards.
Use your points to shop at Kogan.com (1,000 points equals $10 in credit).
Add up to 4 additional cardholders at no extra cost.
Compatible with Apple Pay and Google Pay.
Shop confidently with FRAUDSHIELD® and Visa Zero Liability, keeping your transactions secure

Additional cardholders. You can add up to 4 additional cardholders free of charge to your account. The account holder will be responsible for managing the account and repayments.
Digital wallets. Compatible with Apple Pay. Unfortunately, the Kogan Money Black Credit Card cannot be used with Google Pay or Samsung Pay.
Gambling transactions. Cannot be used to fund gambling-related transactions.

Complimentary travel insurance. The Kogan Money Black Card does not provide complimentary international travel insurance.
Concierge services. The Kogan Money Black Card does not come with a concierge service.
Insurances. This card does not provide any insurance for the cardholder.
Rewards points. The Kogan Money Black Card allows you to earn uncapped rewards at the rate of 2 points per $1 spent on eligible purchases, both locally and overseas. Points can be redeemed through the Kogan Rewards program. Balance transfers and cash advances are not eligible transactions for earning points.
Sign up bonus. Get $400 in Kogan.com credit as sign up bonus when you spend $3,000 in the first 90 days from approval. These can be spent on Kogan.com or elsewhere.

Annual fee. Enjoy a $0 ongoing annual fee.
Balance transfers. The Kogan Money Black Card offers a 0% p.a. balance transfer for 6 months with no balance transfer fee. After the promotional period ends, the revert rate is 22.74% p.a.
Cash advances. Cash advances are charged interest at a rate of 22.74% p.a., which will begin to accrue immediately from the day of the transaction. In addition to interest, there is a one-off fee of the higher of $5 or 3.5% of the amount advanced for cash advances on this card.
Foreign exchange fee. Purchases made online or overseas in a foreign currency will incur a 3.4% fee.
Interest-free period. Kogan Money Black Card provides up to 55 days interest-free on purchases when you have paid your previous balance in full or made the minimum required payment.
Purchases. There’s no introductory purchase rate currently, with all purchases charged at 21.99% p.a